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Top California Fintech Startups (489)

Moov
Fintech • Payments
9 Offices
63 Employees
47 Benefits Hiring Now
We make money movement work for everyone so that businesses, merchants, and users can do great things with their money.

Moov is a payments infrastructure platform making it easy to accept, store, send, and spend money all from a single, elegantly-designed API. Instead of stitching together multiple vendors, software companies simply add Moov to their products to get the latest in payment technology, user onboarding, licensing, compliance, and more.

Moov
Onshore
Artificial Intelligence • Fintech • Software • Financial Services
3 Offices
60 Employees
46 Benefits Hiring Now
Onshore (formerly SPRX) is changing how companies claim tax incentives.

Traditional firms rely on interviews, retroactive documentation, and billable hours. Onshore applies AI at the point of substantiation, providing documentation tied directly to source data and pairing it with expert review. The result is defensible, audit-ready work delivered in weeks, not quarters. We help companies claim R&D Tax Credits, 179D Deductions, and Cost Segregation with proof, not process. 500+ companies have trusted Onshore...

Onshore
Scratch Financial
Fintech • Financial Services
Fully Remote
125 Employees
90 Benefits Hiring Now

Scratch is a dynamic and innovative fintech company at the forefront of patient lending and payment processing, serving a network of over 15,000 veterinary practices across the United States and Canada. Our mission is to revolutionize the veterinary financial experience, ensuring pet parents have seamless access to the treatments they need without the burden of financial stress.

Scratch Financial
January
Artificial Intelligence • Fintech • Payments • Social Impact • Analytics • Financial Services • Automation
2 Offices
111 Employees
61 Benefits Hiring Now
We're fixing what’s broken in consumer credit with our data-driven platform, helping millions build a brighter future.

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives. We began by building the foundation for creditors to engage with and support their borrowers at scale...

January
Gynger
Artificial Intelligence • Fintech • Payments • Software • Financial Services • Automation
3 Offices
36 Employees
54 Benefits Hiring Now
Flexible payments, embedded financing, and AR intelligence for buyers and sellers of technology.

Gynger is a cash flow management solution with embedded financing that gives B2B technology vendors the power to offer flexible payment terms to customers while securing up front payment. With Gynger, finance leaders can leverage a combination of actionable insights and capital to optimize day-to-day cash flows, accelerate deal flows, mitigate risk, and execute long term strategic vision with ease. In 2024,...

Gynger
Opto Investments
Fintech • Software • Financial Services
2 Offices
60 Employees
36 Benefits Hiring Now
Our mission is to empower fiduciaries with the technology to confidently invest in private markets

Opto Investments (“Opto”) are engineering the future of private markets, offering the solution for wealth managers to efficiently build and manage differentiated private investment programs. Opto’s end-to-end technology solution dramatically streamlines building, fundraising for, and managing a bespoke private markets fund or program, allowing independent investment advisors, family offices, and private banks to scale their offerings without scaling their team. Founded by...

Opto Investments
SentiLink
Fintech • Information Technology • Software
9 Offices
170 Employees
87 Benefits Hiring Now
SentiLink is the leading fraud intelligence company, stopping identity fraud at the point of application.

SentiLink is the leading fraud intelligence company, providing financial institutions and fintechs with purpose-built solutions for identity verification and fraud prevention. Our products detect synthetic fraud, identity theft, and hard-to-detect first-party fraud in real time — helping partners stop losses before they happen while approving more legitimate customers. Founded in 2017 by Naftali Harris and Max Blumenfeld, creators of the risk...

SentiLink
Proto
Artificial Intelligence • Digital Media • Fintech • Hospitality
2 Offices
150 Employees
16 Benefits

Proto is the leader for inclusive multilingual contact centre automation. Governments and businesses use Proto's AI Customer Experience (AICX) platform to ensure local language service, long-term operational efficiency, and citizen protection. Proto deployments are powered by its HermesAI™ engine for local and mixed languages.

Proto
Alpaca
Fintech • Information Technology
San Mateo
132 Employees
4 Benefits Hiring Now

Alpaca's mission is to unlock asset management for the people. We are a technology company that modularizes the world’s asset management activities. Alpaca’s products enable anyone to build and connect applications and algorithms to buy and sell stocks with zero commissions. We believe that everyone should have fair access to financial markets, regardless of who we are or where we...

