Top Credit Analyst Jobs

Develop and test credit and fraud strategies using data, machine learning, and advanced analytics. Design A/B tests, analyze portfolio performance, identify trends, and partner with Data Science, Product, and Engineering to implement and validate risk decisions. Communicate findings and conduct ad-hoc analyses to optimize marketplace credit outcomes.

Perform basic credit analysis including spreading financial statements and tax returns, tax analysis, compliance monitoring, tickler tracking, and annual term loan reviews. Prepare preliminary financial analyses, use Moody's tools and Excel, review credit files for completeness, support Credit Management Department staff, and deliver work within service level timelines.

Support a senior credit analyst by collecting issuer information, attending presentations, running credit analysis and modeling, drafting credit memos, monitoring fundamentals and market events for bonds and loans, and contributing to CLO platform buildout and hedge fund fundamental strategies.

The Senior EM Corporate Credit Analyst will conduct credit research in emerging markets, focusing on energy, metals, and petrochemicals. Responsibilities include assessing issuer value, developing investment recommendations, and collaborating with portfolio managers and analysts.

Establish and maintain customer credit lines, review and release orders, contact customers on past-due balances, resolve disputes, compile month-end reports, and support collections to protect company receivables while enabling profitable sales growth.

Analyze consumer credit data and dealer relationships to approve/decline auto finance applications within authority limits, ensure compliance with state and federal regulations, manage dealer negotiations and documentation, meet service level targets, and support branch cooperation and telemarketing outreach.

Conduct fundamental credit research to identify investment opportunities, analyze businesses and capital structures, develop strategies, and monitor positions.

Support credit risk and business strategy through data-driven analysis, portfolio monitoring, credit policy recommendations, financial modeling (NPV), reporting, ad hoc queries, and presenting insights to leadership to drive product and operational decisions.

Review and analyze borrower and guarantor financials, test covenant compliance, complete post-closing loan reviews, prepare ad hoc reports, support credit administration projects, mentor junior analysts, and maintain confidentiality and policy compliance.

Lead and mentor a small trade credit analytics team, oversee day-to-day trade credit operations, drive process improvements and controls, produce reports and insights, collaborate cross-functionally, and support team development and project execution to meet KPIs and SLAs.

Perform credit record creation and maintenance, review approved credit packages and loan documentation, resolve data inquiries, manage escalations, support process improvements and user testing, and provide cross-training and backup coverage.

Support valuation analysis and presentations for portfolio management and credit groups, update valuation models (DCF, multiples, precedent transactions), perform ad-hoc portfolio monitoring and reporting, and deliver valuation training and special projects to support underwriting and portfolio reviews.

Manage a portfolio of SMB partners using automation and financial analysis to support credit decisions, mitigate AR risk, collaborate with sales and credit operations, resolve account issues, and maintain partner relationships.

Conduct complex credit investigations and analyze financial statements for commercial lending decisions. Prepare credit memorandums, advise lending officers, review Precision Lender reports, perform annual file reviews, supervise and train credit analysts, and maintain portfolio documentation.

Conduct detailed credit investigations and analyze financial statements to prepare credit memorandums for lending decisions. Support loan officers in structuring complex commercial loans, review return metrics, perform annual portfolio reviews, supervise and train credit analysts, and provide guidance on underwriting and regulatory requirements.

Conduct complex credit investigations and analyze financial statements to prepare credit memorandums for lending decisions. Support loan officers in structuring commercial loans, review Precision Lender reports, perform annual file reviews, and supervise/train credit analysts. Provide guidance on credit inquiries and ensure compliance with policies and federal regulations.

Conduct detailed credit investigations and financial statement analyses for commercial loan decisions; prepare credit memorandums for lending/credit officers or committees; support loan officers in structuring complex transactions and review Precision Lender reports; perform annual credit file reviews; supervise and train credit analysts; ensure compliance with policies and federal regulations; provide guidance and other duties as assigned.

Conduct detailed commercial credit investigations and financial statement analyses, prepare credit memos for lending decisions, support loan officers in structuring transactions, perform annual file reviews, and supervise/train credit analysts.

Conduct complex credit investigations and financial statement analyses for commercial loan decisions; prepare credit memorandums; support and structure complex lending transactions; perform annual file reviews; supervise and train credit analysts; ensure compliance with policies and federal regulations.

Conduct complex commercial credit investigations and analyze financial statements to prepare credit memos for lending decisions. Support loan officers in structuring transactions, review Precision Lender reports, perform annual portfolio file reviews, supervise and train credit analysts, and ensure compliance with policies and regulations.

The Analyst, Corporate Credit conducts deep financial analysis, develops investment ideas for bonds, and communicates findings to influence investment strategies.

The Analyst will perform fundamental credit analysis on quasi-sovereigns and corporate credits in Emerging Markets, present investment ideas, and monitor credit performance.

The Associate will analyze financial statements and manage credit risk by implementing risk management techniques.

Analyze and conduct systematic loan reviews of commercial loans to assess credit quality, identify risks, and recommend credit risk grades.

The analyst conducts loan reviews, analyzes financial data, assesses credit quality, and recommends credit risk grades while identifying exceptions and preparing reports.