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Leads Walletii Iraq’s fintech operations, including customer, business, and merchant onboarding; KYC/KYB activation; transaction processing; reconciliation; settlement; customer service; partner and vendor management; operational controls; process automation; reporting; business continuity; and team development. The role establishes scalable operating models, ensures regulatory adherence and service quality, coordinates cross-functional launches, manages operational risks, and drives continuous improvement across the country business.

Reviews customer profiles, KYC/CDD documentation, transactions, sanctions and screening alerts to identify financial crime risks. Conducts investigations, documents cases, supports suspicious transaction reporting, monitors regulatory developments, and prepares AML risk reports. The role also improves compliance processes, controls, monitoring systems, and automation while collaborating with cross-functional stakeholders.

Design, develop, maintain, and optimize scalable backend services for mobile applications. Deliver features, resolve defects, review code, enforce engineering standards, monitor production reliability, and address performance and security issues. Collaborate with frontend and QA teams in Agile ceremonies, identify delivery risks, and mentor junior and mid-level developers. Provide technical support to the local Backend chapter and promote maintainable microservices solutions.

Develop and maintain React Native mobile applications for Android and iOS, deliver features, fix defects, monitor crashes, and optimize performance. Enforce TypeScript, code quality, testing, architecture, and review standards. Collaborate with backend, QA, product, design, and stakeholders in Agile sprint cycles. Support local consultants, resolve technical blockers, manage multi-country configurations, and contribute to CI/CD, OTA, and App Store and Play Store release processes.

Own the commercial strategy, launch, scaling, and profitability of microlending and SME financial products. Responsibilities include product pricing, customer targeting, P&L ownership, portfolio analytics, partner negotiations, go-to-market execution, regulatory coordination, and cross-functional delivery. The role also monitors lending performance, delinquency, customer behavior, market developments, and competitor activity to improve product design, underwriting, eligibility, and commercial outcomes.

Lead commercial strategy and P&L growth for B2B payments, SME financial services, WPS, and merchant acquiring across multiple markets. Build market-specific playbooks, negotiate partner deals, analyze transaction and cohort data, create dashboards and forecasts, run pilots and A/B tests, and support country teams to accelerate customer acquisition, revenue, and product penetration.

Manage end-to-end finance for Oman operations including accounting, month-end close, regulatory compliance, tax and VAT filings, cash and treasury management, FP&A, audit coordination, group reporting, fixed asset and capex control, and finance process improvements. Provide business partnering and financial insights to support operational teams.

Own end-to-end customer journey and CLV for OFTI markets. Design lifecycle strategies, CLV models, and data-driven campaigns to drive wallet adoption, retention, cross-sell, and revenue. Monitor lifecycle KPIs, manage commercial budgets, size cross-sell opportunities, and partner with central and local teams to optimize campaign sequencing and validate revenue outcomes.

Collect and submit CVs referred by employees of Ooredoo Fintech, Ooredoo, or affiliated OpCos for consideration for open opportunities.

Unpaid 1-3 month internship across the business. The employer is not actively hiring; candidates will be contacted if a suitable opportunity arises.