Manages residential mortgage secondary-market operations, including rate locks, pricing, pipeline exposure, hedging, investor commitments, loan sales, and settlements. Analyzes hedge performance, gain-on-sale margins, profitability, and market conditions while producing financial reporting and recommendations. Supports whole-loan and participation transactions, forecasting, liquidity analysis, budgeting, audits, controls, and regulatory compliance. Coordinates with investors, vendors, Mortgage Lending, Finance, and leadership to resolve delivery and pricing issues.