Lead design and scaling of Modulr's US payments risk and compliance program, aligning with sponsor bank requirements. Build CDD/KYC/KYB, transaction monitoring, sanctions screening, AML controls; manage sponsor bank/regulator relationships; oversee payments scheme compliance (ACH, RTP, FedNow, card); recruit and scale the US risk team; embed risk-by-design with Product and Engineering; support pilot launches and US expansion strategy.