Top California Fintech Startups (458)

Moov is a payments infrastructure platform making it easy to accept, store, send, and spend money all from a single, elegantly-designed API. Instead of stitching together multiple vendors, software companies simply add Moov to their products to get the latest in payment technology, user onboarding, licensing, compliance, and more.

Opto Investments (“Opto”) are engineering the future of private markets, offering the solution for wealth managers to efficiently build and manage differentiated private investment programs. Opto’s end-to-end technology solution dramatically streamlines building, fundraising for, and managing a bespoke private markets fund or program, allowing independent investment advisors, family offices, and private banks to scale their offerings without scaling their team. Founded by...

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives. We began by building the foundation for creditors to engage with and support their borrowers at scale...

Scratch is a dynamic and innovative fintech company at the forefront of patient lending and payment processing, serving a network of over 15,000 healthcare practices across the United States and Canada. Our mission is to revolutionize the veterinary financial experience, ensuring pet parents have seamless access to the treatments they need without the burden of financial stress.

Gynger is a cash flow management solution with embedded financing that gives B2B technology vendors the power to offer flexible payment terms to customers while securing up front payment. With Gynger, finance leaders can leverage a combination of actionable insights and capital to optimize day-to-day cash flows, accelerate deal flows, mitigate risk, and execute long term strategic vision with ease. In 2024,...

Proto is the leader for inclusive multilingual contact centre automation. Governments and businesses use Proto's AI Customer Experience (AICX) platform to ensure local language service, long-term operational efficiency, and citizen protection. Proto deployments are powered by its HermesAI™ engine for local and mixed languages.

Trust & Will is simplifying estate planning and settlement with attorney-approved, legally valid documents and processes designed to adhere to individual state guidelines. Since 2017, we’ve helped hundreds of thousands of Trust & Will members leave their legacy with an affordable way to create an estate plan or settle the estate of a loved one. Our platform uses bank-level encryption...

We provide advisory, trade execution, and technology solutions for interest rate and foreign exchange derivatives, and international payments. Our clients include community and regional banks, asset managers, credit unions, and corporate borrowers. We're proud to be recognized as FOW International’s 2021 “Multi-Asset Trading System of the Year” and Global Capital’s 2022 “Risk Management Advisory Firm of the Year.” With U.S....

EBizCharge simplifies payment processing with secure, integrated solutions that reduce costs and accelerate cash flow. As a leader in integrated payment technology, we help businesses streamline electronic payments, enhance transaction security, and boost profitability. Our platform gives companies the tools to make payments faster, safer, and more cost-effective—while delivering a premium processing experience.

Today, mortgage lenders are stuck running their companies on software products built 20 years ago. These products are slow and unstable, and end up costing lenders millions of dollars in other otherwise preventable mistakes every year. Loancrate solves those problems and more, helping lenders improve the home-buying experience for people all over the country. Since starting in January 2021, our remote...

Equipped with industry data, Metal offers an end-to-end modern operating system for fundraising. From investor discovery and relationship mapping to our in-app fundraising copilot that can guide round collateral and strategy, Metal brings deep intelligence to all the core workflows involved in raising venture rounds. Metal is backed by a16z and Y Combinator.

Casca is an AI-native platform transforming small business lending by enabling banks and lenders to originate 10x more loans with 90% less manual effort. Our solutions streamline the entire loan process—from customizable application forms and secure applicant portals to AI-powered assistants, automated document collection, KYB checks, and underwriting. We’ve found product market fit and are scaling our team very quickly.

We are building the modern credit bureau, and are giving people control over how their sensitive financial information is shared with lenders. We believe increasing data transparency and returning data controls to the consumer are two crucial steps toward improving the health and safety of the internet as we know it. The team at Truework is hyper-focused on building a better...

Duetti was founded with the mission of getting a wide range of artists quick and easy access to catalog sales and unlocking new investment opportunities. Duetti’s music financing platform raised over $235M of funding, and has helped over 500 artists receive up to $3M for their catalog and single-track masters. The unique model provides data-driven prices for established tracks, allowing...

BCV helps founders build iconic businesses that transform the way we live and work. We invest in B2B software startups from seed to growth across our four domains of Fintech, Commerce, Apps, and Infra. For over 20 years and with over $10B under management, BCV has helped launch and commercialize more than 400 companies, including Attentive, Bloomreach, Clari, Docusign, Flywire,...

An infrastructure platform for global credit markets. Originate, securitize, and service loans across borders with less cost and greater transparency.

Neon exists to accelerate the games industry’s shift from a platform oligopoly to a competitive marketplace, and help every game creator become an enduring brand. Our team comes from the best companies in gaming, fintech and e-commerce and is backed by Thrive Capital, a16z Games, Renegade Partners, Griffin Gaming Partners, SciFi VC, and Ribbit Capital

Chargezoom addresses the diverse payment needs of modern businesses with integrated payments, allowing businesses to scale quickly. Create automated invoices for recurring billing and subscriptions, allow customers to pay digitally to reduce friction, and sync all payment data into payments platform to reduce data entry burdens and maintain GAAP compliance.

Gauntlet’s mission is to drive understanding and participation in the financial systems of the future. Building decentralized systems creates new challenges for protocol developers, smart contract developers, and asset holders that are not seen in traditional development and investing. Gauntlet has created a blockchain simulation and testing platform that leverages battle tested techniques from other industries to build financial models...

One Degree Advisors helps people who are committed to connecting plans for their finances, family, and future. Your financial future can be complex, making it difficult to cut through the noise and know what steps to take next. Every small detail can have a large impact on your finances, the same way a single degree can cause a plane to travel...