Top Credit Analyst Jobs

The Credit Analyst will analyze financial and non-financial data of clients, assessing repayment capacity, risks, and collaborating across teams to refine credit policies.

Lead analyst for structured finance transactions, conducting cash flow tests, scenario analysis, and transaction assessments, while collaborating with technology teams and presenting findings to committees.

This role involves leading analytical projects to assess credit risk across various loan portfolios, developing frameworks for loan origination and loss forecasting, and collaborating with stakeholders to improve underwriting processes.

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

The Financial & Credit Analytics Analyst will build data models, perform credit analytics, and support reporting for lending products. Responsibilities include managing KPIs, loan servicing analytics, and process improvement.

Assess credit risk for the bank's lending and investment activities through fundamental credit analysis, portfolio and sector review, scenario/sensitivity testing, rating recommendations, reporting, and support for governance, audits, and regulatory exams. Partner with underwriting, finance, and product teams to improve risk policies, methodologies, and reporting.

Analyze and monitor CMBS transactions and collateral, conduct property-level and transaction-level reviews, prepare and present rating committee packages, draft press releases and surveillance reports, communicate with servicers, and support CRE CLO loan analysis and occasional site inspections.

The Distressed Credit Analyst will conduct research, analyze distressed credit situations, and collaborate with legal and editorial staffs to provide insights and reports for subscribers.

Analyze and underwrite residential asset investments, conduct due diligence, prepare investment memos, and monitor investment positions.

Support origination, structuring, due diligence, and closing of asset-based and structured finance investments (primarily energy efficiency). Build and manage financial and portfolio models, perform credit and contract diligence, coordinate with transaction leads and external stakeholders, support leverage partner and capital markets processes, and collaborate with portfolio management and risk teams on post-close servicing and risk mitigation.

Prepare underwriting and financial analysis for commercial loan requests, monitor loan portfolios, evaluate credit risk, ensure regulatory compliance, and support Credit Manager and Chief Credit Officer with projects and post-closing documentation.

Perform credit research and underwriting for commercial loans: analyze financial statements, prepare spreads and loan committee/board presentations, assess creditworthiness, monitor loan files and collateral, support loan closings, and provide administrative/back-up support to business bankers.

Hands-on role supporting the full credit risk lifecycle: build SQL/Python analyses, dashboards, vintage and loss forecasting, monitor portfolio metrics, evaluate originations and underwriting strategies, and translate A/B test results into recommendations for senior leadership.

Support syndication of tax credit transactions from analysis through close: review financial models, prepare investor materials, assist pricing/allocation, research institutional investors, and maintain investor communications.

Lead loss mitigation, predictive collections, and loss forecasting (CECL) for consumer lending. Build data models and contact strategies, align conversational operations, manage credit loss budgets, vendor selection, and present risk insights to executive stakeholders.

Design and own loss mitigation, predictive collections, and CECL loss forecasting. Partner with Operations to implement conversational contact strategies (WhatsApp/SMS), build propensity-to-pay and recovery models, manage credit loss budgeting and capacity planning, and evaluate/onboard third-party collections vendors and software to protect capital and optimize recoveries.

Lead design and execution of loss mitigation, predictive collections, and CECL loss forecasting. Build data models and contact strategies, align conversational operations, manage credit loss budgeting, and evaluate third-party vendors to maximize recoveries and protect the balance sheet.

Lead loss mitigation, forecasting, and collections strategy for consumer lending. Build CECL-based loss forecasts, predictive propensity-to-pay models, automated contact strategies (WhatsApp/omnichannel), manage credit loss budgets, and evaluate third-party recovery vendors while presenting impacts to executive leadership.

Conduct credit underwriting and ongoing monitoring for commercial clients by analyzing financial statements, projections, collateral, covenants, and industry data. Prepare financial spreads, calculate risk ratings and covenant tests, document findings, escalate risks, and collaborate with credit and client teams to ensure compliance with policy and risk appetite.

Perform credit underwriting and monitoring for commercial clients by analyzing financial statements, performing financial spreading, risk rating, covenant testing, and collateral review. Partner with credit and client teams, document findings, escalate credit issues, and follow policy to manage credit risk and support underwriting decisions.

Perform financial statement spreading and credit analysis to assess business and individual credit risk. Prepare Commercial Credit Approval Request memos, evaluate collateral and industry data, monitor covenants and borrowing bases, assist portfolio management and lending teams, and develop working knowledge of loan policies and nCino. Support new business opportunity memos and special projects.

Responsible for credit analysis on commercial loan requests, includes financial information input, risk identification, covenant tracking, and customer relationship management.

Lead credit underwriting and risk analysis for mortgage originators, servicers, and specialty finance firms. Serve as subject-matter expert on agency and commercial MBS products, produce white papers and onboarding guides, prepare credit proposals, collaborate with stakeholders, and participate in credit committees and due diligence to inform credit decisions.

Underwrite and analyze commercial and consumer credits by preparing financial spreads and credit presentations, performing cash flow and collateral analysis, reviewing loan documentation, monitoring portfolio compliance, assisting lenders with credit administration, and collaborating across teams to manage risk and provide timely customer service.

Manage and develop a Credit Analyst team, review underwriting requests, prepare credit presentations, analyze loan requests, and ensure compliance with bank policies.