Top Credit Analyst Jobs

Support commercial credit underwriters by preparing financial statement spreads, analyzing trends, drafting credit memoranda, monitoring borrower performance, researching industries, summarizing loan documentation, and supporting cross-sell opportunities.

Evaluate customers' creditworthiness by analyzing financial statements, credit reports, cash flow, and collateral. Make credit recommendations, monitor accounts, perform periodic reviews, support collections, maintain AR accounts, process transactions, and ensure compliance with credit policies.

Analyze commercial and personal financial statements, tax returns, cash flow and collateral to prepare credit approval packages and written analyses supporting loan decisions while ensuring regulatory and policy compliance.

Evaluate commercial loan requests by analyzing financial statements, collateral, and creditworthiness; prepare financial spreads and credit memos; ensure loan policy compliance, risk rating accuracy, and documentation completeness; communicate findings with credit administration and commercial bankers; handle routine and complex transactions.

Responsible for credit analysis on commercial loan requests, includes financial information input, risk identification, covenant tracking, and customer relationship management.

Underwrite and analyze commercial and consumer credits by preparing financial spreads and credit presentations, performing cash flow and collateral analysis, reviewing loan documentation, monitoring portfolio compliance, assisting lenders with credit administration, and collaborating across teams to manage risk and provide timely customer service.

Evaluate customer credit applications, compile credit files, make timely credit decisions and recommendations, service salespeople and customers, verify lease documentation, and support credit standards and team communication.

Lead loss mitigation, predictive collections, and loss forecasting (CECL) for consumer lending. Build data models and contact strategies, align conversational operations, manage credit loss budgets, vendor selection, and present risk insights to executive stakeholders.

Lead design and execution of loss mitigation, predictive collections, and CECL loss forecasting. Build data models and contact strategies, align conversational operations, manage credit loss budgeting, and evaluate third-party vendors to maximize recoveries and protect the balance sheet.

Design and own loss mitigation, predictive collections, and CECL loss forecasting. Partner with Operations to implement conversational contact strategies (WhatsApp/SMS), build propensity-to-pay and recovery models, manage credit loss budgeting and capacity planning, and evaluate/onboard third-party collections vendors and software to protect capital and optimize recoveries.

Lead loss mitigation, forecasting, and collections strategy for consumer lending. Build CECL-based loss forecasts, predictive propensity-to-pay models, automated contact strategies (WhatsApp/omnichannel), manage credit loss budgets, and evaluate third-party recovery vendors while presenting impacts to executive leadership.

The Credit Analyst processes credit applications, sets credit limits, evaluates customer financial profiles, and manages accounts to minimize risk and improve processes.

Hands-on role supporting the full credit risk lifecycle: build SQL/Python analyses, dashboards, vintage and loss forecasting, monitor portfolio metrics, evaluate originations and underwriting strategies, and translate A/B test results into recommendations for senior leadership.

Support origination, structuring, due diligence, and closing of asset-based and structured finance investments (primarily energy efficiency). Build and manage financial and portfolio models, perform credit and contract diligence, coordinate with transaction leads and external stakeholders, support leverage partner and capital markets processes, and collaborate with portfolio management and risk teams on post-close servicing and risk mitigation.

Evaluate, structure, and monitor capital finance credit exposures through financial statement and collateral analysis, prepare credit memoranda, support approvals, perform portfolio monitoring, and partner with deal teams to optimize risk-adjusted returns.

Support GMOs Emerging Debt team by performing corporate credit analysis across 300+ EM names. Maintain financial models, assess sovereign linkages, conduct due diligence, produce credit write-ups and presentations, and collaborate within a small investment team to inform portfolio decisions.

Perform timely client credit reviews and risk assessments to support intake, billing, and collections. Assess creditworthiness, monitor clients, recommend credit terms and controls, document findings, and collaborate with Credit Manager, billing attorneys, and Collections to resolve credit and payment issues.

Analyze commercial loan requests by evaluating applicants' financial status, cash flow, collateral and credit. Prepare credit memos for lending committees, perform annual reviews of large relationships, manage credit files, provide technical guidance to loan officers, and assist with reporting.

The Senior EM Corporate Credit Analyst will conduct credit research in emerging markets, focusing on energy, metals, and petrochemicals. Responsibilities include assessing issuer value, developing investment recommendations, and collaborating with portfolio managers and analysts.

Develop and test credit and fraud strategies using data, machine learning, and advanced analytics. Design A/B tests, analyze portfolio performance, identify trends, and partner with Data Science, Product, and Engineering to implement and validate risk decisions. Communicate findings and conduct ad-hoc analyses to optimize marketplace credit outcomes.

The Credit Analyst conducts credit investigations, analyzes financial statements, prepares reports, and assesses borrowers' credit-worthiness to inform lending decisions.

Support a senior credit analyst by collecting issuer information, attending presentations, running credit analysis and modeling, drafting credit memos, monitoring fundamentals and market events for bonds and loans, and contributing to CLO platform buildout and hedge fund fundamental strategies.

Conduct fundamental credit research to identify investment opportunities, analyze businesses and capital structures, develop strategies, and monitor positions.

Analyze consumer credit data and dealer relationships to approve/decline auto finance applications within authority limits, ensure compliance with state and federal regulations, manage dealer negotiations and documentation, meet service level targets, and support branch cooperation and telemarketing outreach.

Support credit risk and business strategy through data-driven analysis, portfolio monitoring, credit policy recommendations, financial modeling (NPV), reporting, ad hoc queries, and presenting insights to leadership to drive product and operational decisions.