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Provide 2nd-line application support and incident investigation for internal business systems; collaborate with Customer Service and Operations to deliver interim solutions, create knowledge-base articles, run SQL data fixes/queries, ensure secure data handling, improve tooling and processes, and participate in technical projects within an agile environment.

Design, build, and maintain finance data models and transformation pipelines (dbt). Translate financial logic into SQL, implement data quality and reconciliation, govern finance metrics, collaborate with Finance and Product, and automate finance data processes.

Build Zilch's external partnership strategy from scratch: identify target partners, create commercial proposals and business cases, structure novel arrangements (embedded finance, co-brands, licensing), and drive deals to live in partnership with Product, Finance, Legal and Compliance. Originate and own senior relationships, convert models into scalable playbooks, and iterate strategy based on market learnings.

Lead technical IFRS accounting, prepare external statutory financial statements, draft technical accounting memos, support audits and regulatory reporting, improve internal controls, assist month-end close, and partner with FP&A, Legal and commercial teams on transactions and projects.

Lead design and maintenance of finance reporting pipelines and models, deliver KPIs and analytics, drive automation and data quality, partner with Engineering/Product, and translate accounting requirements into scalable data solutions.

Support finance analytics team with recurring manual processes, run SQL queries to extract and check financial data, maintain dashboards, perform reconciliations and month-end data checks, document processes, and contribute to automation and improvement initiatives.

Design, develop, and maintain high-performance Java microservices and APIs. Lead solution design, testing strategy, and monitoring. Work with cloud (AWS), databases, CI/CD and IaC (Terraform). Triage bugs, integrate external services, and continuously improve systems and processes in an agile, hybrid environment.

Lead credit risk strategy and analytics initiatives to optimise approval rates, loss performance, and portfolio health. Deliver actionable insights for automated decisioning, detect credit and fraud risk patterns, collaborate cross-functionally, monitor portfolio performance, and prepare reports for stakeholders and regulators.

Lead and deliver the organisation's most complex operational excellence initiatives across functions. Translate customer and operational insight into measurable improvements, ensure operational readiness for strategic change, chair readiness forums, manage portfolio prioritisation, coach analysts, produce executive reporting, and embed continuous improvement and benefit realisation.

Drive revenue through performance marketing and advertising by managing brand, affiliate network, and agency partnerships. Own client relationships, identify and onboard brands, negotiate commercial deals, optimise performance campaigns to meet KPIs and quotas, lead internal product and cross-functional initiatives, present to senior stakeholders, mentor S&P team members, and deliver ROI-positive sales growth.