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Advise and manage midsize-to-large commercial clients through the full advisory lifecycle: assess exposures, prepare placement and renewal strategies, analyze loss trends and MOD, cultivate carrier relationships, grow revenue, and ensure retention through proactive service and collaboration with internal teams.

Build and maintain relationships with local individuals and families to sell personal lines insurance. Meet clients, secure carrier quotes, create proposals, onboard accounts, cross-sell where appropriate, and represent the agency at community events to generate referrals.

Manage and retain a commercial book of business: handle renewals, COI requests, endorsements, binders, and audits; analyze coverage, collaborate with underwriters, support claims, and identify sensible cross-sell opportunities while building client relationships.

Prepare and submit market-ready commercial P&C submissions, negotiate with carriers to secure terms and quotes, analyze market appetites and renewal trends, build coverage comparisons and proposals, and collaborate with account teams and carriers to place coverage efficiently.