Processes ACH, cashletter, debit card, ATM, real-time payment, transfer, and remote deposit transactions. Resolves exceptions, chargebacks, overdraft conditions, fraud alerts, and payment issues; performs reconciliations, reporting, research, audit support, and account adjustments. Monitors vendor and channel performance, supports overdraft program administration, tests system upgrades, and ensures compliance with payment regulations and operating rules. Requires accuracy, analytical ability, independent judgment, and effective communication.