Top Credit Analyst Jobs

Lead credit risk analytics by building predictive models, performing segmentation and loss forecasting, analyzing credit policies and vendor data, extracting and transforming large datasets, and partnering with business teams to deploy and track credit strategies, collections, and fraud-prevention initiatives.

This role involves leading analytical projects to assess credit risk across various loan portfolios, developing frameworks for loan origination and loss forecasting, and collaborating with stakeholders to improve underwriting processes.

Supports CMBS credit ratings through commercial real estate loan and property analysis, underwriting cash flows, market-data research, third-party report review, and rating report preparation. The analyst assists with rating committees, regulatory disclosures, publishing workflows, transaction tracking, issuer communications, and property site visits while following rating methodologies and compliance policies.

Supports lead analysts in evaluating CMBS, REIT, and real estate operating entity credit risk. Responsibilities include modeling stabilized cash flows, maintaining financial projections, researching market data, reviewing property reports, monitoring industry indicators, drafting rating materials, supporting rating committees and regulatory disclosures, and communicating with issuers, investors, and intermediaries. The role requires developing expertise in North American commercial real estate, structured finance, and rating methodologies while maintaining compliance with company policies.

Analyze U.S. residential mortgage-backed securities transactions for credit ratings, assessing collateral, deal structures, credit enhancement, and legal frameworks. Present findings to rating committees, perform sensitivities and stress testing, support models and criteria enhancements, and publish market commentary. The role also involves collaborating with senior analysts and engaging bankers, issuers, investors, and other market participants.

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

Analyzes and structures Professional Loan Program loans and amendments, assesses borrower creditworthiness, enters approved terms into iCRD, completes due diligence, prepares compliant loan documentation, and coordinates booking and funding. The role partners with lending, risk, legal, compliance, and operations teams while meeting production, quality, SLA, and turnaround targets and supporting process improvements.

Supports global wholesale credit risk oversight through limit breach monitoring, client data maintenance, line facilitation, exception resolution, operational issue management, control adherence, workflow prioritization, SLA tracking, and user acceptance testing. The role analyzes large data sets, reviews financial documents, escalates issues, collaborates with stakeholders, and contributes to process improvements and technology change initiatives.

Supports global wholesale credit risk operations by monitoring limit breaches, maintaining client and credit risk data, resolving operational exceptions, adhering to controls and SLAs, and participating in UAT and technology change initiatives. The analyst reviews metrics and financial documents, escalates issues, supports process improvements, and collaborates with risk management stakeholders using sound judgment and low-to-moderate independence.

Manage credit risk for Merchant Services Wholesale Credit portfolio through financial statement and cash-flow analysis, transaction and refund/chargeback assessment, risk rating and credit decisions, escalation of problem credits, stakeholder engagement, and continual monitoring and process improvement to protect the bank.

Manage high-value and high-risk B2B customer accounts, lead complex collections outreach, resolve disputes, negotiate payment outcomes, and partner with Sales and Billing to unblock payments. Support reporting, portfolio prioritization, process improvements, automation, documentation, and internal controls. Provide guidance and escalation support as a senior team resource while maintaining strong customer relationships and protecting company cash flow.

Coordinate preparation, review, and routing of commercial loan documentation; work with underwriters, outside counsel, and WLS to ensure complete loan packages, booking/funding, fee application, and collateral releases. Resolve documentation exceptions and correct onboarding errors.

Evaluate and underwrite large Pro customer credit requests, prepare and escalate credit packages, partner with sales and vendor underwriting, recommend credit lines, support program enhancements, ensure regulatory compliance and fraud protection, and communicate findings to stakeholders.

Analyze and monitor CMBS transactions and underlying commercial real estate collateral; run surveillance reviews; prepare rating committee packages, present recommendations, and draft press releases and rating letters; assist with CRE CLO loan analysis and occasional site inspections. Travel 5-10%.

Lead RMBS credit analyst responsible for structuring and rating residential mortgage transactions. Perform cash flow testing, scenario/sensitivity and transaction analysis, evaluate collateral, legal and representation-and-warranty issues, coordinate with technology, contribute to model criteria, publish industry commentary, and engage with bankers, investors and originators. Domestic travel up to 10 days/year.

Own diligence and underwriting for institutional counterparties, recommend internal credit ratings and risk-based limits, monitor portfolio exposures, analyze asset volatility/liquidity for limit-setting, negotiate industry documentation, and collaborate with cross-functional teams to resolve complex client or product issues.

The Distressed Credit Analyst will conduct research, analyze distressed credit situations, and collaborate with legal and editorial staffs to provide insights and reports for subscribers.

Support lead analysts on CMBS and real-estate credit ratings by evaluating credit risk, building stabilized cash-flow models for multiple property types, maintaining financial spreadsheets, aggregating market data, reviewing third-party reports, contributing to rating reports and committee materials, and interacting with issuers and investors while adhering to rating methodology and regulatory requirements.

Underwrite and monitor commercial credit portfolios, prepare credit approval memos and review materials, analyze financial statements and projections, track covenants, assign risk ratings, identify emerging risks, maintain accurate credit data, and report findings to credit leadership and relationship teams. The role also supports portfolio reviews, special projects, and occasional employee onboarding.

Underwrite and adjudicate commercial credit submissions, structure deals, manage syndication and funding-partner relationships, develop credit scoring and policy, build monitoring dashboards, analyze portfolio performance, and mentor junior analysts while collaborating across credit, sales, accounting, and data teams.

Conducts financial, industry, and credit risk analysis for existing and prospective commercial borrowers. Performs underwriting, evaluates financial statements, cash flow, collateral, and creditworthiness, researches industries, prepares approval memorandums and recommendations, monitors loan documentation and regulatory compliance, and supports lending decisions. Works with customers and lending teams, maintains credit files, identifies policy deviations, and develops alternative structures to mitigate risk.

Analyzes financial data, credit reports, and customer accounts to assess creditworthiness, recommend credit limits and terms, monitor risk and delinquency, resolve credit issues, and prepare management reports. Collaborates with sales and accounting teams to improve credit processes and mitigate risk.

Analyzes commercial loan applications and assigned credits through financial statement spreading, tax return analysis, covenant monitoring, credit reviews, and risk assessment. Prepares underwriting forms, reports, renewal packages, and problem loan reports; monitors delinquencies and compliance requirements; coordinates with relationship managers, appraisers, and escrow companies; and supports commercial underwriters with accurate, timely credit processing and reporting.

Establish and adjust customer credit limits, review credit reports and payment history, approve orders, monitor credit risk and fraud, conduct account audits, and support Credit Analyst team development. Process high volumes of credit reviews and customer calls while meeting daily order-release deadlines.

Supports credit assurance programs, credit risk reviews, exposure monitoring, and accurate risk reporting. Prepares management reports, assists with audits and regulatory examinations, collaborates with credit, risk, compliance, and audit teams, and recommends process improvements. The role promotes regulatory compliance, risk awareness, data accuracy, and effective credit assurance practices.