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Top California Fintech Startups (486)

Moov
Fintech • Payments
We make money movement work for everyone so that businesses, merchants, and users can do great things with their money.

Moov is a payments infrastructure platform making it easy to accept, store, send, and spend money all from a single, elegantly-designed API. Instead of stitching together multiple vendors, software companies simply add Moov to their products to get the latest in payment technology, user onboarding, licensing, compliance, and more.

Moov
Scratch Financial
Fintech • Financial Services
Fully Remote
125 Employees
90 Benefits Hiring Now

Scratch is a dynamic and innovative fintech company at the forefront of patient lending and payment processing, serving a network of over 15,000 veterinary practices across the United States and Canada. Our mission is to revolutionize the veterinary financial experience, ensuring pet parents have seamless access to the treatments they need without the burden of financial stress.

Scratch Financial
January
Artificial Intelligence • Fintech • Payments • Social Impact • Analytics • Financial Services • Automation
2 Offices
111 Employees
61 Benefits Hiring Now
We're fixing what’s broken in consumer credit with our data-driven platform, helping millions build a brighter future.

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives. We began by building the foundation for creditors to engage with and support their borrowers at scale...

January
Gynger
Artificial Intelligence • Fintech • Payments • Software • Financial Services • Automation
3 Offices
36 Employees
54 Benefits Hiring Now
Flexible payments, embedded financing, and AR intelligence for buyers and sellers of technology.

Gynger is a cash flow management solution with embedded financing that gives B2B technology vendors the power to offer flexible payment terms to customers while securing up front payment. With Gynger, finance leaders can leverage a combination of actionable insights and capital to optimize day-to-day cash flows, accelerate deal flows, mitigate risk, and execute long term strategic vision with ease. In 2024,...

Gynger
SentiLink
Fintech • Information Technology • Software
9 Offices
170 Employees
87 Benefits Hiring Now
SentiLink is the leading fraud intelligence company, stopping identity fraud at the point of application.

SentiLink is the leading fraud intelligence company, providing financial institutions and fintechs with purpose-built solutions for identity verification and fraud prevention. Our products detect synthetic fraud, identity theft, and hard-to-detect first-party fraud in real time — helping partners stop losses before they happen while approving more legitimate customers. Founded in 2017 by Naftali Harris and Max Blumenfeld, creators of the risk...

SentiLink
Onshore
Artificial Intelligence • Fintech • Software • Financial Services
3 Offices
60 Employees
46 Benefits Hiring Now
Onshore (formerly SPRX) is changing how companies claim tax incentives.

Traditional firms rely on interviews, retroactive documentation, and billable hours. Onshore applies AI at the point of substantiation, providing documentation tied directly to source data and pairing it with expert review. The result is defensible, audit-ready work delivered in weeks, not quarters. We help companies claim R&D Tax Credits, 179D Deductions, and Cost Segregation with proof, not process. 500+ companies have trusted Onshore...

Onshore
Opto Investments
Fintech • Software • Financial Services
2 Offices
60 Employees
36 Benefits Hiring Now
Our mission is to empower fiduciaries with the technology to confidently invest in private markets

Opto Investments (“Opto”) are engineering the future of private markets, offering the solution for wealth managers to efficiently build and manage differentiated private investment programs. Opto’s end-to-end technology solution dramatically streamlines building, fundraising for, and managing a bespoke private markets fund or program, allowing independent investment advisors, family offices, and private banks to scale their offerings without scaling their team. Founded by...

Opto Investments
Proto
Artificial Intelligence • Digital Media • Fintech • Hospitality
2 Offices
150 Employees
16 Benefits

Proto is the leader for inclusive multilingual contact centre automation. Governments and businesses use Proto's AI Customer Experience (AICX) platform to ensure local language service, long-term operational efficiency, and citizen protection. Proto deployments are powered by its HermesAI™ engine for local and mixed languages.

Proto
VC Lab
Fintech • Financial Services
Palo Alto
146 Employees
Hiring Now

VC Lab runs the leading venture capital accelerator. The company helps new and emerging managers from around the world to close on capital and run top performing venture capital firms. The mission of the company is to help launch 1,000 new venture capital firms worldwide by 2025

VC Lab
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Duplo
Fintech • Payments • Software • Financial Services
Santa Ana
64 Employees
Hiring Now

Duplo helps businesses seamlessly navigate the complexities of local and international payments, expense management, and foreign exchange. Rooted in Africa but built for global commerce, Duplo empowers businesses to streamline financial operations and thrive in today's fast-paced, interconnected economy, grow their global footprint, and capitalize on the growth of emerging markets. Our platform offers a comprehensive, end-to-end solution for businesses to...

