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Top California Fintech Startups (446)

Moov Financial
Fintech • Payments
9 Offices
63 Employees
47 Benefits Hiring Now
We make money movement work for everyone so that businesses, merchants, and users can do great things with their money.

Moov is a payments infrastructure platform making it easy to accept, store, send, and spend money all from a single, elegantly-designed API. Instead of stitching together multiple vendors, software companies simply add Moov to their products to get the latest in payment technology, user onboarding, licensing, compliance, and more.

Moov Financial
Gynger
Artificial Intelligence • Fintech • Payments • Software • Financial Services • Automation
3 Offices
40 Employees
52 Benefits Hiring Now
Master your cash flow. Flexible payments and embedded financing solutions for buyers and sellers of technology.

Gynger is an AR management and embedded financing solution that give B2B technology vendors the power to offer flexible payment terms to customers while securing up front payment. With Gynger, finance leaders can leverage a combination of actionable insights and capital to optimize day-to-day cash flows, accelerate deal flows, and execute long term strategic vision with ease. Our SaaS solution allows...

Gynger
Finch
Fintech • HR Tech • Software
2 Offices
69 Employees
34 Benefits Hiring Now
Finch is unifying employer systems such as HR, payroll, benefits, and employee identity under a single API.

The world is moving towards more standardized, open, and interconnected data systems. However, employment infrastructure remains complex, closed, and fragmented. Our mission is to democratize access to the infrastructure that underpins the employment sector and unlock much-needed innovations and create tremendous economic activities for both employers and employees.

Finch
Opto Investments
Fintech • Software • Financial Services
2 Offices
65 Employees
30 Benefits Hiring Now
Our mission is to empower fiduciaries with the technology to confidently invest in private markets

Opto Investments (“Opto”) are engineering the future of private markets, offering the solution for wealth managers to efficiently build and manage differentiated private investment programs. Opto’s end-to-end technology solution dramatically streamlines building, fundraising for, and managing a bespoke private markets fund or program, allowing independent investment advisors, family offices, and private banks to scale their offerings without scaling their team. Founded by...

Opto Investments
January
Artificial Intelligence • Fintech • Payments • Social Impact • Analytics • Financial Services • Automation
2 Offices
111 Employees
59 Benefits Hiring Now
We're fixing what’s broken in consumer credit with our data-driven platform, helping millions build a brighter future.

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives. We began by building the foundation for creditors to engage with and support their borrowers at scale...

January
Scratch Financial
Fintech • Financial Services
Fully Remote, USA
125 Employees
70 Benefits Hiring Now

Scratch is a dynamic and innovative fintech company at the forefront of patient lending and payment processing, serving a network of over 15,000 healthcare practices across the United States and Canada. Our mission is to revolutionize the veterinary financial experience, ensuring pet parents have seamless access to the treatments they need without the burden of financial stress.

Scratch Financial
Proto
Artificial Intelligence • Digital Media • Fintech • Hospitality
2 Offices
150 Employees
16 Benefits

Proto is the leader for inclusive multilingual contact centre automation. Governments and businesses use Proto's AI Customer Experience (AICX) platform to ensure local language service, long-term operational efficiency, and citizen protection. Proto deployments are powered by its HermesAI™ engine for local and mixed languages.

Proto
Core Digital Media
AdTech • Digital Media • Fintech • Marketing Tech
Playa Vista, California, USA
130 Employees
58 Benefits
Core Digital Media empowers you to make smart financial decisions related to life's biggest moments

Core Digital Media was founded to empower people to improve their financial lives. Our websites QuickenLoans.com and LowerMyBills.com provide consumers valuable information and company connections as you navigate life's biggest financial decisions.

Core Digital Media
Sardine
Artificial Intelligence • Fintech • Machine Learning • Software • Financial Services
Fully Remote, USA
130 Employees
1 Benefits Hiring Now

We are a leader in fraud prevention and AML compliance. Our platform uses device intelligence, behavior biometrics, machine learning, and AI to stop fraud before it happens. Today, over 300 banks, retailers, and fintechs worldwide use Sardine to stop identity fraud, payment fraud, account takeovers, and social engineering scams. We have raised $145M from world-class investors, including Andreessen Horowitz, Activant,...

