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Leads Coinflow’s enterprise compliance governance program across the US, Canada, and EU. Responsibilities include policy and control framework ownership, second-line BSA/AML testing, regulatory change management, sponsor bank coordination, audit and exam readiness, issue remediation, governance reporting, and compliance tooling rollout. The role partners with Risk, Legal, Engineering, Product, Underwriting, AML, and Operations while driving findings and action items to documented closure.

Oversee merchant KYC and KYB reviews, enhanced due diligence, periodic reviews, recordkeeping, and compliance assessments. Develop SOPs, workflows, controls, and playbooks for regional and product expansion. Partner with Compliance, Product, Engineering, Integrations, Support, and underwriting teams to improve tooling, automation, review quality, and scalability while identifying fraud and regulatory risks.

Own Coinflow’s risk and decisioning products, balancing transaction approval rates against losses that remain on the company’s books. The role includes productizing fraud and risk models, defining thresholds and monitoring, analyzing loss economics, building merchant-facing controls and reporting, improving internal risk operations tooling, and evaluating risk infrastructure vendors. The Principal Product Manager will work cross-functionally with engineering, data science, finance, compliance, and commercial teams in a high-ambiguity environment.

Own Coinflow’s growth function by activating outbound campaigns, running experiments across paid, email, LinkedIn, events, and lifecycle channels, and optimizing the demand funnel. Track qualified leads, meetings, acquisition costs, attribution, and marketing-sourced pipeline. Build ABM programs, improve conversion paths, manage paid acquisition, test new verticals, and collaborate with Revenue, Partnerships, Events, and Content to generate scalable pipeline.

Own Coinflow's defensive and offensive security posture: deploy and operate SIEM and SecOps dashboards, run continuous internal pentests, triage CVEs and manage dependency upgrades, integrate SAST/DAST/secret scanning into CI, define secure-by-default patterns, and produce audit-ready evidence for PCI DSS, SOC 2, ISO 27001, and DORA compliance.

Own Coinflow's ML layer: explore transaction and behavioral data, build production models and decisioning systems, establish ML/data practices, define core metrics, and partner with Engineering, Product, and Operations to embed intelligence into products and tooling.

Lead frontend engineering work: build and own a production design system, design and ship end-to-end React/TypeScript features, modernize merchant and dashboard surfaces, set visual direction for a fintech product, and make component/theming architecture decisions while collaborating closely with backend engineers.

Lead and ship production-critical payment systems as a hands-on engineering leader. Own delivery, technical direction, incident resolution, mentoring, hiring, and engineering process in a compliance-focused fintech environment.

The Operations Support Analyst will enhance merchant onboarding efficiency by managing workflows, configuring accounts, maintaining data integrity, and refining processes based on data-driven insights.

Design, build, and operate high-throughput, reliable payment processing systems, merchant APIs, and real-time settlement engines. Scale platform performance, optimize databases and service communication, instrument monitoring/alerting, ship end-to-end product features, and mentor engineers while contributing to architecture and engineering best practices.