Top California Fintech Startups (551)

Moov is a payments infrastructure platform making it easy to accept, store, send, and spend money all from a single, elegantly-designed API. Instead of stitching together multiple vendors, software companies simply add Moov to their products to get the latest in payment technology, user onboarding, licensing, compliance, and more.

Scratch Financial is a veterinary fintech company on a mission to make pet care more accessible and help veterinary practices grow. More than 19,000 veterinary practices across the U.S. and Canada use Scratch to offer flexible payment options and simplify how they get paid. Our products are built to make veterinary care easier for everyone. Scratch Pay™ gives pet owners simple,...

Taking days or weeks to answer questions like these isn’t the exception, it’s how finance works today. Getting to an answer often means digging across finance, data, engineering, and multiple business systems. We think it should feel as easy as searching Google. That’s what Quanta is building, with a fundamentally different approach than layering AI on top of existing financial...

SentiLink is the leading fraud intelligence company, providing financial institutions and fintechs with purpose-built solutions for identity verification and fraud prevention. Our products detect synthetic fraud, identity theft, and hard-to-detect first-party fraud in real time — helping partners stop losses before they happen while approving more legitimate customers. Founded in 2017 by Naftali Harris and Max Blumenfeld, creators of the risk...

Opto Investments (“Opto”) are engineering the future of private markets, offering the solution for wealth managers to efficiently build and manage differentiated private investment programs. Opto’s end-to-end technology solution dramatically streamlines building, fundraising for, and managing a bespoke private markets fund or program, allowing independent investment advisors, family offices, and private banks to scale their offerings without scaling their team. Founded by...

Traditional firms rely on interviews, retroactive documentation, and billable hours. Onshore applies AI at the point of substantiation, providing documentation tied directly to source data and pairing it with expert review. The result is defensible, audit-ready work delivered in weeks, not quarters. We help companies claim R&D Tax Credits, 179D Deductions, and Cost Segregation with proof, not process. 500+ companies have trusted Onshore...

Gynger is a cash flow management solution with embedded financing that gives B2B technology vendors the power to offer flexible payment terms to customers while securing up front payment. With Gynger, finance leaders can leverage a combination of actionable insights and capital to optimize day-to-day cash flows, accelerate deal flows, mitigate risk, and execute long term strategic vision with ease. In 2024,...

Proto is the leader for inclusive multilingual contact centre automation. Governments and businesses use Proto's AI Customer Experience (AICX) platform to ensure local language service, long-term operational efficiency, and citizen protection. Proto deployments are powered by its HermesAI™ engine for local and mixed languages.

Avidbank is a highly responsive, full-service commercial bank headquartered in San Jose, California, serving the San Francisco Bay Area and clients in dozens of states nationwide. It provides tailored financial solutions including corporate banking, commercial and industrial lending, venture lending, structured and asset-based lending, sponsor and fund finance, and real estate construction and commercial real estate lending, along with deposit...

Founded in 2023, Tensec is a global fintech that enables small and medium-sized businesses (SMBs) to enter global trade and thrive by giving them access to global transaction banking solutions that are user-friendly, efficient, and secure. Tensec founders have driven startups from foundation to exit, built decacorns, and led global teams at companies such as PayPal, Credit Karma, Facebook, Goldman Sachs,...

Smarkets is a peer-to-peer exchange platform for sports and political trading that has handled over $32 billion in traded volume since 2010. Our goal is to upend the sports betting industry by creating a transparent platform that offers not only the fairest prices but also the best technology and customer experience.

Prodigal is a pioneer of Collection & Servicing Intelligence, a new category of AI software, which enables banks, lenders and collection agencies of all sizes to quickly and efficiently collect accounts receivables. Our cloud-native, Collection & Servicing Intelligence platform delivers actionable insights for banks, lenders, and ARM agencies to maximize revenue, optimize operations, and minimize compliance risk. Prodigal delivers artificial intelligence...

Think Jam is an award-winning specialist entertainment marketing agency, proven to deliver communications strategy, consultancy and content creation to global clients across film, TV, gaming, the arts and publishing. Our mission is to lead from the front by innovating, collaborating and delivering unrivaled expertise worldwide.

Making construction safe and sustainable through innovative insurance products

Launch Finance is a women-owned financial services firm dedicated to serving startups at all stages of growth across all industries with high-quality, cost-effective financial and accounting solutions from inception to exit. #LaunchFinance #InceptionToExit #LaunchYourStartup #CFO #Accounting #StartupAccounting Deborah Kranz built Kranz & Associates – one of the most successful interim financial services companies – and she is recognized as a financial...

We make returns easy and refunds faster. For everyone. We are shaping the future of eCommerce bringing frictionless, superfast and sustainable returns to everyone, anytime, anywhere. Because returning should be as easy as buying. If you're as excited about this as we are: join us! It’s a hell of a ride. Here's how we do things: • Full Gas: stay hungry, work...

Modak is a US-based fintech platform leveraging the power of fintech and gamification to empower kids to reach their full potential. We are founded with an audacious vision to enable kids to reach their full potential, regardless of their background. We pursue this mission by offering a gamified fintech and learning ecosystem - with teen debit cards, financial literacy, and other...

Only 24% of Americans are considered financially literate and an estimated 60% of Americans want a financial plan but can't afford it. Clerkie is an AI Financial Planner for the 123M underserved Americans looking for answers. After spending years helping struggling middle-class families, it became clear that users needed more help with their debt and their finances. They needed answers. Clerkie...

We’re a passionate bunch dedicated to transforming collectible cards – and eventually other assets such as watches, sneakers, and art – into investable assets. Join our thriving team that is redefining the alternative investing space!

Atomic is a leading financial connectivity platform that puts consumers in control of their personal data. Prioritizing data rights and security, Atomic is trusted by over 195 financial institutions, fintechs and partners. Atomic offers unparalleled access to payroll, HRIS systems, and merchants facilitating a range of financial services including direct deposit switching, income and employment verification, and payment method updating.