Top Credit Analyst Jobs

Support migration of spreadsheet-based credit analytics into a new internal platform by executing test plans, performing reconciliations, investigating discrepancies, partnering with Engineering/Product, developing monitoring and validation processes, supporting go-live and change management, and creating documentation and training materials. Use SQL and modern tooling to ensure data quality and operational stability during a 9-month contract.

Analyze and underwrite residential asset investments, conduct due diligence, prepare investment memos, and monitor investment positions.

Assess credit risk for the bank's lending and investing activities via fundamental credit analysis, portfolio reviews, scenario and sensitivity testing, risk ratings, reporting, and regulatory support. Partner with underwriting, finance, and product teams and present recommendations to senior leadership.

Lead analyst for structured finance transactions, conducting cash flow tests, scenario analysis, and transaction assessments, while collaborating with technology teams and presenting findings to committees.

This role involves leading analytical projects to assess credit risk across various loan portfolios, developing frameworks for loan origination and loss forecasting, and collaborating with stakeholders to improve underwriting processes.

Perform fundamental credit analysis and relative value/valuation of broadly syndicated leveraged loans. Build forward-looking cash-flow credit models, author detailed 20–30 page research reports with actionable investment ideas, maintain sector coverage, collaborate with legal and cross-disciplinary teams, and interact frequently with institutional clients. Hybrid role based in NYC (3 days/week).

The Staff Credit Policy Analyst leads the development and governance of credit policies for home loans, ensuring compliance and operational efficiency while collaborating with leadership and cross-functional teams.

Monitor daily financial activity, produce weekly and monthly reports, build forecasts and budgets, reconcile payment transactions, support month-end close with Accounting, analyze project financial impact, and present insights to stakeholders while leveraging automation and generative AI tools.

The Distressed Credit Analyst will conduct research, analyze distressed credit situations, and collaborate with legal and editorial staffs to provide insights and reports for subscribers.

The Senior Credit Risk Analyst evaluates and manages credit risk for loan origination by conducting analyses, developing models, and collaborating with teams on risk strategies.

The Financial & Credit Analytics Analyst will build data models, perform credit analytics, and support reporting for lending products. Responsibilities include managing KPIs, loan servicing analytics, and process improvement.

Perform credit and financial analysis for merchant portfolio reviews, prepare Credit Risk Assessments, recommend risk-mitigation (reserves, LOCs, funding holds), update policies, and coordinate enhanced due diligence with internal teams and partners.

Evaluate financial data, assess borrower risk, and assist in lending decisions while ensuring sound credit practices and supporting loan growth.

The Credit Analyst II supports underwriting and credit monitoring, prepares risk assessments, and collaborates with Portfolio Managers on financial analyses and documentation.

Analyze and underwrite branch-level commercial loans, renewals, express loans, credit cards and annual reviews; prepare written loan presentations, ensure regulatory compliance, communicate with stakeholders, support ad-hoc projects, and use Microsoft Office for analysis and reporting.

This role analyzes credit risk, performs financial analyses on depository institutions, communicates with entities, and participates in internal reviews and briefings.

Lead credit underwriting and portfolio management for large Food & Beverage accounts. Perform financial and market analysis, modeling, structuring, risk assessment, and prepare high-quality credit reports. Monitor portfolio performance, perform covenant checks, calculate economic capital, and collaborate with relationship managers to mitigate risk and close transactions.

Analyze creditworthiness of transactions backed by pools of consumer and commercial assets across various industries. Perform underwriting, cashflow stress analyses, monitoring, risk rating scorecards, covenant compliance reviews, and write credit approval memos. Partner with front line and credit officers on structuring, negotiation, and portfolio reporting to ensure transactions fit the bank's risk appetite.

The Credit Analyst prepares credit analyses, supports underwriting, analyzes data, and maintains credit quality through various reporting tasks.

Lead analysis and governance of lending portfolios by identifying risks and trends, overseeing automated decisioning and fintech AI analytics, ensuring underwriting and data quality, producing actionable BI (SQL, Power BI, data warehouses), mentoring staff, and supporting appraisal operations and regulatory compliance to improve portfolio performance.

Perform independent underwriting and credit analysis for commercial and real estate borrowers. Prepare and analyze financial spreads and statements, evaluate cash flow, collateral, and risks, author comprehensive credit reports, suggest risk ratings and loan structures, support portfolio monitoring, mentor junior analysts, and ensure regulatory and policy compliance.

Perform credit review and underwriting for new and renewal small business loans, calculate cash flows and debt service ratios, ensure loan file completeness and due diligence, present decisions per underwriting criteria, identify alternative financing, and support Relationship Managers.

The Risk Credit Reporting Analyst assists in risk analysis, prepares credit reports, collaborates on data enhancement, and guides junior analysts.

The Commercial Credit Senior Analyst assesses creditworthiness, manages risks, analyzes financial data, and collaborates with relationship managers on credit processes.

The Credit Research Analyst will analyze the Energy sector, provide investment recommendations, write reports, and support Portfolio Managers at PIMCO.