Alpaca
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Artemis (artemisanalytics.com)
Blockchain • Fintech • Software • Analytics • Financial Services • Cryptocurrency
Irvine
27 Employees
13 Benefits Hiring Now

Artemis is building the open data platform for digital finance — organizing and standardizing the metrics that matter for blockchains, tokens and stablecoins, all in one place. Functionally, we offer a “Bloomberg-like” Terminal trusted by Visa, Circle, Tether, Grayscale, VanEck, Franklin Templeton, Solana, Base, and others — alongside Excel plugins, APIs, and Snowflake Data Shares used by some of the world’s...

Artemis (artemisanalytics.com)
Apeiron Investment Group
Fintech • Financial Services
2 Offices
40 Employees
Hiring Now

Apeiron Investment Group is the family office and private investment firm of Christian Angermayer. We build and invest in companies that are shaping the Next Human Agenda: a future in which technology empowers people to live longer, healthier and happier lives. Our venture funds and 100+ portfolio companies focus on Life Sciences, FinTech & Crypto, Future Tech and Experiences, Hospitality &...

Apeiron Investment Group
Grid (gridverify.com)
Artificial Intelligence • Fintech • Software • Financial Services
Oakland
9 Employees
Hiring Now

Our end-to-end verification solution shields your institution, giving you the freedom to focus on what matters most. With our code-free orchestration tool, choose the customer verification solutions you need from our curated list of top data providers and access them in one place. No tedious individual checks with multiple data providers and added costs. Get everything you need on one...

Grid (gridverify.com)
Lumi (lumi.com.au)
Fintech • Financial Services
Los Angeles
142 Employees
3 Benefits Hiring Now
With us, you're not a loan.

Lumi takes the guesswork out of small business funding. We offer small business loans and lines of credit from $10k–$750k with 3–60 month terms. At Lumi, we don’t believe in surprises (at least, not when it comes to finance). Instead, we pride ourselves on offering straightforward loans to give your venture the financial boost it needs. No guesswork, no hassles,...

Lumi (lumi.com.au)
Finvest
Artificial Intelligence • Fintech • Software • Financial Services
San Francisco
18 Employees
Hiring Now

We are building the first AI-powered wealth manager. While exploring the best ways to manage money, we realized that everyday people lack access to the tools and services the ultra-wealthy use to optimize their finances. At Finvest, we are breaking those barriers. Our mission is simple: to give your money the superpower it deserves by leveling the playing field. Imagine having...

Finvest
Megaphone (megaphone.xyz)
Blockchain • Fintech • Software • Financial Services • Cryptocurrency
San Francisco
3 Employees
Hiring Now

Megaphone helps you grow your onchain community's GDP. With Megaphone, you can launch tokens and NFTs, collect form responses, analyze onchain reputation and identity, and incentivize quality community actions. We've processed 68M campaign activity completions, 5.5M form responses, and hundreds of thousands of onchain transactions with iconic brands like Coinbase, Forbes, OneFootball, Pudgy Penguins. Talk to us to learn about the secrets of...

Megaphone (megaphone.xyz)
Equal Parts
Artificial Intelligence • Fintech • Insurance • Professional Services
Solana Beach
10 Employees
Hiring Now

Equal Parts is a next-generation insurance agency that combines world-class agents with purpose-built AI to provide a better insurance experience for startups and enterprises.

Equal Parts
Unison (unison.com)
Fintech • Payments • Financial Services
4 Offices
144 Employees
8 Benefits Hiring Now

There is a smarter, better way to own your home. We call it home co-investing. Unison offers a smart new financing alternative for accessing your equity without taking on debt. We reduce debt and deliver a less risky way for homeowners, investors, and society to think about their most important asset - the home.

Unison (unison.com)
Multiply Mortgage
Fintech • Software • Financial Services
3 Offices
40 Employees
Hiring Now

Financial empowerment for people building the future. NMLS 2591889

Multiply Mortgage
ZetaChain
Artificial Intelligence • Blockchain • Fintech • Cryptocurrency • Web3
2 Offices
35 Employees
9 Benefits Hiring Now
Access everything from everywhere with ZetaChain, the First Universal Blockchain.

ZetaChain is building the first fully interoperable, decentralized, and universal blockchain — one universal chain to manage all chains. For those new to crypto: Think of ZetaChain as the “internet of blockchains.” Just like the internet connects websites and services so they can talk to each other, ZetaChain connects different blockchains — which are normally isolated — so apps and users...

ZetaChain
i5invest
Fintech • Financial Services
4 Offices
94 Employees
Hiring Now

Who is i5invest? We are a corporate development firm and support innovative tech founders with our unparalleled network of top decision makers in Strategy, Business Development and M&A. Our primary focus is to support and manage corporate development and cross-border M&A processes for extraordinary tech companies. We know what it is like to be a founder. With our deep domain expertise...

i5invest

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