Top California Fintech Startups (490)

Moov is a payments infrastructure platform making it easy to accept, store, send, and spend money all from a single, elegantly-designed API. Instead of stitching together multiple vendors, software companies simply add Moov to their products to get the latest in payment technology, user onboarding, licensing, compliance, and more.

Traditional firms rely on interviews, retroactive documentation, and billable hours. Onshore applies AI at the point of substantiation, providing documentation tied directly to source data and pairing it with expert review. The result is defensible, audit-ready work delivered in weeks, not quarters. We help companies claim R&D Tax Credits, 179D Deductions, and Cost Segregation with proof, not process. 500+ companies have trusted Onshore...

Opto Investments (“Opto”) are engineering the future of private markets, offering the solution for wealth managers to efficiently build and manage differentiated private investment programs. Opto’s end-to-end technology solution dramatically streamlines building, fundraising for, and managing a bespoke private markets fund or program, allowing independent investment advisors, family offices, and private banks to scale their offerings without scaling their team. Founded by...

Scratch is a dynamic and innovative fintech company at the forefront of patient lending and payment processing, serving a network of over 15,000 veterinary practices across the United States and Canada. Our mission is to revolutionize the veterinary financial experience, ensuring pet parents have seamless access to the treatments they need without the burden of financial stress.

SentiLink is the leading fraud intelligence company, providing financial institutions and fintechs with purpose-built solutions for identity verification and fraud prevention. Our products detect synthetic fraud, identity theft, and hard-to-detect first-party fraud in real time — helping partners stop losses before they happen while approving more legitimate customers. Founded in 2017 by Naftali Harris and Max Blumenfeld, creators of the risk...

Gynger is a cash flow management solution with embedded financing that gives B2B technology vendors the power to offer flexible payment terms to customers while securing up front payment. With Gynger, finance leaders can leverage a combination of actionable insights and capital to optimize day-to-day cash flows, accelerate deal flows, mitigate risk, and execute long term strategic vision with ease. In 2024,...

Proto is the leader for inclusive multilingual contact centre automation. Governments and businesses use Proto's AI Customer Experience (AICX) platform to ensure local language service, long-term operational efficiency, and citizen protection. Proto deployments are powered by its HermesAI™ engine for local and mixed languages.

Jordan Park provides investment management and financial advice to a distinct community of individuals, families, and institutions. Our clients have made extraordinary contributions to business, philanthropy, government, and society. Our team is composed of empathetic problem solvers with depth and diversity of experience. We embrace complexity and navigate challenges to empower clients to achieve their optimal outcomes. Our mission is...

Equal Parts is a next-generation insurance agency that combines world-class agents with purpose-built AI to provide a better insurance experience for startups and enterprises.

Middesk makes it easier for businesses to work together. Since 2018, we’ve been transforming business identity verification, replacing slow, manual processes with seamless access to complete, up-to-date data. Our platform helps companies across industries confidently verify business identities, onboard customers faster, and reduce risk at every stage of the customer lifecycle. Middesk came out of Y Combinator, is backed by Sequoia...

AutoFi is a financial technology company transforming the way cars are bought and sold. The company's FinTech platform enables auto dealers to thrive in the new digital-first economy. Dealers complete sales in a fast, easy, transparent process through AutoFi no matter where or how the sale begins — online or in the dealership. The AutoFi network of lenders includes trusted...

Parkade's core focus is multi-family buildings and offices, allowing management to easily lease spots digitally through our app to residents, guests and employees. And, when people lease assigned spots long-term, they can reshare their spot when it's vacant — hugely increasing parking capacity and reliability. We are replacing spreadsheets and manual, antiquated processes and helping our customers grow revenue. The...

Empowering businesses with the payment solutions and management tools needed to thrive in the evolving digital commerce landscape. With a customer-centric focus, we provide a simple, secure, and integrated payment solution for any commerce environment.

ARETÉ · [ä-re-tā'] : n - The aggregate of qualities, as valor and virtue, making up good character. Areté Capital Partners is a boutique special situation advisory firm which provides independent fiduciary and stewardship services to companies experiencing significant growth pains, complex organizational change or existential crisis. With our steadfast orientation to leadership, execution and value creation, we seek out opportunities which...

Dapi is a an open-source real-time banking API powered by AI agents.

Financial Recovery Technologies is a technology-based services firm that helps institutional investors identify, file claims, and collect funds made available in securities class action settlements. Through our proprietary technology platform and processes, we deliver the most comprehensive range of securities class action filing services available. Our firm excels by providing best-in-class eligibility analysis, disbursement auditing and client reporting, and we...

Modak is a US-based fintech platform leveraging the power of fintech and gamification to empower kids to reach their full potential. We are founded with an audacious vision to enable kids to reach their full potential, regardless of their background. We pursue this mission by offering a gamified fintech and learning ecosystem - with teen debit cards, financial literacy, and other...

StartEngine is the premier equity crowdfunding platform in the U.S., connecting people and aspiring investors with tomorrow’s progressive companies. StartEngine aims to revolutionize the startup business model by helping individuals invest in private companies on a public platform for the first time in history.

We’re a passionate bunch dedicated to transforming collectible cards – and eventually other assets such as watches, sneakers, and art – into investable assets. Join our thriving team that is redefining the alternative investing space!

Happy Money is a consumer finance company that empowers people to achieve their goals through simple, transparent loans funded by trusted financial institutions. Through its proprietary lending platform, Hive, Happy Money delivers a fully digital experience that simplifies borrowing for consumers and helps credit unions, banks and asset managers diversify balance sheets and scale with confidence. Happy Money’s end-to-end loan origination...