Top Credit Analyst Jobs

Analyzes the creditworthiness and risk of financial institutions, foreign banks, broker-dealers, clearing organizations, government-sponsored entities, and sovereigns. Performs underwriting, assigns credit ratings and probability-of-default assessments, establishes credit limits, conducts annual reviews, and recommends approvals. Evaluates financial, operational, economic, political, and country-risk factors while collaborating with business lines, Risk, Compliance, Audit, and other stakeholders to maintain effective risk-management frameworks and regulatory compliance.

The Senior Credit Risk Analyst will conduct credit risk assessments, prepare credit policies, and support US government projects in various sectors while collaborating with government officials and preparing necessary documentation.

Supports the Agricultural Credit Team with financial statement analysis, credit history reviews, cash flow analysis, projections, stress testing, peer analysis, loan performance monitoring, underwriting documentation, risk mitigation, and relationship management. The intern will learn agricultural lending, credit policies, risk assessment, and banking practices while developing analytical, communication, organizational, and professional skills alongside experienced teammates.

Analyzes hedge funds and global markets counterparties to assess creditworthiness, financial strength, transaction risk, and potential default exposure. Reviews derivatives, financing transactions, risk models, portfolios, and stress tests; recommends risk ratings and credit limits; and reviews trading documentation including ISDA and repo agreements. Collaborates across business lines while making independent, detail-oriented risk decisions in a fast-paced environment.

The Vice President will evaluate, underwrite, and manage credit and special situations investments, collaborate with teams, and conduct in-depth sector research.

Evaluates personal and business credit reports, financial statements, tax returns, ratios, and collateral for equipment and truck financing applications. Makes credit recommendations within assigned limits, prepares analyses for management, communicates decisions and conditions, monitors account risk, and collaborates with sales and internal teams. Supports credit processors and senior analysts while developing underwriting expertise.

Supports commercial lenders and portfolio managers by analyzing borrower financial statements, building cash flow models, preparing credit memoranda and risk ratings, monitoring commercial loan portfolios, reviewing collateral and compliance documents, and contributing to bank reporting and corporate banking projects.

Supports commercial credit monitoring and portfolio management by analyzing borrower and guarantor financial information, calculating financial ratios, testing covenants, reviewing loan documentation, and completing post-closing loan reviews. The role prepares reports, assesses financial statements and credit histories, monitors compliance, supports credit administration projects, reviews borrowing base certificates, and mentors less experienced analysts while maintaining accuracy and confidentiality.

Underwrites and monitors commercial credit relationships, analyzing financial statements, cash flows, collateral, covenants, risk ratings, and industry trends. The role prepares financial models and credit analyses, recommends transaction structures, identifies emerging risks, ensures policy and regulatory compliance, and presents findings to credit committees. It partners closely with relationship managers and interacts with commercial banking clients throughout the credit lifecycle.

Processes, evaluates, underwrites, and approves indirect consumer loans while ensuring regulatory and policy compliance. Analyzes credit information, reviews portfolios for credit risks, maintains accurate loan documentation and system records, supports dealer relationships, and helps develop lending policies, procedures, and dealership training programs.

Supervise and coach credit analysts, coordinate workflow, review commercial credit analyses, evaluate financial statements and cash flow, prepare loan approval reports, conduct collateral audits and loan reviews, support underwriting policy updates, and present recommendations to the Corporate Loan Committee. The role also requires collaboration with lending officers and customers while ensuring compliance with banking regulations and internal standards.

Analyzes complex commercial loan requests by reviewing financial statements, tax returns, cash flow, ratios, collateral, and credit risks. Prepares loan approval reports, conducts audits and reviews, presents to the Corporate Loan Committee, ensures lending-policy compliance, and collaborates with lending officers and customers. Also mentors analysts and supports training while maintaining accuracy, timeliness, and strong service.

Analyze credit pricing, issuance, investor demand, trading activity, and market conditions. Build relationships with credit investors and lenders, assess financing opportunities, connect financial analysis with market expectations, and communicate clear market views. The role supports GPU rental indices and financing benchmarks while applying credit sales, sales trading, or trading experience without managing a trading book.

Performs pre- and post-funding audits, loan document reviews, system audits, and compliance reviews. Prepares financial spreads, real estate evaluations, amortization schedules, and reports supporting lending decisions. Maintains credit and real estate files, tracks documentation exceptions, assists with resolution, supports examiners and auditors, and ensures loan compliance with bank, state, and federal regulations.

