Leads non-agency residential mortgage underwriting operations across internal and third-party teams. Oversees underwriting strategy, credit-policy adherence, regulatory compliance, pipeline performance, process improvement, risk mitigation, audits, staff development, training, and technology adoption. Partners with Operations, Sales, Capital Markets, Quality Control, Compliance, Risk, IT, and digital teams to ensure accurate, efficient, and compliant loan decisions.

Lead and execute underwriting and appraisal across Correspondent, Portfolio, and Retail channels. Build and manage underwriting leadership and staff, drive operational strategy, process improvement, and capacity planning. Ensure loan quality, regulatory and investor compliance, partner with product/tech to deploy automation/AI, and maintain strategic relationships with agency and non-agency investors. Responsible for hiring, training, performance management, and meeting production and financial targets.