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Analyze high-risk KYC/KYB customer files through Enhanced Due Diligence, determine risk levels, and make onboarding decisions. Monitor sensitive customer portfolios through periodic reviews, ensure compliance with AML/CFT requirements, and support French-market regulatory procedures. Collaborate with Onboarding and Product teams to improve data collection, compliance tools, and processes, including AI automation initiatives. The role requires complex corporate document analysis and fluent French and English.

Lead end-to-end internal audit missions for Qonto’s German branch and contribute to Group-wide audits. Responsibilities include risk assessment, audit planning, reporting, recommendation follow-up, coordination of internal and external auditors, governance support, and methodology improvement. The role requires banking or payments internal audit expertise, German and English fluency, knowledge of German banking, compliance, or AML requirements, autonomous leadership, clear communication, and strong analytical and problem-solving skills.

Design, develop, deploy and maintain scalable backend services and banking APIs. Co-own service architecture, resilience and scalability following Domain-Driven Design. Write high-quality, well-documented code, mentor engineers, work in cross-functional teams, and contribute to technical leadership to support a fast-growing finance product.

As a Senior Backend Engineer, you will design, develop, and maintain applications, ensuring quality and scalability while mentoring other engineers on technical leadership within cross-functional teams.

As a Backend Engineer, you'll design, develop, and maintain applications, co-own services architecture, and mentor other engineers within a cross-functional team.

Produce and submit monthly and quarterly regulatory reports across eight European markets. Document SQL queries and reporting procedures, use AI to automate workflows, validate data quality, investigate anomalies with the Data team, and support audits and process improvements. The role requires accuracy, attention to detail, autonomy under regulatory deadlines, and fluent English, with training provided on regulatory requirements.

Lead Qonto’s website product strategy, roadmap, conversion funnel, and growth outcomes across eight European markets. Manage and coach a team of 7+ Website Product Managers, improve user journeys and experimentation, establish prioritization and operating models, and collaborate with marketing, engineering, design, legal, and local market teams. Drive the website toward conversational and AI-assisted experiences while owning performance metrics and cross-functional delivery.

Own the full sales cycle for newly onboarded SME clients seeking accounting solutions, from initial outreach and needs diagnosis through negotiation and contract signing. Maintain proactive follow-up with unresponsive prospects, use a consultative soft-selling approach, and leverage AI tools for call preparation, personalized outreach, and qualification. The role contributes to building a new accounting sales team and requires adaptability in an early-stage environment.

Own daily treasury operations during Qonto’s transition from payment institution to licensed bank. Manage cash flows, liquidity, banking infrastructure, ALM execution, regulatory implementation, and a three-person treasury team. Lead the treasury workstream for the banking license project, coordinate with Product, Technology, Risk, Compliance, and core banking teams, and build operational processes and systems aligned with banking requirements.

Own compensation and benefits strategy, partnering with Talent Acquisition, People Partners, and managers on hiring offers, promotions, retention, and pay reviews. Lead compensation cycles, benefits renewals, governance, compliance, salary structures, leveling, pay transparency, and scalable global frameworks. Provide data-informed recommendations, manage senior stakeholders, and collaborate with People, Finance, Legal, and HRIS teams in an international, fast-scaling environment.