Provide credit analysis and post-closing loan review for commercial (and occasional residential) loans, evaluate financial statements, collateral, appraisals, assign risk ratings, prepare reports, attend committee meetings, assist auditors, and train junior staff and interns.

Farmers State Bank evaluates internship opportunities on an ongoing basis. Internships may be temporary full-time, part-time, or seasonal. Placement, schedule, and role depend on the candidate and branch or department needs.

Support the Credit Analyst Supervisor by performing credit analysis and post-closing loan reviews for commercial and residential loans. Analyze financial statements, collateral, credit reports, and assign risk ratings. Prepare reports, meeting minutes, and present findings to loan committees. Assist lending officers, auditors, and examiners; use bank pricing model software and attend compliance training. Travel between branch locations as required.