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Analyzes reinsurance contracts, portfolio exposures, and reinsurer financial strength to support risk strategy and placement decisions. Coordinates with finance, underwriting, claims, corporate risk, CAT modeling, brokers, and program teams. Reviews ceded contracts, develops executive reports and market presentations, supports exposure modeling, coordinates document and term implementation, and ensures mandatory state data submissions. Requires 3–6 years of insurance or reinsurance experience, strong analytical skills, and advanced Excel and PowerPoint proficiency.

Translate homeowners insurance business projects into clear engineering requirements for rating, underwriting, forms, and business rules. Coordinate with Insurance Product and Engineering teams, maintain technical documentation and product source-of-truth files, track delivery deadlines, perform post-production testing, resolve defects through policy research, and support accurate implementation of product changes.

The Director of Program Business oversees program management and underwriting for Spinnaker, managing P&L, compliance, and strategic growth initiatives while collaborating across teams to drive success.