Top California Insurance Startups (125)

Aceable is a mobile education platform, focused on creating affordable, engaging, and convenient educational content. Our Austin-based team is obsessed with helping people pursue their dreams with continued education. After launching our first mobile app to provide accredited driver's ed courses, Aceable expanded into real estate, mortgage, insurance, and healthcare education. We actively work to foster a creative, collaborative, and...

A pioneer of business insurance Founded in 2015, Embroker set out to transform the complex world of business insurance. Our digital-first approach simplifies the process, allowing businesses to focus on what matters most. We pioneered the industry with our online platform, making it easy to compare, purchase, and manage insurance policies. By combining advanced technology with expert guidance, we deliver tailored solutions...

Noyo is building the digital infrastructure to bring health insurance enrollment into the modern era. Noyo replaces today’s manual data entry and cumbersome legacy systems with a powerful API platform that enables faster, more accurate data exchange between health insurance platforms and their carrier partners.

Liberate Innovations Inc. is a software-as-a-service (SaaS) platform for the P&C insurance industry to fully automate claims and underwriting journeys enabling P&C insurers to deliver an exceptional customer experience at the industry’s lowest cost. Insurers use the cloud-based low-code platform to build digital self-serve experiences and orchestrate an ecosystem of solutions providers and core systems to automate complex business processes....

Integrated Specialty Coverages (ISC) is a World-Class Program Administrator dedicated to underwriting excellence, client service, and customer experience. As an innovative industry leader, ISC has built an end-to-end insurance platform by connecting a broad network of insurance markets and distribution channels. ISC uses sophisticated systems and analytics to revolutionize how complete programs are underwritten and operated. With their most recent...

Delos Insurance Solutions, a pioneering Managing General Agent (MGA), is at the forefront of transforming property insurance in climate-affected regions. Delos is currently active in California, writing policies in areas that other insurance providers are avoiding for wildfire exposure. Traditional insurance models have proven inadequate in an era marked by the impacts of climate change. Delos has embarked on a groundbreaking...

Harper is a commercial E&S insurance brokerage. From prospecting and quoting to binding and service, our proprietary AI-native tech stack powers our organization.

We protect and insure homes — wildfire, hurricane, and beyond using physics and AI to understand the true risk of your property and help make your home insurable.

Archipelago is an AI technology and data analytics company transforming how commercial property risks are understood, managed, and presented by commercial real estate owners and their risk managers. Using our platform, large buyers of commercial property insurance are connecting, managing, and analyzing detailed, high-quality risk and insurance data on their portfolio exposures and loss history, while communicating and securely sharing...

We believe consumer financial services should automatically work in concert to support personal purpose, meaning, and well-being. Our mission is to unlock the full value of the data in consumers' personal insurance accounts. Today, Trellis provides the leading technology and services platform for helping consumers to access their insurance information and to use it for making their lives better. Trellis is a...

FurtherAI is a domain-specific AI for the insurance industry. Our AI Workspace automates complex workflows like submission intake, policy comparisons, and underwriting audits—making teams faster, smarter, and more efficient. Leading insurers, reinsurers, MGAs, and brokers rely on FurtherAI to drive better decisions at scale. Backed by top investors including Y Combinator, Nexus, South Park Commons, and Converge, FurtherAI supports customers writing...

Cowbell Cyber is the leading provider of cyber insurance for small and medium-sized enterprises (SMEs). Cowbell delivers standalone cyber coverage tailored to the unique needs of each business. Our innovative approach relies on AI for continuous risk assessment and continuous underwriting while delivering policyholders a closed-loop approach to risk management with risk prevention, risk mitigation, incident preparedness and response services.

SuperDial is a voice AI company automating the phone calls that drain time and money from healthcare operations. Its voice AI agents handle benefits verification, prior authorization, claims follow-up, credentialing, and other RCM workstreams, freeing up revenue cycle teams to focus on what matters. Customers include leading provider organizations, billing companies, and payers.

Extend allows any merchant to offer extended warranties and protection plans through our easy-to-integrate APIs or pre-built eCommerce applications. We power extended warranties both online and offline while also providing consumers with a modern, digitally native experience that eliminates the issues customers face today with legacy offerings.

By making insurance feel like a natural part of the product experience, Tint enables platforms to create new revenue streams while deepening customer trust. Behind the scenes, our infrastructure manages the complexity—program design, regulatory compliance, claims, support—so coverage shows up at just the right moment, without adding friction. Tint’s flexible platform connects with ecosystem partners like GPS providers, payment systems, and...

Nirvana is on a mission to modernize commercial insurance and enable a safer world. Our technology platform delivers modern insurance & risk management to not only help our customers protect their businesses, but actually improve safety for everyone. To start, we’re transforming the legacy, $750B+ commercial insurance industry through cutting-edge predictive models using real-time IoT data (~50B connected devices by 2030),...

CompScience workers’ comp insurance is the first-ever AI powered workers’ compensation insurance and safety technology company. We’re revolutionizing the industry on our mission to bring workplace accidents to zero. Using the world’s most advanced safety analytics technology, we provide companies the tools to analyze their safety risk, and prevent accidents before they happen.

Making construction safe and sustainable through innovative insurance products

Anagram is the ultimate insurance billing platform for eye care providers. Combining instant eligibility and benefit verifications, patient responsibility calculation, claims management, payment posting, and more, Anagram's all-in-one revenue cycle management solution is designed to save providers time and money, and free doctors to deliver the best care for their patients. Our mission is to simplify insurance, and it's working:...

Angle Health is a full-stack health insurance carrier delivering comprehensive healthcare benefits tailored to startups and technology companies. Angle's fully digital platform delivers a first-of-its-kind employer and member experience that centers around ease of use, personalization, and better access to care. Currently launched in Utah, Angle Health members have access to a nationwide network of healthcare providers and the company...