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Lead and manage training initiatives: partner with business, zonal/cluster heads and branch managers to identify needs, plan and execute training projects, manage timelines and resources, and align programs with organizational goals.

Assess and underwrite credit risk for midmarket and NBFC loan proposals, analyze financials and business models, recommend credit actions, structure deals, ensure documentation and grading, lead projects, mentor juniors, and improve process efficiency.

Oversee sourcing operations and manage sales teams for CVCE business, enhancing customer satisfaction and driving profitability through strategic relationships and compliance.

The role involves developing relationships with OEMs and dealers, achieving sales targets, acquiring customers, and maintaining relationships.

Build and manage the Loan Against Property (LAP) portfolio across one or more states. Drive portfolio profitability, disbursements and revenue; source LAP through DSAs and branches; manage strategic DSA relationships and all sourcing channels; ensure productivity of ASMs/SMs; and cross-sell insurance and other liability products.

Lead business sourcing and relationship management across sourcing channels, coordinating internal stakeholders and end-to-end loan disbursement processes. Manage and motivate the sales team to achieve targets, empanel new dealers, allocate resources, and ensure compliance with documentation, field investigation, agreement execution, and credit approval requirements. Recruit, train, and develop sales staff to deliver targeted business results.

Process account openings and servicing for individual and non-individual customers, ensuring KYC/CKYC compliance, accurate data entry into the core banking system, adherence to TATs, and participation in data cleanup and process-improvement initiatives to maintain data integrity and operational controls.

Monitor payment processes, ensure compliance with SLAs, manage projects, conduct audits, and process payments for branches and offices.

Manage and grow relationships with Emerging Enterprise Group customers, especially high-value clients. Acquire new clients, increase the bank's asset book and revenues through cross-sell of products (insurance, trade, forex, liability products, LAP), leverage branch networks and channels for sourcing, run customer loyalty and personalized engagement programs, and meet revenue/disbursement targets.

The Sales Manager promotes Current Accounts, mentoring sales officers, driving recruitment and training, and ensuring compliance while achieving sales targets.