Top Credit Analyst Jobs

Evaluate financial data, assess borrower risk, and assist in lending decisions while ensuring sound credit practices and supporting loan growth.

Support enterprise and credit risk management by developing automated reports, dashboards, and analytics. Integrate and validate data from multiple sources, improve data quality and governance, maintain documentation, and partner with business and technology teams to support regulatory and management reporting and continuous process improvements.

Perform underwriting and ongoing monitoring of commercial real estate credits by analyzing financials, preparing credit write-ups, modeling cash flows and covenants, recommending structures and risk ratings, and partnering with relationship managers to manage portfolio risk and compliance.

Manage assigned accounts receivable: make collection calls and emails, resolve payment discrepancies, perform account adjustments and small-balance write-offs, reconcile customer accounts, reduce delinquent balances, and coordinate with sales and management to accelerate collections.

Analyze credit and financial information for commercial clients, including financial statements, tax returns, cash flow, collateral, and repayment sources. Prepare credit approval packages, spreadsheets, summaries, and written analyses to support loan decisions for new, renewed, and existing loan requests. Ensure compliance with internal policies and applicable regulations.

The role involves underwriting and monitoring credit relationships, analyzing financial data, managing credit risks, and ensuring compliance with credit policies.

Evaluate financial condition of individuals and businesses for lending decisions. Prepare credit presentations, cash flow analyses, forecasts, risk ratings, and annual reviews. Analyze loan requests and supporting documents for complex deals, conduct property inspections, assist lenders with closings, mentor junior analysts, and support credit department risk-management projects while maintaining compliance.

Entry-level credit analyst in a professional lending development program evaluating complex commercial and consumer loans. Prepares comprehensive risk analyses, interviews borrowers, assesses financial condition and documentation, and ensures compliance with bank policies and regulations.

Lead credit and market risk analysis for the enterprise: evaluate counterparty creditworthiness and concentration risk; design and validate risk frameworks, models, stress tests, and scenarios; develop risk tools, reporting, and automation; provide technical oversight to analysts; influence cross-functional stakeholders and senior leadership to align credit strategies, limits, and governance.

Perform detailed financial analyses to assess creditworthiness, prepare credit memoranda, monitor loan performance (including large, complex and agribusiness loans), ensure documentation and policy compliance, collaborate with relationship managers on loan decisions, train junior analysts, support team projects, and conduct collateral evaluations as needed.

The Credit Analyst I is responsible for underwriting loans, analyzing financial data, and supporting Relationship Managers in the loan process. This role involves identifying financial trends and communicating effectively with managers and stakeholders.

Evaluate dealer and consumer credit applications, underwrite and decide credit approvals within authority, ensure regulatory and policy compliance, build dealer relationships, capture profitable auto finance contracts, manage documentation and service queues, and use AI tools to improve workflows.

Review commercial loan writeups (C&I, Real Estate, Specialty) for accuracy, validate financial analyses and assumptions, identify errors or missing information, evaluate property and cash-flow analyses, recommend edits and mitigants, and ensure compliance with bank and loan policies.

Underwrite and analyze credit for current and prospective borrowers, prepare loan memoranda, ensure compliance with underwriting policy, support lenders and senior management, mentor/train credit staff, participate in credit reviews, and complete required external advanced credit training.

Support underwriting and ongoing monitoring of commercial loan portfolios by analyzing financial statements, preparing credit write-ups and models, identifying risks, recommending structures and risk ratings, partnering with relationship managers, and ensuring policy and compliance adherence.

Perform credit analysis, underwriting, and monitoring for commercial loan portfolios including cash flow analysis, financial statement spreading, covenant and borrowing base testing, appraisal review, and preparation of credit decision summaries. Support loan committees and maintain accurate risk ratings and loan documentation.

Analyze customer orders and financial statements to assess creditworthiness; collaborate with Corporate Finance, Accounting, and Operations; complete and present a special credit project; work on-site full-time for a 12-week paid internship.

Facilitate GM Financial's buyback process by partnering with internal teams and external parties, educating on dealer agreements, preparing legal documentation, managing collateral and recourse, posting payments, hosting resolution meetings, recommending process improvements, and representing Credit Review in business meetings.

The Credit Operations Analyst will support Credit Operations by conducting audits, process analysis, improving operational performance, and maintaining compliance.

Analyze credit risk for loss-sensitive insurance programs by producing account, prospect, and industry credit reports; make credit and collateral recommendations; collaborate with underwriting, brokers, and clients; conduct market and industry research; support process improvements and system evaluations; participate in client presentations and industry events.

Performs accounting, financial reporting and analysis including extracting data from systems, building forecasts and complex models, client performance reporting, monthly close support, due diligence and project work. Interprets results, recommends actions, leads or participates on projects, may supervise staff, and ensures adherence to internal controls.

Lead Financial Analyst extracts and analyzes financial data, prepares forecasts and complex models, supports client reporting, participates in monthly close, recommends process improvements, enforces internal controls, and may manage and mentor staff to meet performance standards.

Analyze complex loan applications and financial statements, prepare detailed loan memoranda, assess cash flow and collateral, advise lending officers and committees on credit decisions, assist with loan agreements, and support/training of junior analysts while ensuring regulatory and policy compliance.

Evaluate customers' creditworthiness by analyzing financial statements, credit reports, cash flow, and collateral. Make credit recommendations, monitor accounts, perform periodic reviews, support collections, maintain AR accounts, process transactions, and ensure compliance with credit policies.

Analyze commercial and personal financial statements, tax returns, cash flow and collateral to prepare credit approval packages and written analyses supporting loan decisions while ensuring regulatory and policy compliance.