Top California Fintech Startups (302)
Moov is a payments infrastructure platform making it easy to accept, store, send, and spend money all from a single, elegantly-designed API. Instead of stitching together multiple vendors, software companies simply add Moov to their products to get the latest in payment technology, user onboarding, licensing, compliance, and more.
At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives. We began by building the foundation for creditors to engage with and support their borrowers at scale...
Gynger is a cash flow management solution with embedded financing that gives B2B technology vendors the power to offer flexible payment terms to customers while securing up front payment. With Gynger, finance leaders can leverage a combination of actionable insights and capital to optimize day-to-day cash flows, accelerate deal flows, mitigate risk, and execute long term strategic vision with ease. In 2024,...
Opto Investments (“Opto”) are engineering the future of private markets, offering the solution for wealth managers to efficiently build and manage differentiated private investment programs. Opto’s end-to-end technology solution dramatically streamlines building, fundraising for, and managing a bespoke private markets fund or program, allowing independent investment advisors, family offices, and private banks to scale their offerings without scaling their team. Founded by...
Scratch is a dynamic and innovative fintech company at the forefront of patient lending and payment processing, serving a network of over 15,000 healthcare practices across the United States and Canada. Our mission is to revolutionize the veterinary financial experience, ensuring pet parents have seamless access to the treatments they need without the burden of financial stress.
SentiLink is the leading fraud intelligence company, providing financial institutions and fintechs with purpose-built solutions for identity verification and fraud prevention. Our products detect synthetic fraud, identity theft, and hard-to-detect first-party fraud in real time — helping partners stop losses before they happen while approving more legitimate customers. Founded in 2017 by Naftali Harris and Max Blumenfeld, creators of the risk...
Traditional firms rely on interviews, retroactive documentation, and billable hours. Onshore applies AI at the point of substantiation, providing documentation tied directly to source data and pairing it with expert review. The result is defensible, audit-ready work delivered in weeks, not quarters. We help companies claim R&D Tax Credits, 179D Deductions, and Cost Segregation with proof, not process. 500+ companies have trusted Onshore...
Proto is the leader for inclusive multilingual contact centre automation. Governments and businesses use Proto's AI Customer Experience (AICX) platform to ensure local language service, long-term operational efficiency, and citizen protection. Proto deployments are powered by its HermesAI™ engine for local and mixed languages.
Megaphone helps you grow your onchain community's GDP. With Megaphone, you can launch tokens and NFTs, collect form responses, analyze onchain reputation and identity, and incentivize quality community actions. We've processed 68M campaign activity completions, 5.5M form responses, and hundreds of thousands of onchain transactions with iconic brands like Coinbase, Forbes, OneFootball, Pudgy Penguins. Talk to us to learn about the secrets of...
Our mission is to provide the lowest cost, most convenient, and most transparent access to capital.
Neon exists to accelerate the games industry’s shift from a platform oligopoly to a competitive marketplace, and help every game creator become an enduring brand. Our team comes from the best companies in gaming, fintech and e-commerce and is backed by Thrive Capital, a16z Games, Renegade Partners, Griffin Gaming Partners, SciFi VC, and Ribbit Capital
Inscribe is an AI-powered Risk Intelligence platform that helps risk and ops teams identify trustworthy and creditworthy customers — without the pain and uncertainty of manual document reviews. With 99% precision, Inscribe customers can catch more fraud and credit abuse while improving employee efficiency. Inscribe is backed by Threshold Ventures, Uncork Capital, Y Combinator, Crosslink Capital, and Foundry. Learn more at...
Tandems is redefining financial services. We build intelligent solutions that reimagine how advice is delivered, how institutions operate, and how expertise is unlocked at scale. Our AI-enabled platform empowers advisors, bankers, and agents with deeper insights, personalized recommendations, and more time to focus on guiding clients through life’s most important decisions. We are pioneering Finance With Intelligence, where technology amplifies...
An infrastructure platform for global credit markets. Originate, securitize, and service loans across borders with less cost and greater transparency.
MerQube is an innovative fintech firm, leading the development of cutting edge technology for indexing and rules-based investing. MerQube offers design and calculation solutions for complex rules-based strategies. Launched in 2019 in New York and San Francisco by a team of index industry veterans and technology experts, MerQube was created to provide technology focused alternative. MerQube designs and calculates a wide...
Apeiron Investment Group is the family office and private investment firm of Christian Angermayer. We build and invest in companies that are shaping the Next Human Agenda: a future in which technology empowers people to live longer, healthier and happier lives. Our venture funds and 100+ portfolio companies focus on Life Sciences, FinTech & Crypto, Future Tech and Experiences, Hospitality &...
OnePlan offers a strategic portfolio, financial and resource management solution that fits the needs of every PMO. Optimize your portfolio, financials and resources enterprise wide. Connect OnePlan with Microsoft Project, Office 365 Planner, Azure DevOps, Jira, and more for a complete view into all work across the enterprise.
Nclusion is a financial technology company dedicated to empowering underserved and unbanked populations in the developing world. By providing accessible, affordable, and inclusive financial services, we’re on a mission to drive financial inclusion and promote economic growth and entrepreneurship.
Equipped with industry data, Metal offers an end-to-end modern operating system for fundraising. From investor discovery and relationship mapping to our in-app fundraising copilot that can guide round collateral and strategy, Metal brings deep intelligence to all the core workflows involved in raising venture rounds. Metal is backed by a16z and Y Combinator.
