Top Tech Jobs & Startup Jobs

Develop and monitor credit underwriting, pricing, loan amount, and verification strategies for personal loans. Analyze loan performance, risk-adjusted returns, credit losses, A/B tests, and expansion opportunities. Build KPI dashboards, conduct root-cause analysis, evaluate data sources, and communicate recommendations. Partner with Technology teams on strategy implementation and monitoring while using AI tools responsibly to support analysis and reporting.

Lead independent compliance testing reviews across consumer financial regulations, evaluating control design and effectiveness. Identify control gaps, recommend enhancements, analyze data, prepare testing reports, track remediation, and communicate risks to business partners and senior leadership. The role also supports audits, regulatory examinations, compliance initiatives, and data-driven testing capabilities while partnering across the organization to strengthen compliance risk management.

Leads Happen Bank’s Platform Engineering organization and owns AI infrastructure, DevOps, software delivery, enterprise testing, database administration, incident management, and observability. Sets multi-year platform strategy, builds shared services and guardrails, advances AI and testing capabilities, improves reliability and operational excellence, and develops a high-performing leadership organization. Partners with Technology and Product Engineering to align platform investments with company strategy.

Build and maintain decisioning infrastructure for risk and business decisions. Translate policies into technical requirements, code business rules and machine learning models, develop APIs and integrations, test and deploy changes, troubleshoot decision systems, analyze outcomes, create dashboards, support audits, and ensure regulatory compliance. Collaborate with Risk, Operations, Engineering, Control teams, and offshore contractors to deliver accurate, scalable solutions.

Provides independent second-line oversight of marketing compliance across financial services communications. Establishes policies, controls, disclosures, and review procedures; assesses regulatory risk; approves marketing materials; partners with Marketing, Legal, Product, and Risk; supports audits and examinations; and improves automated, AI-assisted content review while maintaining human oversight.

Provides second-line compliance advisory oversight for personal lending products across the full lifecycle. Responsibilities include assessing regulatory risks and controls, developing policies and procedures, advising business partners, supporting monitoring and testing, managing regulatory changes and compliance issues, preparing risk reporting, and using AI to analyze compliance information. Requires strong knowledge of consumer lending laws, risk management, and banking compliance.

Owns Happen Bank’s online and mobile personal lending channel, including strategy, roadmap, execution, growth initiatives, and originations. Partners with Product, Marketing, Risk, Technology, and Finance to improve channel performance. Uses data, experimentation, personalization, and AI tools to drive decisions and optimize eligibility, pricing, and user experience. Independently manages priorities, communicates recommendations to senior stakeholders, and oversees initiatives from planning through delivery.

Develop positioning, messaging, segmentation, and go-to-market strategies for new lending products. Lead products from market sizing through launch, execute paid and lifecycle campaigns, define success metrics, analyze performance, and translate customer and competitive insights into recommendations. Collaborate with Product, Analytics, Research, Compliance, Legal, and Marketing while creating launch materials and messaging frameworks. Use experimentation and AI to improve campaign optimization, analysis, and content development.

Develop and launch digitally originated consumer and small-business lending products from strategy through pilot and scaling. Design low-friction origination and credit decisioning experiences, partner with risk and credit teams, establish pricing and product economics, define success metrics, run experiments, and monitor portfolio performance. Coordinate delivery across product, engineering, legal, compliance, operations, finance, and vendors while applying AI responsibly and maintaining fair-lending and regulatory standards.

Leads the architecture and evolution of enterprise identity security across IGA, authentication, authorization, directories, privileged access, cloud, and non-human identities. Designs solutions using SailPoint, Okta, Active Directory, AWS, Terraform, GitHub, and Delinea Secret Server; builds automation and infrastructure-as-code; supports audits and regulatory examinations; evaluates Zero Trust and emerging identity capabilities; and mentors engineers while driving cross-functional initiatives and responsible AI adoption.