Top Credit Analyst Jobs

Perform credit analysis, underwriting, and monitoring for commercial loan portfolios including cash flow analysis, financial statement spreading, covenant and borrowing base testing, appraisal review, and preparation of credit decision summaries. Support loan committees and maintain accurate risk ratings and loan documentation.

Analyze customer orders and financial statements to assess creditworthiness; collaborate with Corporate Finance, Accounting, and Operations; complete and present a special credit project; work on-site full-time for a 12-week paid internship.

Facilitate GM Financial's buyback process by partnering with internal teams and external parties, educating on dealer agreements, preparing legal documentation, managing collateral and recourse, posting payments, hosting resolution meetings, recommending process improvements, and representing Credit Review in business meetings.

The Credit Operations Analyst will support Credit Operations by conducting audits, process analysis, improving operational performance, and maintaining compliance.

Analyze credit risk for loss-sensitive insurance programs by producing account, prospect, and industry credit reports; make credit and collateral recommendations; collaborate with underwriting, brokers, and clients; conduct market and industry research; support process improvements and system evaluations; participate in client presentations and industry events.

Performs accounting, financial reporting and analysis including extracting data from systems, building forecasts and complex models, client performance reporting, monthly close support, due diligence and project work. Interprets results, recommends actions, leads or participates on projects, may supervise staff, and ensures adherence to internal controls.

Lead Financial Analyst extracts and analyzes financial data, prepares forecasts and complex models, supports client reporting, participates in monthly close, recommends process improvements, enforces internal controls, and may manage and mentor staff to meet performance standards.

Analyze complex loan applications and financial statements, prepare detailed loan memoranda, assess cash flow and collateral, advise lending officers and committees on credit decisions, assist with loan agreements, and support/training of junior analysts while ensuring regulatory and policy compliance.

Evaluate customers' creditworthiness by analyzing financial statements, credit reports, cash flow, and collateral. Make credit recommendations, monitor accounts, perform periodic reviews, support collections, maintain AR accounts, process transactions, and ensure compliance with credit policies.

Analyze commercial and personal financial statements, tax returns, cash flow and collateral to prepare credit approval packages and written analyses supporting loan decisions while ensuring regulatory and policy compliance.

Evaluate commercial loan requests by analyzing financial statements, collateral, and creditworthiness; prepare financial spreads and credit memos; ensure loan policy compliance, risk rating accuracy, and documentation completeness; communicate findings with credit administration and commercial bankers; handle routine and complex transactions.

Hands-on role supporting the full credit risk lifecycle: build SQL/Python analyses, dashboards, vintage and loss forecasting, monitor portfolio metrics, evaluate originations and underwriting strategies, and translate A/B test results into recommendations for senior leadership.

Support GMOs Emerging Debt team by performing corporate credit analysis across 300+ EM names. Maintain financial models, assess sovereign linkages, conduct due diligence, produce credit write-ups and presentations, and collaborate within a small investment team to inform portfolio decisions.

Analyze commercial loan requests by evaluating applicants' financial status, cash flow, collateral and credit. Prepare credit memos for lending committees, perform annual reviews of large relationships, manage credit files, provide technical guidance to loan officers, and assist with reporting.

Develop and test credit and fraud strategies using data, machine learning, and advanced analytics. Design A/B tests, analyze portfolio performance, identify trends, and partner with Data Science, Product, and Engineering to implement and validate risk decisions. Communicate findings and conduct ad-hoc analyses to optimize marketplace credit outcomes.

The Credit Analyst conducts credit investigations, analyzes financial statements, prepares reports, and assesses borrowers' credit-worthiness to inform lending decisions.

Conduct fundamental credit research to identify investment opportunities, analyze businesses and capital structures, develop strategies, and monitor positions.

Support credit risk and business strategy through data-driven analysis, portfolio monitoring, credit policy recommendations, financial modeling (NPV), reporting, ad hoc queries, and presenting insights to leadership to drive product and operational decisions.

Lead and mentor a small trade credit analytics team, oversee day-to-day trade credit operations, drive process improvements and controls, produce reports and insights, collaborate cross-functionally, and support team development and project execution to meet KPIs and SLAs.

Perform credit record creation and maintenance, review approved credit packages and loan documentation, resolve data inquiries, manage escalations, support process improvements and user testing, and provide cross-training and backup coverage.

Support valuation analysis and presentations for portfolio management and credit groups, update valuation models (DCF, multiples, precedent transactions), perform ad-hoc portfolio monitoring and reporting, and deliver valuation training and special projects to support underwriting and portfolio reviews.

Lead credit analytics for the Send Now Pay Later product: build and own valuation and vintage models, manage credit policies, monitor portfolio health and NPL trends, integrate ML scorecards, and evaluate alternative data to optimize approvals and loss performance.

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, valuation and NPV models, vintage analysis, executive reporting, model integration and testing, and alternative data integration to optimize approval rates and portfolio health.

Lead credit analytics for the Send Now Pay Later product: own portfolio health reporting, NPL trends, valuation and NPV models, vintage analysis, credit policy design, monitoring, model integration and testing, and alternative data exploration to optimize approval rates and loss performance.

Lead credit analytics for the Send Now Pay Later product: build and maintain credit policies, valuation and NPV models, vintage analysis, portfolio surveillance, executive reporting, model integration/testing, and alternative data exploration to optimize approval rates and manage portfolio risk.