Top California Insurance Startups (125)

A pioneer of business insurance Founded in 2015, Embroker set out to transform the complex world of business insurance. Our digital-first approach simplifies the process, allowing businesses to focus on what matters most. We pioneered the industry with our online platform, making it easy to compare, purchase, and manage insurance policies. By combining advanced technology with expert guidance, we deliver tailored solutions...

Aceable is a mobile education platform, focused on creating affordable, engaging, and convenient educational content. Our Austin-based team is obsessed with helping people pursue their dreams with continued education. After launching our first mobile app to provide accredited driver's ed courses, Aceable expanded into real estate, mortgage, insurance, and healthcare education. We actively work to foster a creative, collaborative, and...

Noyo is building the digital infrastructure to bring health insurance enrollment into the modern era. Noyo replaces today’s manual data entry and cumbersome legacy systems with a powerful API platform that enables faster, more accurate data exchange between health insurance platforms and their carrier partners.

Benbase is an AI-powered employee benefits brokerage that pairs smart automation with real licensed advisors to deliver better benefits with less admin. Behind the scenes, our AI agents handle plan comparison, enrollment, compliance, bill audits, and administration — the 80% that's repetitive and rules-based. Up front, experienced benefits professionals provide the judgment, empathy, and expertise that actually matter. The result: benefits that...

Cowbell Cyber is the leading provider of cyber insurance for small and medium-sized enterprises (SMEs). Cowbell delivers standalone cyber coverage tailored to the unique needs of each business. Our innovative approach relies on AI for continuous risk assessment and continuous underwriting while delivering policyholders a closed-loop approach to risk management with risk prevention, risk mitigation, incident preparedness and response services.

CompScience workers’ comp insurance is the first-ever AI powered workers’ compensation insurance and safety technology company. We’re revolutionizing the industry on our mission to bring workplace accidents to zero. Using the world’s most advanced safety analytics technology, we provide companies the tools to analyze their safety risk, and prevent accidents before they happen.

Counterpart is a leading management and professional liability insurance provider led by insurance veterans, data experts, and proven entrepreneurs. We leverage cutting-edge technology and data science to provide small businesses with custom and affordable products that are tailored to their unique and evolving needs. We have partnered with the largest wholesale brokerages in the country and backed two “A” rated...

By making insurance feel like a natural part of the product experience, Tint enables platforms to create new revenue streams while deepening customer trust. Behind the scenes, our infrastructure manages the complexity—program design, regulatory compliance, claims, support—so coverage shows up at just the right moment, without adding friction. Tint’s flexible platform connects with ecosystem partners like GPS providers, payment systems, and...

At DHW, you’ll immediately experience why we’re different. It’s our Dedication, Heart and Wisdom that we bring to every client relationship. We’re your partners in protection, prevention and risk management. In fact, we’re the last insurance brokerage you’ll ever need. We value our relationship with you above all else. In an age where online automation is replacing human interaction, especially...

Nirvana is on a mission to modernize commercial insurance and enable a safer world. Our technology platform delivers modern insurance & risk management to not only help our customers protect their businesses, but actually improve safety for everyone. To start, we’re transforming the legacy, $750B+ commercial insurance industry through cutting-edge predictive models using real-time IoT data (~50B connected devices by 2030),...

We are on a mission to improve health outcomes for more than 60 million Medicare-eligible Americans. Healthcare is confusing, fragmented, and expensive. Too many people don't understand what their plans actually cover. It’s too hard to make smart care choices. Chronic conditions go unnoticed. EasyHealth saw an opportunity to build stronger connections between coverage and care. For the first time, we created...

Pathwork is an AI-native platform purpose-built to modernize life and health insurance distribution. By combining structured insurance data with predictive and generative AI, Pathwork transforms complex, manual workflows into intelligent systems—empowering brokers and carriers to underwrite, place, and retain policies faster and more accurately. Since launching in 2024, Pathwork has supported over 40 brokerages, leading insurance carriers, and analyzed more...

VisitorsCoverage Inc. is an InsurTech innovator changing the way people think about travel insurance. Located in the heart of Silicon Valley, we pride ourselves on being at the forefront of technological innovation and harness its power to constantly improve and simplify the travel insurance experience. By offering a seamless solution that resides entirely online, we are revolutionizing the industry and...

Anagram is the ultimate insurance billing platform for eye care providers. Combining instant eligibility and benefit verifications, patient responsibility calculation, claims management, payment posting, and more, Anagram's all-in-one revenue cycle management solution is designed to save providers time and money, and free doctors to deliver the best care for their patients. Our mission is to simplify insurance, and it's working:...

Liberate Innovations Inc. is a software-as-a-service (SaaS) platform for the P&C insurance industry to fully automate claims and underwriting journeys enabling P&C insurers to deliver an exceptional customer experience at the industry’s lowest cost. Insurers use the cloud-based low-code platform to build digital self-serve experiences and orchestrate an ecosystem of solutions providers and core systems to automate complex business processes....

Archipelago is an AI technology and data analytics company transforming how commercial property risks are understood, managed, and presented by commercial real estate owners and their risk managers. Using our platform, large buyers of commercial property insurance are connecting, managing, and analyzing detailed, high-quality risk and insurance data on their portfolio exposures and loss history, while communicating and securely sharing...

SuperDial is a voice AI company automating the phone calls that drain time and money from healthcare operations. Its voice AI agents handle benefits verification, prior authorization, claims follow-up, credentialing, and other RCM workstreams, freeing up revenue cycle teams to focus on what matters. Customers include leading provider organizations, billing companies, and payers.

Integrated Specialty Coverages (ISC) is a World-Class Program Administrator dedicated to underwriting excellence, client service, and customer experience. As an innovative industry leader, ISC has built an end-to-end insurance platform by connecting a broad network of insurance markets and distribution channels. ISC uses sophisticated systems and analytics to revolutionize how complete programs are underwritten and operated. With their most recent...

Founded as an independent life insurance brokerage firm in 1989, Winged Keel Group specializes in the structuring and administration of large block life insurance portfolios for sophisticated business owners, private investors, executives, and ultra-affluent families. Since inception, we have helped clients acquire more than $95 billion of coverage using a variety of sophisticated planning and product strategies, which help our...

Tandems is redefining financial services. We build intelligent solutions that reimagine how advice is delivered, how institutions operate, and how expertise is unlocked at scale. Our AI-enabled platform empowers advisors, bankers, and agents with deeper insights, personalized recommendations, and more time to focus on guiding clients through life’s most important decisions. We are pioneering Finance With Intelligence, where technology amplifies...