The Role
Analyze commercial and personal financial statements, tax returns, cash flow and collateral to prepare credit approval packages and written analyses supporting loan decisions while ensuring regulatory and policy compliance.
Summary Generated by Built In
More than 135 years ago, we started with core values that never go out of style: listen, learn and help businesses and individuals reach their goals. These core values shape our culture, and we were recently Great Place to Work Certified because of our outstanding workplace culture and employee experience. As well, our financial strength and stability are key reasons Forbes named us one of the Best 100 Banks in America for the ninth consecutive year.
With more than $16 billion in assets and 135 branch locations throughout Washington, Oregon, Idaho, and California, we understand our role in the economy and take that responsibility seriously. In addition to offering a source of capital to personal banking clients and businesses of all sizes, we place a high importance on employee volunteerism and donate millions of dollars each year to community organizations.
As a Credit Analyst, you play a key role in helping the bank make sound, responsible lending decisions that support our clients and communities. Your analysis and insights help balance growth with risk, ensuring every credit decision is thoughtful, compliant, and well supported. This is a great opportunity to deepen your financial expertise while working alongside experienced banking professionals.
In this role you'll
- Investigate credit and financial information for prospective and existing commercial clients.
- Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
- Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
- Support new, renewed, and existing loan requests ranging from simple to moderately complex.
- Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.
What we're looking for
- You hold a Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
- An equivalent combination of education and experience can be considered in lieu of a degree.
- You bring two or more years of related credit or financial analysis experience (Required).
What helps you shine
- You’re comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles.
- You bring solid analytical thinking and sound judgment to every credit investigation.
- You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment.
- You communicate clearly and professionally, both in writing and in conversation.
- You understand federal and state regulations related to commercial lending.
- You are proficient in Excel, Word, and other applicable systems.
Travel
- 0%
Our Company Values
- Do the right thing
- Mutual respect
- Teamwork
- Accountability
What Our Team Says
"I have the opportunity to learn and grow every day in my current role. I love the work life balance, knowing that we work hard, and strive for high performance but we are celebrated."
Compensation & Benefits
- Targeted starting salary range (based on experience): $30.34- 39.98
- Annual incentive potential
- Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
- Paid vacation time, sick time and 11 company paid holidays
- 401k (with up to 4% match)
- Tuition reimbursement
Review Banner's employee benefits at: Employee Benefits | Banner Bank
Please take time to review Banner Bank's Consent & Privacy notice before applying.
Banner Bank is an Equal Opportunity Employer committed to diversity in the workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, citizenship, marital status, age, disability or protected veteran status.
Banner Bank does not accept unsolicited resumes from agencies and/or search firms for any job postings. Resumes submitted to any Banner Bank employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Banner Bank. No fee will be paid if a candidate is hired for a position as a result of an unsolicited agency or search firm referral.
Skills Required
- Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or related field
- Equivalent combination of education and experience considered in lieu of degree
- Two or more years of related credit or financial analysis experience
- Comfortable analyzing financial statements, tax returns, cash flow with basic accounting principles
- Proficient in Excel, Word, and other applicable systems
- Understanding of federal and state regulations related to commercial lending
- Strong analytical thinking, sound judgment, ability to manage high volumes accurately and meet deadlines, clear written and verbal communication
Banner Bank Compensation & Benefits Highlights
The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Banner Bank and has not been reviewed or approved by Banner Bank.
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Healthcare Strength — Multiple medical plan options, dental (including adult orthodontia), and vision are offered alongside company‑paid life and AD&D, company‑paid short‑term disability, and an Employee Assistance Program. Access to a Wellness Coach and additional health resources broaden the support for physical and mental wellbeing.
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Leave & Time Off Breadth — The package includes generous vacation, paid sick leave, 11 paid holidays, paid parental leave, and 16 hours of paid community service annually. Corporate materials also outline flexible scheduling, personal‑leave hours for cultural or other needs, and gender‑neutral parental leave for birth and non‑birth parents.
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Wellbeing & Lifestyle Benefits — Tuition reimbursement, public transportation reimbursement, employee banking discounts, and service/recognition awards enhance overall value. Role‑dependent incentives and commissions, together with ongoing wellness coaching access, round out everyday benefits.
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The Company
What We Do
Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community bank, while also offering competitive products some might expect to find only at a nationwide financial institution. Member FDIC. Visit us for more information on the best banking solutions for your business.
