Supports commercial lending through credit analysis, financial statement spreading, loan underwriting, portfolio monitoring, risk rating reviews, covenant compliance, and credit renewals. Prepares loan narratives and financial analyses, researches industries, maintains credit documentation and tracking systems in LoanVantage, assists with audits and regulatory examinations, and advises lending staff on documentation and compliance requirements.

Develops and manages commercial banking relationships, generates loan and deposit growth, and oversees assigned loan portfolios. Responsibilities include business development, credit analysis, loan structuring and approval, portfolio monitoring, compliance, delinquency collection, risk rating maintenance, and customer service. The role also prepares credit submissions, collaborates with lending and credit operations teams, and supports community engagement.

Provides administrative and operational support for commercial credit activities, including construction loan draws, credit file maintenance, financial reporting tracking, borrower information collection, letter of credit billing, annual review preparation, and departmental reporting. The role also assists with basic financial statement and tax return spreading while maintaining compliance with bank policies, BSA requirements, and regulatory procedures.