Duplo
sFOX
Blockchain • Fintech • Financial Services
2 Offices
56 Employees
12 Benefits Hiring Now

sFOX is the full-service crypto prime dealer for institutional investors, providing the liquidity, security, and infrastructure needed to unlock the full potential of digital assets.

sFOX
Super.com
Fintech • Information Technology
2 Offices
198 Employees
19 Benefits Hiring Now
Super.com creates opportunities for everyone to put more money in their pocket.

We’re the all-in-one app that puts more money in your pocket! We help our customers save big on hotels, access cash advances, get cash back on purchases, boost their credit score, earn money playing games, and more. The company is trusted by over 10 million customers, helping them save over $200M to date.

Super.com
Every (every.io)
Artificial Intelligence • Fintech • Financial Services
2 Offices
51 Employees
16 Benefits Hiring Now
All-in-one back office built for founders. Save time setting up and running your company.

Every is the operating system for your back office, combining incorporation, banking, payroll, accounting, HR, taxes, and compliance—all in one place. Whether you're launching your first company or scaling after raising funds, Every provides you with the tools and expert support to manage financial operations, remain compliant, and run your business with ease. No more juggling multiple vendors—Every streamlines everything, allowing you...

Every (every.io)
StartEngine
Fintech
2 Offices
100 Employees
14 Benefits Hiring Now
We help entrepreneurs achieve their dreams.

StartEngine is the premier equity crowdfunding platform in the U.S., connecting people and aspiring investors with tomorrow’s progressive companies. StartEngine aims to revolutionize the startup business model by helping individuals invest in private companies on a public platform for the first time in history.

StartEngine
One Degree Advisors
Fintech • Software • Financial Services
Oakland
10 Employees
Hiring Now

One Degree Advisors helps people who are committed to connecting plans for their finances, family, and future. Your financial future can be complex, making it difficult to cut through the noise and know what steps to take next. Every small detail can have a large impact on your finances, the same way a single degree can cause a plane to travel...

One Degree Advisors
Pact Labs
Fintech • Information Technology • Analytics • Financial Services • Big Data Analytics
San Francisco
7 Employees
Hiring Now
An infrastructure platform for global credit markets.

An infrastructure platform for global credit markets. Originate, securitize, and service loans across borders with less cost and greater transparency.

Pact Labs
PayZen
Fintech • Healthtech • Payments
San Francisco
111 Employees
40 Benefits Hiring Now
Unlocking incremental revenue & cash flow for hospitals, while delivering a high-quality, empathetic patient experience.

PayZen's embedded, AI-powered patient financing solutions drive a significant revenue lift for healthcare providers while improving patient affordability and satisfaction. Our platform automatically engages patients who need flexible payment options and offers them interest-free payment plans for up to 60 months tailored to their unique ability to pay. At the same time, we can pre-fund providers without recourse, eliminating bad debt...

PayZen
Gauntlet
Blockchain • Fintech • Software • Cryptocurrency
2 Offices
29 Employees
Hiring Now

Gauntlet’s mission is to drive understanding and participation in the financial systems of the future. Building decentralized systems creates new challenges for protocol developers, smart contract developers, and asset holders that are not seen in traditional development and investing. Gauntlet has created a blockchain simulation and testing platform that leverages battle tested techniques from other industries to build financial models...

Gauntlet
Launch Finance
Fintech • Software • Financial Services
2 Offices
27 Employees
Hiring Now

Launch Finance is a women-owned financial services firm dedicated to serving startups at all stages of growth across all industries with high-quality, cost-effective financial and accounting solutions from inception to exit. #LaunchFinance #InceptionToExit #LaunchYourStartup #CFO #Accounting #StartupAccounting Deborah Kranz built Kranz & Associates – one of the most successful interim financial services companies – and she is recognized as a financial...

Launch Finance
Cybercube
Fintech • Insurance • Software • Analytics
Delivering data-driven cyber risk analytics for the insurance industry

CyberCube is a SaaS technology company, developing world-leading cyber risk analytics and modeling to help society understand the financial impact of cyber risk. We enable society to make better decisions about which digital risks to avoid, mitigate or insure as internet-connected technologies change the nature of risk in the 21st Century. CyberCube delivers world-class insight-driven analytics, built specifically for the insurance...

Cybercube

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