Top Credit Analyst Jobs

Lead second-line oversight of small business credit risk through advanced analytics, monitoring KPIs/KRIs, roll rates, delinquency, and credit loss trends. Evaluate and optimize portfolio management policies, ensure regulatory readiness and adherence to risk appetite, provide data-driven challenge to first line, and communicate findings to management.

Evaluate and underwrite large Pro customer credit requests, prepare and escalate credit packages, partner with sales and vendor underwriting, recommend credit lines, support program enhancements, ensure regulatory compliance and fraud protection, and communicate findings to stakeholders.

Evaluate and underwrite credit for SME and enterprise financial products, monitor portfolio performance, and develop scalable credit risk frameworks. Collaborate with Commercial, Product, and Compliance teams to design data-driven underwriting and monitoring processes, identify AI-driven automation opportunities, and establish governance for automated decisions while ensuring alignment with risk appetite and regulatory expectations.

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

Assess credit risk for the bank's lending and investment activities through fundamental credit analysis, portfolio and sector review, scenario/sensitivity testing, rating recommendations, reporting, and support for governance, audits, and regulatory exams. Partner with underwriting, finance, and product teams to improve risk policies, methodologies, and reporting.

Assess credit risk for the bank's lending and investing activities through fundamental credit analysis, portfolio monitoring, scenario and sensitivity testing, and reporting. Recommend risk ratings and actions, support governance, regulatory exams, audits, and partner with underwriting, finance, and product teams to inform credit policies and pricing.

Perform collateral- and transaction-level analysis and surveillance of CMBS, prepare rating committee packages, draft press releases and reports, communicate with servicers and third parties, and assist with CRE CLO and newly-issued CMBS analyses. Conduct property-level review and present recommendations to rating committee voters.

The Financial & Credit Analytics Analyst will build data models, perform credit analytics, and support reporting for lending products. Responsibilities include managing KPIs, loan servicing analytics, and process improvement.

Lead RMBS credit analyst responsible for structuring and rating residential mortgage transactions. Perform cash flow testing, scenario/sensitivity and transaction analysis, evaluate collateral, legal and representation-and-warranty issues, coordinate with technology, contribute to model criteria, publish industry commentary, and engage with bankers, investors and originators. Domestic travel up to 10 days/year.

Analyze and monitor CMBS transactions and underlying commercial real estate collateral; run surveillance reviews; prepare rating committee packages, present recommendations, and draft press releases and rating letters; assist with CRE CLO loan analysis and occasional site inspections. Travel 5-10%.

Coordinate end-to-end closing activities for complex commercial loan facilities, collect and validate due diligence and documentation, review credit approvals for conformity, manage title/liens/third-party reports, identify and escalate risks, and communicate status to bankers, underwriters, legal, vendors, and clients to ensure timely, accurate loan closings.

Assess and monitor borrower compliance with credit agreement terms for syndicated and bilateral loans. Set up reporting requirements and covenants in bank systems, interpret complex credit agreements, calculate cash flow and leverage ratios, perform borrowing base calculations, validate collateral documentation, reconcile discrepancies, and partner with Risk, Credit, and Operations to resolve documentation or monitoring issues.

Coordinate and manage documentation, due diligence, and third-party reports to support and close complex commercial loan transactions. Serve as liaison among bankers, credit, vendors, and clients to verify conditions, identify and resolve documentation gaps, track issues, and ensure loan packages align with approved terms while managing a high-volume pipeline.

Support credit operations by managing credit agreements and documentation, assessing borrower compliance, updating systems of record, coordinating stakeholders, resolving credit inquiries, and ensuring accuracy and regulatory compliance.

The Distressed Credit Analyst will conduct research, analyze distressed credit situations, and collaborate with legal and editorial staffs to provide insights and reports for subscribers.

The Credit Analyst will analyze financial and non-financial data of clients, assessing repayment capacity, risks, and collaborating across teams to refine credit policies.

This role involves leading analytical projects to assess credit risk across various loan portfolios, developing frameworks for loan origination and loss forecasting, and collaborating with stakeholders to improve underwriting processes.

Assist relationship and portfolio managers by analyzing business and personal financial statements, preparing loan approval memoranda, monitoring covenant compliance, maintaining portfolio ticklers, preparing periodic reports, supporting appraisal and core loan systems, researching economic trends, and completing special projects. Full-time in-person role in downtown Seattle with limited weekly remote flexibility after training.

Conduct full credit analyses for new, renewal, and extension loans; gather and interpret financial and credit information; recommend or approve credit decisions; review accounts and portfolios to identify credit quality issues; use software tools to evaluate options and minimize loss while maximizing credit quality; prepare technical reports and communicate findings to stakeholders.

Underwrite commercial credit applications by researching businesses, analyzing credit and financial information, and making independent credit decisions. Communicate with vendors and applicants, monitor industry/economic conditions, evaluate vendor/manufacturer partners, and support risk management and underwriting operations.

Review customer financials and credit reports to set credit limits and payment terms, monitor AR aging, obtain credit insurance, pursue collections, document credit decisions, and support AR process improvements and cross-functional backup.

Prepare and document comprehensive credit presentations and underwriting analyses for new and existing commercial credit relationships. Analyze financial statements, cash flow, collateral, repayment capacity, and qualitative risk factors; recommend loan structures, covenants, and risk-mitigation measures; perform periodic reviews and monitor compliance with loan terms and regulations.

Lead and manage complex credit risk assessments and underwriting processes, oversee a team of analysts and underwriters, develop and revise credit policies, collaborate with senior leadership on strategic initiatives, and maintain stakeholder relationships to optimize portfolio performance.

Support first-line credit risk oversight for Private Banking by transforming data into timely, automated reports and actionable insights. Analyze portfolio metrics (originations, limits, KRIs, stressed credits), manage stressed exposures, drive working groups and risk committees, maintain documentation and policies, and partner with stakeholders to enable data-driven risk management across lending products.

Support credit underwriting and monitoring for mid-complexity Global Markets financing relationships (warehouse facilities, CLOs, secured loans, trading lines). Perform financial and structural credit analysis, prepare underwriting materials and approval memos, assess collateral and covenants, monitor portfolio performance, partner with front-line, legal, and risk teams, and ensure compliance with policy and regulatory requirements.