Performs commercial credit underwriting, portfolio monitoring, financial and risk analysis, covenant tracking, credit approval memo preparation, projection modeling, and portfolio reporting. Identifies emerging risks, evaluates borrower ratings, maintains credit data accuracy, supports portfolio reviews, and escalates documentation or compliance issues. Requires collaboration with banking teams and may assist with employee training and special projects.

Analyzes SBA and commercial loan applications, including financial statements, tax returns, credit reports, and business plans. Prepares credit recommendations, risk ratings, spreadsheets, and approval documents; structures credit memos; manages files through underwriting and approval; supports loan closings, regulatory compliance, portfolio reviews, and annual analyses. Provides member service, requests documentation, answers lending questions, and develops knowledge of SBA 7(a) and 504 requirements.

Develop and monitor credit underwriting, pricing, loan amount, and verification strategies for personal loans. Analyze loan performance, risk-adjusted returns, credit losses, A/B tests, and expansion opportunities. Build KPI dashboards, conduct root-cause analysis, evaluate data sources, and communicate recommendations. Partner with Technology teams on strategy implementation and monitoring while using AI tools responsibly to support analysis and reporting.

Analyzes agricultural and agribusiness borrower finances to support lending decisions and portfolio risk management. Prepares financial spreads, cash-flow analyses, collateral evaluations, credit memorandums, renewals, modifications, and portfolio reviews. Applies knowledge of agricultural production cycles, commodity markets, seasonal cash flows, collateral structures, credit policies, risk ratings, and covenant monitoring while supporting Relationship Managers and Credit Officers.

Provide credit analysis and portfolio support for agricultural and agribusiness clients. Prepare financial spreads, cash flow analyses, collateral evaluations, and credit memoranda for new loans, renewals, and modifications. Monitor risk, ensure policy and regulatory compliance, and collaborate with relationship teams to assess repayment capacity and perform portfolio reviews using knowledge of agricultural cycles and commodity markets.

Performs complex commercial credit analysis and underwriting for new and existing lending relationships. Evaluates financial statements, cash flow, collateral, covenants, repayment capacity, and borrower risk. Prepares credit memorandums and recommendations, supports loan structuring and approvals, monitors portfolio performance, identifies emerging risks, recommends risk-rating changes, and ensures compliance with bank policies, regulations, and fair-lending standards. Partners with lenders and internal teams to maintain a sound commercial loan portfolio.

Performs complex commercial credit analysis and underwriting for new and existing lending relationships. Evaluates financial statements, cash flow, collateral, covenants, repayment capacity, and borrower risk; prepares credit memoranda and recommendations; monitors portfolios, risk ratings, and regulatory compliance; and partners with lenders on loan approvals, renewals, risk mitigation, and ongoing credit administration.

Analyze commercial, small business, agricultural, and consumer lending relationships; evaluate financial statements, cash flow, collateral, covenants, repayment capacity, and credit risk. Prepare underwriting memorandums, recommend risk ratings and loan structures, monitor portfolio performance, identify emerging risks, and support lenders with approvals, renewals, and exceptions. Ensure compliance with bank policies, regulatory requirements, and fair lending standards while maintaining accurate credit administration.

Analyzes borrower credit information, underwrites complex loan requests, prepares loan memorandums, ensures compliance with lending policies, supports lenders and senior management, maintains customer relationships, and mentors and trains credit analysts. The role also coordinates internal and external training, participates in credit reviews and hiring, and helps develop the credit department.

The Credit Analyst evaluates borrower financial performance, collateral, credit risk, underwriting, and loan transactions. Responsibilities include monitoring borrower compliance, analyzing financial statements and trends, maintaining loan records, processing payments, supporting SBA reporting, ensuring documentation meets policies, and responding to servicing inquiries. The role works closely with loan officers, borrowers, and management while maintaining accurate records and regulatory compliance.

Evaluates credit risk for equipment finance loans and leases by analyzing financial statements, industries, collateral, cash flow, debt-service capacity, and customer information. Makes credit decisions within assigned authority, assigns risk ratings, prepares analyses for lenders, monitors credit-policy compliance, escalates risk issues, and supports internal controls, audits, and regulatory standards.