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Originate and advise borrowers on FHA/VA, conventional, and other residential mortgage products; evaluate creditworthiness, issue pre-qualifications, ensure regulatory compliance (SAFE Act), cultivate referral sources, and close mortgage loans.

Design, implement, and maintain PKI and encryption solutions, manage certificate and key lifecycles, drive automation of PKI processes, evaluate emerging crypto technologies, ensure regulatory compliance, coordinate vendors, and mentor junior engineers to strengthen the bank's security posture.

Design, implement, and operate PKI and encryption solutions for the bank. Manage key lifecycle, certificate issuance/revocation, HSMs, and automate PKI processes. Advise on cryptographic protocols and compliance, evaluate vendor technologies, coordinate with stakeholders and vendors, and mentor junior engineers while ensuring risk and regulatory controls are met.

Perform credit underwriting and ongoing monitoring for commercial loan portfolios. Analyze financial statements, tax returns, and industry data; prepare credit memos, risk ratings, cash flow and covenant sensitivity models; recommend structures and conditions; support credit committees and relationship managers; ensure policy compliance and accurate data entry.

The Mortgage Originator interviews applicants, assesses credit worthiness, recommends mortgage products, cultivates business, and ensures regulatory compliance. Responsible for customer outreach and developing relationships with real estate professionals.

Act as single point of contact for delinquent mortgage borrowers through loss mitigation and foreclosure. Make inbound/outbound calls, collect and review documentation, explain decisions and options, document contacts in servicing system, and maintain regulatory and internal control compliance.

Lead cross-functional strategic initiatives for the division, define scope and approach, direct resources and teams (10-20), provide analytical support and data analysis, present to governance, ensure regulatory and risk compliance, implement audit/regulator items, and drive process improvement and stakeholder alignment.

Manage M&T/Wilmington Trust PAC and political engagement activities: lead PAC strategy and operations, ensure compliance, develop communications and educational materials, monitor legislation, coordinate events and stakeholder outreach, support Government Relations meeting materials, and act as liaison across internal partners.

Manage enterprise employee relations programs including workplace accommodations and workforce restructures. Oversee intake, interactive dialogue, resolution, compliance, and reporting. Partner with HR and business stakeholders, drive process improvements using data, provide consultation on sensitive matters, ensure regulatory adherence, and support risk mitigation and audit controls.

Analyze commercial clients' credit risk through financial statement review, cash flow and collateral valuation, and estimate loan loss reserves. Prepare monthly/quarterly/annual reports, support internal/external reporting and regulatory reviews, participate in projects, and maintain compliance with accounting standards and internal controls.