Top California Insurance Startups (105)

Licensing education has a reputation for being dry content, clunky, and courses designed to check a box rather than actually teach anything. We decided that was a problem worth solving. Our courses are mobile-first, fully accredited, and built around one obsessive question: what’s the most effective, engaging way to get someone to actually learn this? We’re proud that our students...

Extend allows any merchant to offer extended warranties and protection plans through our easy-to-integrate APIs or pre-built eCommerce applications. We power extended warranties both online and offline while also providing consumers with a modern, digitally native experience that eliminates the issues customers face today with legacy offerings.

By making insurance feel like a natural part of the product experience, Tint enables platforms to create new revenue streams while deepening customer trust. Behind the scenes, our infrastructure manages the complexity—program design, regulatory compliance, claims, support—so coverage shows up at just the right moment, without adding friction. Tint’s flexible platform connects with ecosystem partners like GPS providers, payment systems, and...

Cowbell Cyber is the leading provider of cyber insurance for small and medium-sized enterprises (SMEs). Cowbell delivers standalone cyber coverage tailored to the unique needs of each business. Our innovative approach relies on AI for continuous risk assessment and continuous underwriting while delivering policyholders a closed-loop approach to risk management with risk prevention, risk mitigation, incident preparedness and response services.

Anagram is the ultimate insurance billing platform for eye care providers. Combining instant eligibility and benefit verifications, patient responsibility calculation, claims management, payment posting, and more, Anagram's all-in-one revenue cycle management solution is designed to save providers time and money, and free doctors to deliver the best care for their patients. Our mission is to simplify insurance, and it's working:...

At Vouch, we believe business insurance should move at the speed of innovation. Legacy insurance providers can’t keep up with the emerging risks of high-growth companies, leaving clients stuck with outdated, rigid coverage. Vouch is a modern insurance provider dedicated to the innovation economy. Backed by $185M in funding from world-class investors, we’re reimagining business insurance—just as Stripe transformed payments and...

Strala partners with the world’s largest insurers to deliver optimal claims outcomes. We do this as your integrated claims partner. We combine AI and human expertise to improve loss ratios, and accelerate cycle times. Further, our AI-native claims platform and expert handlers bring transparency to your claims process and strengthen actuarial and underwriting decisions. Our team comes from leading carriers such as...

Ascend is the first modern insurance payments platform that provides automated, all-in-one financing, collections, and payables. We help distributors sell more by eliminating labor intensive processes and providing customers with the great online checkout experience they expect. We’re hiring across GTM, engineering and business functions - email us at [email protected] if you're interested in learning more.

Placing small E&S risks shouldn’t be hard. Pathpoint was built to make it faster and easier for retail agents to get great E&S coverage options. Quote and bind coverage for your small business clients online with one streamlined submission. Receive multiple bindable quotes for your clients in minutes, not days.

Adapt API is an infrastructure layer for the P&C industry, enabling digitization for traditional insurance players and insurtechs alike.

Federato is an underwriting platform for insurance carriers that provides real-time insights to encourage empowerment, good risk taking and strong decision-making at all levels of underwriting.

Nirvana is on a mission to modernize commercial insurance and enable a safer world. Our technology platform delivers modern insurance & risk management to not only help our customers protect their businesses, but actually improve safety for everyone. To start, we’re transforming the legacy, $750B+ commercial insurance industry through cutting-edge predictive models using real-time IoT data (~50B connected devices by 2030),...

Counterpart is a leading management and professional liability insurance provider led by insurance veterans, data experts, and proven entrepreneurs. We leverage cutting-edge technology and data science to provide small businesses with custom and affordable products that are tailored to their unique and evolving needs. We have partnered with the largest wholesale brokerages in the country and backed two “A” rated...

SuperDial is a voice AI company automating the phone calls that drain time and money from healthcare operations. Its voice AI agents handle benefits verification, prior authorization, claims follow-up, credentialing, and other RCM workstreams, freeing up revenue cycle teams to focus on what matters. Customers include leading provider organizations, billing companies, and payers.

Delos Insurance Solutions, a pioneering Managing General Agent (MGA), is at the forefront of transforming property insurance in climate-affected regions. Delos is currently active in California, writing policies in areas that other insurance providers are avoiding for wildfire exposure. Traditional insurance models have proven inadequate in an era marked by the impacts of climate change. Delos has embarked on a groundbreaking...

Archipelago is an AI technology and data analytics company transforming how commercial property risks are understood, managed, and presented by commercial real estate owners and their risk managers. Using our platform, large buyers of commercial property insurance are connecting, managing, and analyzing detailed, high-quality risk and insurance data on their portfolio exposures and loss history, while communicating and securely sharing...

Benbase is an AI-powered employee benefits brokerage that pairs smart automation with real licensed advisors to deliver better benefits with less admin. Behind the scenes, our AI agents handle plan comparison, enrollment, compliance, bill audits, and administration — the 80% that's repetitive and rules-based. Up front, experienced benefits professionals provide the judgment, empathy, and expertise that actually matter. The result: benefits that...

Tandems is redefining financial services. We build intelligent solutions that reimagine how advice is delivered, how institutions operate, and how expertise is unlocked at scale. Our AI-enabled platform empowers advisors, bankers, and agents with deeper insights, personalized recommendations, and more time to focus on guiding clients through life’s most important decisions. We are pioneering Finance With Intelligence, where technology amplifies...

Making construction safe and sustainable through innovative insurance products

As leaders in risk management for earthquakes, hurricanes, floods and other disasters, we take a fresh perspective on specialty property insurance. Palomar was founded in 2014 by seasoned insurance leaders with a vision for a better way to protect individuals and businesses with innovative specialty property insurance solutions. Our leadership team combines extensive insurance experience and expertise in specialty underwriting,...