Top Credit Analyst Jobs

Analyze and monitor financial condition and creditworthiness of individuals and businesses; prepare credit memos, spreadsheets and reports; manage and update loan files; perform credit inquiries; recommend loan structures per policy; advise loan officers and monitor risk for relationships typically $500,000–$2,000,000.

Manage a portfolio of customer accounts to optimize AR performance and minimize credit risk. Perform credit underwriting, financial statement analysis, and collections; set credit limits and terms; resolve disputes and payment issues; partner with Sales and Operations; drive process improvements and mentor credit team members.

The Associate will partner with senior team members to originate and execute investments, conduct due diligence, develop analysis, and manage portfolio objectives.

Underwrite and monitor commercial loan requests and existing portfolios by analyzing financial statements, preparing cash flow and collateral schedules, assigning risk ratings, recommending structures and conditions, ensuring policy compliance, and supporting credit committee presentations.

Evaluate and underwrite small commercial and consumer loan requests, analyze financial statements and tax returns, monitor ongoing credit risk and covenant compliance, order appraisals, document credit assessments, research borrower industries, identify risks and mitigation, and assist with special projects.

Analyze and monitor financial condition and creditworthiness for individual and business borrowers. Prepare credit memos, financial spreads, and recommendations for Loan Officers; manage loan files, perform credit inquiries, and oversee portfolio risk for loans typically ranging $500,000 to $2,000,000. Provide technical support to Loan Officers, participate in projects, and assist in training Credit Analyst I staff.

Analyze and monitor creditworthiness of unsecured and secured counterparties and vendors, maintain credit ratings and exposure limits in FLAMES, perform financial analysis, support credit line recommendations, oversee vendor financial reviews, calculate exposure impacts of strategies, and identify process improvements and automation opportunities.

Review and underwrite indirect auto loan and lease applications within guidelines, communicate with credit unions and dealers, collect documentation, process and send loan packages for funding, monitor dealer productivity, support fraud detection and process improvements, and maintain SLAs across varied hours (7:00am–9:00pm MST).

Review and underwrite indirect auto loan and lease applications, negotiate terms with credit unions and dealers, document decisions, follow up to collect missing items, monitor dealer productivity, support fraud detection and software testing, and collaborate across operations to meet turnaround, funding, and service goals.

Perform financial statement spreading, underwriting, and credit analysis to evaluate commercial borrowers, prepare credit memos, support portfolio management, complete annual reviews/renewals/modifications, monitor credit risk, ensure compliance, and maintain underwriting platform data.

Deliver monthly and quarterly investor reports and performance materials by building and maintaining automated SQL/Python pipelines and Power BI dashboards from Databricks/SQL Server data. Partner with portfolio management, investor relations, and fund operations to gather requirements, validate data, resolve discrepancies, and improve reporting automation and documentation.

Manage customer credit and collections to support sales while minimizing bad debt. Communicate with customers and internal teams, analyze credit requests, maintain A/R records, negotiate payment terms, recommend credit limits up to specified thresholds, and reconcile accounts per GAAP.

Perform commercial credit risk evaluations through financial statement and tax return analysis, cash flow and collateral valuation, prepare credit analyses and loan presentations, and support loan officers with due diligence and borrower financial tracking.

Underwrite and document commercial credit requests by analyzing financial statements, collateral, and credit risk; prepare written recommendations and ratio analyses; assist annual loan reviews; mentor junior analysts; monitor borrower financials and ensure regulatory compliance.

Independently underwrite and monitor commercial middle market credit relationships, perform in-depth financial and risk analysis, build and validate projection models, prepare credit approval memoranda and portfolio review materials, ensure data integrity, escalate emerging risks, and mentor junior analysts.

Partner with business lines to design, implement, and oversee credit risk management frameworks. Identify, escalate, and mitigate risks; ensure regulatory compliance. Perform data analysis, build reports and dashboards, and communicate findings using SAS, SQL, Toad, Python, and Tableau/Power BI.

Perform commercial credit analysis including statement spreading, tax return review, covenant management, annual reviews, and problem loan reporting. Prepare underwriting forms, package loans for documentation, monitor maturing lines and delinquencies, order credit reports, and support Relationship Managers and Commercial Underwriters.

Lead credit functions for contract logistics and freight forwarding. Develop and implement credit policies and controls. Manage customer credit applications: review creditworthiness, set/approve credit limits and payment terms, and support credit controls implementation.

Perform credit analysis by reviewing financial statements and reports, evaluating borrower creditworthiness, preparing loan presentation forms, documenting risk ratings and recommendations, ensuring compliance with lending policy and regulations, coordinating with other departments, responding to inquiries, and maintaining records and reports.

Analyze consumer and dealer credit data to assess risk and decide credit approvals within authority limits. Build and maintain dealer relationships, capture profitable auto finance contracts, ensure documentation and regulatory compliance, manage inbound applications and calls, meet service levels, and perform outbound dealer contact and joint calls as needed.

Perform entry-level commercial credit analysis: prepare credit memoranda, complete cash flow spreads, evaluate financial statements and creditworthiness, monitor covenant compliance, support underwriting and borrower reviews, and assist loan officers on site visits and appraisals.

Perform financial spreading, credit risk analysis, underwriting support, and portfolio monitoring. Prepare credit approval memoranda and periodic reviews, conduct due diligence and industry research, assist in loan structuring, collaborate with Relationship Managers and Credit Officers, and support compliance, policy updates, and process-improvement initiatives.

Assess counterpartiescreditworthiness through financial analysis, recommend credit limits/tenors, monitor breaches, support margining and collateral, maintain CubeLogic, produce credit reports, and collaborate with risk, trading desks and stakeholders.

Analyze high volumes of customer orders, account history, credit reports and payment trends to set credit limits. Communicate credit decisions and account inquiries via phone and email. Prepare financial reports and present insights to leadership. Identify and act on high-risk or potentially fraudulent orders to protect company operations.

Review high volumes of customer orders for U.S. and Mexico operations, analyze account history and financial data to set credit limits, investigate high-risk or fraudulent orders, provide phone and email customer support on credit decisions, prepare reports and present insights to leadership.