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Manage relationships with small-business clients by assessing business needs, providing working-capital and trade-finance solutions, acquiring customers, and cross-selling banking products. Build relationships with CFOs and promoters, grow portfolio profitability, analyze cash flows and business models, monitor competitors, ensure high-quality service, and coordinate process improvements with branch and operating teams.

Acquire and manage high-net-worth priority banking customers, generate leads, deepen relationships, cross-sell banking products, and deliver strong customer service. The role includes coordinating with product managers and group companies, conducting sales and engagement initiatives, maintaining detailed client records, resolving queries, and complying with bank policies and regulatory requirements.

Acquire new agricultural business customers, promote working capital products, manage credit and legal evaluations, conduct field investigations, prepare credit appraisal notes, ensure customer satisfaction, and develop channel partnerships to achieve business growth targets.

Leads branch sales growth by expanding deposits, cross-selling financial products, generating fee income, managing customer service, ensuring regulatory compliance, and overseeing branch administration, team performance, morale, profitability, and P&L. Collaborates with product and marketing teams on product development, service improvements, and sales initiatives.

Acquire and manage high-net-worth customers for retail loans and banking services. Build CASA deposits, cross-sell insurance and mutual funds, grow revenue, and maintain client relationships. Coordinate with credit, legal, operations, and product teams while ensuring KYC compliance and accurate documentation. Support customers and channel partners, resolve issues promptly, and leverage existing client relationships to generate new business.

Manage and grow an existing working capital client portfolio by renewing and enhancing credit limits, structuring suitable solutions, monitoring utilization and compliance, reducing delinquencies, and resolving client issues. Build relationships with business promoters and decision-makers, conduct client visits, identify cross-sell opportunities, generate leads, onboard new customers, and increase product penetration. Maintain CASA accounts and support float-income generation through group account openings.

Acquire retail loan customers through direct sourcing, referrals, cold calling, DSAs, and channel partners. Generate leads, manage partner relationships, ensure KYC and documentation compliance, coordinate loan processing with internal teams, track applications, resolve customer queries, and achieve monthly and quarterly sales targets for home loans, loan-against-property products, and personal loans.

Evaluates and underwrites Agri SME credit proposals, including working capital, commodity finance, and project loans. Performs financial analysis, credit appraisals, credit checks, site visits, and appraisal-note preparation. Presents recommendations to sanctioning authorities, addresses approval queries, monitors credit portfolios, mitigates risks, manages renewals and enhancements, and collaborates with business teams while maintaining policy compliance and credit quality.

Manage relationships with small business clients by assessing their needs, providing working capital and banking solutions, acquiring and cross-selling products, and growing portfolio profitability. Build trusted relationships with CFOs and promoters, analyze business cash flows and trade activities, monitor competitors, deliver high-quality service, and coordinate with branch and operating teams to develop customized solutions and improve processes.

Acquire and manage high-net-worth Priority Banking customers, generate leads, cross-sell banking products, deepen client relationships, coordinate integrated financial solutions, resolve queries, maintain relationship records, and execute customer engagement initiatives while following bank policies and compliance requirements.