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Develop and maintain APIs, services and customer-facing products across a global fintech platform. Work in Agile teams (pair/ensemble/mob programming), own solutions, participate in on-call rota, and help scale platform and AI-first initiatives.

Lead credit and commercial strategy for a platform family: translate commercial priorities into credit questions, apply pricing and credit frameworks, co-build and validate models, and collaborate cross-functionally to embed credit strategy in product and go-to-market decisions.

Lead development of central pricing and decisioning capabilities, including unit economics, yield targets, monitoring and testing frameworks, scalable tooling, and oversight of pricing/decisioning analysts. Collaborate with AI/ML engineers and cross-functional teams to translate family-specific needs into scalable, configurable model requirements and toolkits to drive credit and commercial strategy.

Design and optimise global credit decisioning and pricing strategies using data and predictive models. Collaborate with Risk, Product, Commercial and ML teams to monitor models, propose features, and deliver commercial insights to maximise customer funding within risk appetite.