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Lead international credit card strategy and operations across US and Mexico. Develop credit policies, underwriting, risk appetite and portfolio analytics to drive sustainable growth while controlling delinquency and losses. Build and lead a distributed credit risk team, partner with Product, Data Science, Compliance and Finance, and prepare frameworks for future market expansion and stress testing.

Lead credit strategy for US cards: design decisioning, limits, pricing, experimentation, monitoring, and portfolio valuation. Build models and analytics, use Python/SQL for insights, collaborate with data science, product, engineering and capital markets, and drive responsible portfolio growth and investor reporting.

Own US credit card customer acquisition and growth: optimize channels and funnels, shape mobile app activation and engagement, run end-to-end origination, integrate partners and payment networks, improve underwriting and fraud, build new card products, and use AI-driven experimentation and analytics to drive measurable unit economics and growth.

Drive data-led growth for US loans: analyze and optimize acquisition channels, design price tests, forecast and allocate volume, validate commercial hypotheses, and implement changes using SQL and analytics tools.

The Senior Credit Risk Manager will oversee credit analysis, experimentation design, performance monitoring, and strategic decision support in the U.S. loans business.

The Senior Growth Manager will drive the growth of US personal loans acquisition channels, optimizing performance, managing partner relationships, and making data-driven decisions.