Top Credit Analyst Jobs

Supports global wholesale credit risk oversight through limit breach monitoring, client data maintenance, line facilitation, exception resolution, operational issue management, control adherence, workflow prioritization, SLA tracking, and user acceptance testing. The role analyzes large data sets, reviews financial documents, escalates issues, collaborates with stakeholders, and contributes to process improvements and technology change initiatives.

Coordinate preparation, review, and routing of commercial loan documentation; work with underwriters, outside counsel, and WLS to ensure complete loan packages, booking/funding, fee application, and collateral releases. Resolve documentation exceptions and correct onboarding errors.

Support a macro credit trading desk by managing daily P&L and risk processes, booking and pricing trades, monitoring exposures, assisting client-driven execution, and conducting scenario analysis and stress testing. Build analytics, dashboards, and automation to improve desk workflows. Products include CDS indices and tranches, index options, futures, and total return swaps.

Lead credit risk strategy for lending products by analyzing portfolio performance, identifying risk drivers, refining underwriting and pricing policies, and conducting A/B tests. Partner with Data Science to develop and monitor credit models, while building AI-enabled workflows that automate analysis and surface risk signals. Collaborate cross-functionally with Risk, Product, Engineering, Operations, and Data Science to support scalable fintech growth and compliant automated credit decisioning.

Analyzes and values private credit assets used as collateral for corporate borrowings. Responsibilities include credit analysis, financial modeling, underwriting, loan mark recommendations, risk assessment, transaction support, and portfolio monitoring across industries and sectors.

Oversee enterprise accounts receivable credit and collections, including credit reviews, risk analysis, payment terms, collection escalations, month-end close, bad debt reserves, reconciliations, and audit support. Partner with Sales, RevOps, Billing, Legal, Finance, and Treasury to resolve billing issues and improve cash flow. Develop automation and AI-driven enhancements for order-to-cash processes while maintaining strong customer relationships.

Analyzes credit card business performance, P&L initiatives, marketing outcomes, credit risk, and operational efficiency. Builds queries, models, and dashboards; develops business cases and data-driven recommendations; monitors post-launch results and emerging risks; and collaborates with marketing, finance, analytics, risk, product, technology, and operations stakeholders to drive growth and improve customer and portfolio outcomes.

Analyzes credit card business performance, P&L initiatives, marketing outcomes, credit risk, customer behavior, and operational efficiency. Builds queries, models, dashboards, and business cases to support strategic decisions, monitors post-launch results and emerging risks, and develops data-driven recommendations. Collaborates with marketing, finance, analytics, risk, product, technology, and operations stakeholders to improve customer, portfolio, and business outcomes.

Leads moderately complex credit card business and P&L initiatives across product, marketing, credit risk, finance, analytics, technology, and operations. Develops business cases, economic models, test plans, and executive recommendations using customer, portfolio, market, and competitive insights. Monitors post-launch performance and recommends course corrections. The role also mentors junior analysts and supports strategic initiatives, process improvements, and measurable business outcomes.

Lead moderately complex credit card P&L initiatives, develop business cases and economic models, analyze product and customer performance, and recommend growth, efficiency, and risk improvements. The role supports product decisions, marketing optimization, post-launch measurement, and executive recommendations through cross-functional collaboration with finance, analytics, risk, marketing, technology, and operations teams. It also provides mentorship to junior analysts.

Supports CMBS credit ratings for commercial real estate transactions and entities. Responsibilities include analyzing stabilized cash flows, market data, economic indicators, financial statements, and third-party property reports; preparing rating reports and committee materials; participating in rating committees; supporting regulatory disclosures; and communicating with issuers, investors, and intermediaries.

Owns consumer credit reporting accuracy across loan and credit card products. Responsibilities include data validation, Metro 2 submissions, dispute investigations, regulatory compliance, defect root-cause analysis, corrective actions, automation, offshore team oversight, escalations, and cross-functional remediation. The role requires maintaining accurate, timely reporting to credit bureaus while meeting FCRA and other statutory deadlines.

Analyzes credit risk using statistical segmentation, predictive modeling, trend and regression analysis, and credit bureau data. Extracts and transforms large datasets, evaluates credit policies, collaborates on credit and fraud strategy deployment, and communicates actionable recommendations. The role also supports vendor analyses, project timelines, reporting, and process improvements.