Sardine
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Zzazz
Artificial Intelligence • Fintech • Payments • Software • Financial Services
3 Offices
143 Employees
Hiring Now

ZZAZZ transforms digital content into a real-time tradable asset through its revolutionary Large Pricing Model (LPM)—an advanced AI-driven system that dynamically assigns accurate market values based on billions of engagement signals, real-time user interactions, and live market data. With ZZAZZ, creators and publishers gain immediate clarity on their content’s true economic worth, enabling precise monetization strategies and maximizing revenue opportunities...

Zzazz
Dapi
Artificial Intelligence • Fintech • Payments • Software • Financial Services
San Francisco, California, USA
36 Employees
Hiring Now

Dapi is a an open-source real-time banking API powered by AI agents.

Dapi
Gentem Health
Fintech • Healthtech • Financial Services
San Francisco, California, USA
30 Employees
Hiring Now

Gentem Health, Inc. is a Silicon Valley-based company with a mission to help healthcare providers build thriving organizations by simplifying the reimbursement process and elevating the patient financial experience. Gentem accomplishes this by leveraging technology such as artificial intelligence, automation, and data to streamline and accelerate the reimbursement process.

Gentem Health
Fanbank
eCommerce • Fintech • Marketing Tech • Software
Santa Monica, California, USA
30 Employees
Fanbank gives local, independent businesses the tools needed to better compete online.

Fanbank gives local, independent businesses the tools, access and resources to better compete in the new world of mobile commerce. Fanbank is putting Main Street at the forefront of commerce and revitalizing the relationship between local businesses and their neighborhoods.

Fanbank
Zest AI
Big Data • Fintech • Machine Learning • Software
Burbank, California, USA
127 Employees
69 Benefits
Zest AI software delivers better, faster, fairer lending across the credit spectrum, enabling economic equality for all.

Equitable access to credit can unlock better, richer, and fuller lives for all. Zest AI has purposefully built our AI products to enable lenders with the keys to unlocking the American Dream for millions across the country. In 2009, we began perfecting the use of AI in credit underwriting. Today, Zest AI is focused on improving the full lending ecosystem,...

Zest AI
ZestFinance
Artificial Intelligence • Fintech • Machine Learning • Financial Services
Burbank, California, USA
51 Employees

The world’s most innovative lenders rely on ZestFinance to do more profitable lending through machine learning. Our Zest Automated Machine Learning (ZAML™) software is the only solution for explainable AI in credit, and we automate risk management so our customers can focus on lending safely to more people. Our mission is to make fair and transparent credit available to everyone,...

ZestFinance
MainStreet
Fintech • HR Tech • Social Impact • Software • Financial Services
San Jose, California, USA
150 Employees
MainStreet helps startups and small businesses claim tax credits & incentives.

We help startups and small businesses extend their runways by connecting them with government stimulus programs, tax credits, and hiring incentives. Whew, that’s a mouthful. In simpler terms, we help founders find cash they didn’t know they were owed. Navigating government tax credits and incentives is no easy task. Founders and business owners rarely have the bandwidth, time, or resources to...

MainStreet
Karat Financial
Fintech • Financial Services
Los Angeles, California, USA
50 Employees
20 Benefits
Karat is changing that way creators utilize, leverage and understand their finances.

Karat is a FinTech company set out to revolutionize the way creators utilize, leverage and understand their finances. We began with our card product, which many creators have gravitated to due to our unique underwriting methods which incorporate fans and followers. We now have began to deploy product two, which are taxes and bookkeeping services. We also host and attend...

Karat Financial
Zocks
Artificial Intelligence • Fintech • Machine Learning • Natural Language Processing • Software • Business Intelligence • Financial Services
2 Offices
70 Employees
Hiring Now
The AI Assistant for Financial Advisors.

Zocks is the AI Assistant for financial services. Its privacy-first platform saves financial advisors 10+ hours a week by automating administrative tasks like meeting notes, forms, data entry, tailored client emails, and more. With powerful integrations and enterprise-ready controls, Zocks turns every client conversation into structured, accurate data and insights that strengthen relationships and fuel business growth. Join thousands of...

Zocks
Laru Technologies
Fintech • Security
Folsom, California, USA
6 Employees

Laru Technologies is a trusted and reliable bank security solutions provider. Our primary focus is detecting fraud and managing risk

Laru Technologies
Expensify
Fintech
San Francisco, California, USA
152 Employees

Expensify does "expense reports that don't suck!"​ If you’re sick of the painful expense reporting process, Expensify is the fastest and easiest way to manage your business expenses. Now you can get rid of those envelopes full of receipts. Just snap a quick picture of the receipt with our App and you’re done! Our SmartScan technology will read your receipt...

Expensify

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