Top Credit Analyst Jobs

Prepare financial statement spreads and credit analysis for corporate and commercial real estate loans. Assess risk factors, repayment sources, loan grade appropriateness, and compliance; maintain loan pipelines and support loan renewals and annual reviews.

Evaluate and approve derivatives and financing transactions, assess counterparties’ financial strength, set internal ratings and risk limits, recommend margin and mitigants, and drive risk discussions with trading and sales teams to manage credit exposure.

Analyze and underwrite business and commercial loan requests, spread financial statements, prepare cash flow and ratio analyses, assign risk ratings, ensure regulatory and policy compliance, monitor existing portfolios, perform credit reviews and collateral inspections, and support loan committee presentations and credit training.

Perform detailed financial analysis and credit review of complex commercial loans (Dual Risk Rated), using Moody's scorecards to generate PD/LGD. Collect due diligence, prepare spreads, analyses, reports and presentations for management and regulators. Support M&A portfolio due diligence, audits, exams, and maintain reporting systems. Ensure compliance with firm and regulatory policies, mentor team members, and lead projects as needed.

Analyze credit and financial information for commercial clients, including financial statements, tax returns, cash flow, collateral, and repayment sources. Prepare credit approval packages, spreadsheets, summaries, and written analyses to support loan decisions for new, renewed, and existing loan requests. Ensure compliance with internal policies and applicable regulations.

The role involves underwriting and monitoring credit relationships, analyzing financial data, managing credit risks, and ensuring compliance with credit policies.

The Senior Credit Strategy Analyst will optimize credit strategies for personal loans through data analysis, managing risk/return, and collaborating on credit models, ensuring overall growth and product enhancement.

Perform fundamental credit analysis for liquidity portfolios including issuer financials, legal and capital structures, liquidity and credit risks. Build sector expertise, develop defensible credit recommendations, serve on the Global Liquidity Research Committee, collaborate with portfolio managers, engage sell-side and rating agencies, and contribute to client materials and fixed income team insights.

Evaluate financial condition of individuals and businesses for lending decisions. Prepare credit presentations, cash flow analyses, forecasts, risk ratings, and annual reviews. Analyze loan requests and supporting documents for complex deals, conduct property inspections, assist lenders with closings, mentor junior analysts, and support credit department risk-management projects while maintaining compliance.

Entry-level credit analyst in a professional lending development program evaluating complex commercial and consumer loans. Prepares comprehensive risk analyses, interviews borrowers, assesses financial condition and documentation, and ensures compliance with bank policies and regulations.

Perform commercial card account reconciliations, investigate and resolve discrepancies, analyze financial datasets, support process improvements and automation, maintain controls and compliance, partner with Finance, Front Office, and Risk teams, and deliver accurate outputs under tight deadlines.

Design, implement, and manage partner and end-customer financing solutions across North America. Interface with commercial teams, financial institutions, and corporate finance to structure deals, present financing scenarios, manage program lifecycle, monitor portfolio risk and performance, ensure compliance, and support sales through training and commercial negotiations to drive partner growth and revenue.

Lead credit and market risk analysis for the enterprise: evaluate counterparty creditworthiness and concentration risk; design and validate risk frameworks, models, stress tests, and scenarios; develop risk tools, reporting, and automation; provide technical oversight to analysts; influence cross-functional stakeholders and senior leadership to align credit strategies, limits, and governance.

Perform detailed financial analyses to assess creditworthiness, prepare credit memoranda, monitor loan performance (including large, complex and agribusiness loans), ensure documentation and policy compliance, collaborate with relationship managers on loan decisions, train junior analysts, support team projects, and conduct collateral evaluations as needed.

The Credit Analyst I is responsible for underwriting loans, analyzing financial data, and supporting Relationship Managers in the loan process. This role involves identifying financial trends and communicating effectively with managers and stakeholders.

Evaluate dealer and consumer credit applications, underwrite and decide credit approvals within authority, ensure regulatory and policy compliance, build dealer relationships, capture profitable auto finance contracts, manage documentation and service queues, and use AI tools to improve workflows.

Manage and develop a team of Credit Analysts, review underwriting requests, evaluate financial conditions of loan applicants, and ensure compliance with policies.

Perform credit review and underwriting for new and renewal small business loans, calculate cash flows and debt service ratios, ensure loan file completeness and due diligence, present decisions per underwriting criteria, identify alternative financing, and support Relationship Managers.

Review commercial loan writeups (C&I, Real Estate, Specialty) for accuracy, validate financial analyses and assumptions, identify errors or missing information, evaluate property and cash-flow analyses, recommend edits and mitigants, and ensure compliance with bank and loan policies.

No responsibilities or qualifications are listed. The posting contains only a company overview and EEO/E-Verify information for a Credit Analyst role based in Burbank, CA.

Support Relationship Managers by analyzing business financial statements, preparing credit authorizations, building financial projections and customized spreadsheets, developing financial models, and performing credit administration, compliance, and risk-management tasks under supervision.

Evaluate and recommend approval/denial of credit by performing complete credit analyses, gathering and interpreting financial information, reviewing portfolios for credit quality issues, using software tools to model options, and advising decision-makers to minimize risk and loss.

Support the Commercial Credit Department by preparing financial spreads from tax returns and financial statements, assist with annual loan reviews, complete monthly reports, and perform additional duties to learn the end-to-end commercial loan process.

Support underwriting and ongoing monitoring of commercial loan portfolios by analyzing financial statements, preparing credit analyses and models, identifying risks, recommending structures and risk ratings, conducting covenant and surveillance activities, and partnering with relationship managers throughout the credit lifecycle.

The Analyst oversees portfolio performance, conducts financial analysis, maintains relationships with borrowers, and supports underwriting and documentation efforts for various financing activities.