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Lead development and execution of credit risk strategy and policies, monitor portfolio performance, embed risk into product and operations, build early-warning systems, provide credit forecasts and provisioning inputs, and grow a high-performing credit risk team to support sustainable lending and financial inclusion.

Leads the development and growth of digital lending products, from market research and discovery through launch. The role combines product management, business development, partner acquisition, data-driven experimentation, credit decision support, process improvement, and cross-functional delivery. Responsibilities include improving adoption, disbursement, repayment quality, customer experience, compliance, scalability, and stakeholder communication.

The Accounting Intern will record and reconcile financial transactions, prepare transaction records, support financial statement preparation, maintain accounting documentation, and assist with audit processes. The role requires onsite work in Jakarta for six months and involves collaboration with accounting team members.

Conduct IT audits focused on technology, application, security, and information security controls. Analyze data for anomalies, fraud, control deficiencies, and regulatory non-compliance; document audit work; identify root causes; recommend risk reductions; monitor remediation; and provide process-improvement advisory services. The role also requires collaboration with auditees, strong analytical and communication skills, and experience with ISO 27001, cybersecurity, IT regulatory compliance, risk management, and business continuity.

Leads IT internal audit activities, including audit planning, evidence collection, control and transaction analysis, root-cause identification, working-paper preparation, reporting, and risk recommendations. Monitors remediation of audit issues, advises business units on process improvements, and maintains relationships with auditees. The role requires expertise in IT controls, information security, regulatory compliance, governance frameworks, risk management, and business continuity.

Manage accounting records for lending entities, including monthly closing, journal entries, financial reporting, loan and revenue accounting, reconciliations, impairment and write-off support, audit schedules, and regulatory reporting. Ensure compliance with PSAK/IFRS and maintain accurate documentation. Collaborate with risk, data, treasury, product, operations, and business teams to resolve discrepancies and improve accounting controls, reconciliation processes, SOPs, and automation.

Lead development and optimization of credit risk policies, monitor and analyze loan portfolio performance, collaborate with data and operations teams to balance growth and asset quality, propose risk mitigations, support credit forecasting and provisioning, and present actionable insights to senior management.

Perform market and competitor research, build financial models and trackers, analyze P&L and performance drivers, create executive-ready slides and visualizations, and support senior leadership with ad hoc strategic analyses.

Lead growth marketing strategies to drive user acquisition and engagement for digital products, overseeing campaign execution and collaboration across teams, using data-driven insights for performance improvements.

Oversee engineering teams, manage software development projects, ensure system performance, hire engineers, and implement innovative technologies for scalable solutions.