Top Credit Analyst Jobs

Lead analyst for structured finance transactions, conducting cash flow tests, scenario analysis, and transaction assessments, while collaborating with technology teams and presenting findings to committees.

This role involves leading analytical projects to assess credit risk across various loan portfolios, developing frameworks for loan origination and loss forecasting, and collaborating with stakeholders to improve underwriting processes.

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

The Financial & Credit Analytics Analyst will build data models, perform credit analytics, and support reporting for lending products. Responsibilities include managing KPIs, loan servicing analytics, and process improvement.

Assess credit risk for the bank's lending and investment activities through fundamental credit analysis, portfolio and sector review, scenario/sensitivity testing, rating recommendations, reporting, and support for governance, audits, and regulatory exams. Partner with underwriting, finance, and product teams to improve risk policies, methodologies, and reporting.

Analyze and monitor CMBS transactions and collateral, conduct property-level and transaction-level reviews, prepare and present rating committee packages, draft press releases and surveillance reports, communicate with servicers, and support CRE CLO loan analysis and occasional site inspections.

The Distressed Credit Analyst will conduct research, analyze distressed credit situations, and collaborate with legal and editorial staffs to provide insights and reports for subscribers.

Perform fundamental credit analysis and relative value/valuation of broadly syndicated leveraged loans. Build forward-looking cash-flow credit models, author detailed 20–30 page research reports with actionable investment ideas, maintain sector coverage, collaborate with legal and cross-disciplinary teams, and interact frequently with institutional clients. Hybrid role based in NYC (3 days/week).

Analyze and underwrite residential asset investments, conduct due diligence, prepare investment memos, and monitor investment positions.

The Credit Analyst analyzes financial data of loans, prepares credit reviews, generates reports, and decides loan ratings.

The Senior Credit Analyst analyzes and underwrites credit worthiness of loan proposals, prepares written recommendations for loan approvals, assists with loan reviews, and mentors junior analysts.

Prepare written credit analyses and underwrite commercial real estate loan requests and existing loans. Analyze financial statements, collateral, risk ratings, trends, and prepare written recommendations. Support loan reviews, track borrower financials, retrieve credit reports, order flood searches, and assist Loan Committee preparation.

Perform detailed financial spreading and credit analyses for commercial loans and LOCs; prepare credit presentations and recommendations for lenders, committees, and the board; monitor portfolio risk, covenants, and construction advances; produce management reports; support and train junior analysts; ensure consistent underwriting standards and regulatory compliance.

Support syndication of tax credit transactions from analysis through close: review financial models, prepare investor materials, assist pricing/allocation, research institutional investors, and maintain investor communications.

Perform complex financial analysis and manage CECL and loan stress-testing models, assumptions, documentation, and reporting. Interface with auditors, regulators, and internal teams; manage model risk, qualitative adjustments, and produce reports from the data warehouse. Ensure compliance with BSA and internal policies.

Manage and develop a Credit Analyst team, review underwriting requests, prepare credit presentations, analyze loan requests, and ensure compliance with bank policies.

Prepare and write credit analyses, spread financial statements, support underwriting of commercial loans, research industries, generate portfolio exposure reports, assist junior staff, form credit-worthiness opinions, and ensure regulatory compliance.

Support SMB sales by managing credit lines (up to ~$500K), applying financial analysis and automation to manage AR risk, engage resellers and internal teams, prioritize workload, identify efficiencies, and make credit decisions to grow revenue while mitigating risk.

Underwrite and decide commercial equipment finance requests up to $500,000 by evaluating credit reports, financial statements, tax returns, and collateral. Ensure adherence to credit policy, perform fraud checks and due diligence, prepare approval summaries, qualify dealers, and collaborate with Sales, Credit, and Senior Management.

Support Relationship Managers and Underwriters by preparing financial statement spreads, quarterly trend analyses, covenant tests, and maintaining a credit compliance monitoring database. Perform basic credit analysis, identify and resolve exceptions, and help ensure customers meet financial reporting and credit policy requirements.

Evaluate customer credit by reviewing orders, account history, credit reports, and financial data to set credit limits, detect fraud, and support business decisions. Communicate credit decisions via phone and email, prepare reports for leadership, and help maintain order flow.

Review daily customer orders and financial data to determine credit limits for U.S. and Mexico accounts. Provide customer service via phone and email, prepare reports for leadership, and evaluate high-risk or potentially fraudulent orders.

Evaluate customer credit by reviewing orders, account history, credit reports and payment trends; make credit limit decisions, report financial insights to leadership, handle high-risk or fraudulent orders, and communicate credit decisions to customers via phone and email.

Review daily customer orders for U.S. and Mexico, analyze account history, credit reports and payment trends to set credit limits, investigate high-risk or fraudulent orders, prepare financial reports and present insights, and handle credit-related customer service via phone and email.

Maintain and operate credit risk models for mortgage portfolios; develop alternative credit risk strategies and algorithmic solutions; perform scenario analysis and stress testing (including macroeconomic and climate scenarios); conduct credit reviews for members; collaborate with validators, auditors and regulators; optimize processes using data management and programming tools; diagnose data anomalies and create dashboards for senior management; support MPF product design with analytics.