Credit Analyst/Senior Credit Analyst

POSITION: Credit Analyst / Senior Credit Analyst

LOCATION: Spanish Fork, Utah

COMPENSATION:

Salary Range: Depending on education and experience, plus up to 15% additional performance based variable incentive compensation. Comprehensive benefits package also provided.

RESPONSIBILITY:

Completes thorough financial analyses to evaluate creditworthiness, identifies emerging trends and operational impacts, prepares comprehensive credit memoranda, and monitors loan performance across the portfolio, particularly related to large and complex loans, including agribusiness loans. Monitors the maintenance of accurate loan file documentation. Ensures accurate reporting and compliance with Association policies and procedures. Collaborates with relationship managers to recommend or approve/deny loans within delegated authority, prepare recommendations for committee review, and address legal or title issues as needed. Provides training to junior analysts, supports team projects, and may conduct collateral evaluations. Additional duties as assigned.

QUALIFICATIONS:

BA/BS degree with emphasis in accounting, agriculture, or business required.

Will consider an entry level candidate, prefer minimum of three (3) years of agricultural credit, accounting or financial reporting experience required.

Demonstrates advanced analytical and financial analysis capabilities, enabling effective assessment of creditworthiness. Possesses comprehensive knowledge of financial accounting and financial statements, including proficiency in complex consolidations, tax return evaluations, global cash flow analysis, and reconciliations.

Working knowledge and understanding of Farm Credit regulations preferred.

Strong knowledge of agriculture, accounting, business law and economics.

Applicants must have ability to interact effectively with people at all levels of the organization and to convey ideas clearly. Skills in planning and organization. Must be self-motivated with a good work ethic. Ability to exercise initiative and judgment.

Must be proficient in the use of computers and the Microsoft Office suite of software products (i.e. Excel, Word, Windows, etc.)

GENERAL DATA:

For over 100 years, the Association has been providing agricultural lending services to borrowers in Utah and portions of Wyoming, Nevada and Arizona.

FINAL FILING DATE: Applications will be accepted until the position is filled.

If you have any questions or need additional information please call (801) 571-9200.

Date: June 10, 2026

We are an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.

EEO/AA Employer M/F/V/D