Top Tech Jobs & Startup Jobs

Analyze and implement credit risk policies for merchant, personal loan, and postpaid products. Monitor policy performance, key risk indicators, and regulatory compliance; conduct testing and scenario analysis; use SQL, Python, alternative data, and machine learning to improve underwriting and risk decisioning. Collaborate with data scientists, product managers, technology teams, credit teams, and business stakeholders to optimize lending processes and provide actionable risk insights.

Monitor, analyze, and optimize consumer and merchant lending portfolios. Develop risk strategies, run stress tests and loss forecasts, support product growth, and coordinate collections, compliance, and bureau management using analytics.

Manage credit risk analytics for consumer and merchant lending portfolios. Monitor portfolio health, develop risk strategies and policies, conduct stress testing, forecast losses, plan scenarios, support product growth, interface with collections, and manage compliance and bureau data. Translate analytics into actionable business recommendations while partnering with stakeholders across lending operations.

Lead backend engineering for high-scale distributed systems supporting over 100 million daily active users. Design scalable architectures, optimize APIs for sub-50ms latency, and ensure reliability across microservices, messaging, caching, storage, and cloud infrastructure. Mentor engineers, conduct code reviews, establish engineering best practices, and use AI tools such as GPT and Copilot to accelerate development. The role offers substantial ownership of critical platforms and opportunities to grow toward principal engineer, architect, or CTO roles.

Own end-to-end growth campaigns for Paytm Postpaid across in-app, push, SMS, and email channels. Drive awareness, activation, usage, retention, and monetization through segmentation, experimentation, A/B testing, funnel analysis, and CRM/CLM execution. Partner with product and business teams to improve user journeys and reduce application friction. Use SQL and analytics tools to monitor campaign performance, identify growth opportunities, and translate insights into measurable actions.

Manage the full lifecycle of commercial contracts, including drafting, review, negotiation, finalization, risk mitigation, and issue resolution. Provide corporate legal advisory, assess business models, support cross-functional transactions and special projects, ensure compliance with internal legal frameworks, and improve contract templates and processes. The role requires strong legal drafting, negotiation, analytical, stakeholder-management, and execution skills.

Drive telesales for two-wheeler, private car, and commercial vehicle insurance. Responsibilities include generating and converting leads, assessing customer needs, recommending policies and add-ons, handling issuances and renewals, meeting sales targets, maintaining CRM reports, and sharing lead-quality insights. Requires strong communication in English and Hindi, motor insurance knowledge, basic spreadsheet and CRM proficiency, and customer-focused selling skills.

Design brand identities, visual systems, websites, presentations, social creatives, product campaigns, and marketing collateral. Collaborate with creative and development teams, present design rationale, maintain high detail standards, and experiment with AI-assisted workflows. The role requires strong typography, layout, composition, branding, storytelling, responsive web design, and rapid iteration skills.

Own the end-to-end roadmap and outcomes for AI-powered SMB growth agents. Lead discovery, UX, onboarding, experimentation, GTM, and adoption while measuring activation, campaign performance, revenue, and retention. Partner with engineering, data science, sales, operations, and support to optimize agent architecture, guardrails, evaluation, cost, and scalability for mobile-first, vernacular-friendly merchant experiences.

Creates visual designs for social media, digital campaigns, websites, presentations, events, and print collateral. Translates marketing briefs into on-brand visual communications, maintains brand consistency, monitors design and social trends, and collaborates with marketing, content, social, and business teams. Manages multiple projects under deadlines while applying strong design fundamentals and AI creative tools.