Supports CMBS credit ratings through commercial real estate loan and property analysis, underwriting cash flows, market-data research, third-party report review, and rating report preparation. The analyst assists with rating committees, regulatory disclosures, publishing workflows, transaction tracking, issuer communications, and property site visits while following rating methodologies and compliance policies.

Supports lead analysts in evaluating CMBS, REIT, and real estate operating entity credit risk. Responsibilities include modeling stabilized cash flows, maintaining financial projections, researching market data, reviewing property reports, monitoring industry indicators, drafting rating materials, supporting rating committees and regulatory disclosures, and communicating with issuers, investors, and intermediaries. The role requires developing expertise in North American commercial real estate, structured finance, and rating methodologies while maintaining compliance with company policies.

Analyze U.S. residential mortgage-backed securities transactions for credit ratings, assessing collateral, deal structures, credit enhancement, and legal frameworks. Present findings to rating committees, perform sensitivities and stress testing, support models and criteria enhancements, and publish market commentary. The role also involves collaborating with senior analysts and engaging bankers, issuers, investors, and other market participants.

Manages customer credit risk through financial statement analysis, credit line and payment-term decisions, accounts receivable monitoring, delinquency and bad-debt reduction, collections, dispute resolution, and security documentation. Partners with Sales, customers, suppliers, and internal departments on order-to-cash matters. Maintains credit platforms, reporting, policies, metrics, and process improvements, including AI solution implementation.

Analyzes hedge funds and global markets counterparties to assess creditworthiness, financial strength, transaction risk, and potential default exposure. Reviews derivatives, financing transactions, risk models, portfolios, and stress tests; recommends risk ratings and credit limits; and reviews trading documentation including ISDA and repo agreements. Collaborates across business lines while making independent, detail-oriented risk decisions in a fast-paced environment.

Analyzes the financial condition and creditworthiness of commercial borrowers and guarantors. Underwrites loan requests, renewals, amendments, and extensions; prepares financial spreads, cash flow analyses, collateral assessments, risk ratings, and narrative credit summaries. Reviews credit reports, identifies risks and mitigants, assesses regulatory and policy compliance, and supports portfolio monitoring, loan review, and commercial lending officers.

Assists the Credit Analysis department by preparing financial statement spreads and loan memoranda, analyzing the creditworthiness of current and prospective borrowers, and completing detailed financial analyses. Works with loan officers, handles confidential information, follows bank policies and procedures, and completes customer privacy training. The role is designed for a finance or accounting student seeking practical banking and credit analysis experience.

Performs credit underwriting, financial analysis, risk assessment, and collections for customer accounts. Manages delinquencies, monitors lien rights, processes lien releases, documents customer interactions, and recommends corrective actions. Collaborates with business teams, customers, vendors, and credit leadership while mentoring less experienced analysts and supporting compliance with financial regulations.

Evaluates and underwrites commercial, construction, and commercial real estate loan requests. Analyzes financial statements, tax returns, cash flow, collateral, repayment capacity, and credit risk; prepares credit memoranda and assigns risk ratings. Partners with commercial lending teams on loan structures, reviews portfolios for warning signs, conducts credit file reviews, ensures regulatory compliance, and supports junior analysts.

Analyzes complex commercial credit requests, financial statements, cash flows, loan structures, collateral, and borrower risks. Prepares loan approvals, annual reviews, credit analyses, covenant compliance reviews, and reports. Partners with Commercial Loan Officers on customer calls and underwriting discussions, conducts third-party research, and provides creditworthiness recommendations. Mentors junior analysts and handles challenging assignments with limited oversight.

Analyzes moderately complex commercial loans and borrowers by reviewing financial statements, cash flow, collateral, creditworthiness, industry conditions, and risk factors. Prepares underwriting analyses, approval memorandums, recommendations, and updated credit files. Supports loan origination, monitors regulatory compliance, researches industries, participates in customer meetings, and identifies policy deviations or alternative loan structures. Maintains confidentiality while meeting quality and timeliness standards.

Supports commercial credit analysis through financial spreading, borrower and guarantor analysis, credit memo preparation, covenant monitoring, and verification of financial information. The intern participates in training, cross-functional banking activities, and a department project while gaining exposure to loan lifecycles, credit systems, financial statements, industries, and loan types.