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Lead end-to-end planning and execution of cross-team payments products. Define roadmaps, manage dependencies, timelines, risks and stakeholders. Drive decisions to remove blockers, ensure operational effectiveness, and propose technical solutions. Dive into data and architecture to make informed trade-offs and deliver value for users.

Lead and scale user research across Core Banking, define strategic research direction, partner with senior stakeholders, manage and coach research managers (6-8 reports), synthesize qualitative and quantitative insights, and embed a global research operating model to inform product and organisational strategy.

Lead a distributed engineering organisation across multiple European markets, develop senior engineering leaders, partner with cross-functional stakeholders to define and execute European strategy, shape market expansion, localisation and regulatory approach, drive alignment across teams, design scalable operating models, and help validate product-market fit while balancing short-term delivery and long-term strategy.

As a Senior Product Manager, you'll lead cross-functional teams to deliver customer strategies, enhance the app experience, and align with product goals at Monzo.

Lead design and governance of Borrowing's data layer: architect data products, build reusable feature layers, scale analytics engineering infrastructure, define SLAs/contracts, and partner across product, credit, engineering, and Data Platform to ensure consistent, production-grade datasets for analytics, ML, decisioning, and regulatory use.

Lead and grow a team of ML scientists to build and productionise credit underwriting, pricing, limits, and lifecycle models. Define Borrowing's ML roadmap for UK growth, new segments, and EU expansion, improve feature engineering and data use, and raise standards for model quality, governance, and iteration speed.

The Senior Staff Backend Engineer will lead technical direction for systems, manage engineering standards, mentor teams, and ensure alignment with broader company goals. Responsibilities include hands-on coding, architecture, and partnership with product teams to maximize impact.

The Enterprise Risk Manager will manage risk processes, support the Risk Appetite Framework, execute risk assessments, and promote risk culture across the organization.

Use quantitative analysis and data mining to understand user behaviour, run and analyse large-scale A/B experiments, enable product teams with measurable metrics, partner with finance to measure lifetime value and profitability, and work with engineers to ensure correct data collection for impactful product decisions.

The Software Engineer will collaborate on backend technology products, building and supporting Monzo's banking platform, focusing on customer outcomes and efficient software development.