Credit Analyst Intern

Posted Yesterday
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Abilene, TX, USA
In-Office
Internship
Fintech
The Role
Assists the Credit Analysis department by preparing financial statement spreads and loan memoranda, analyzing the creditworthiness of current and prospective borrowers, and completing detailed financial analyses. Works with loan officers, handles confidential information, follows bank policies and procedures, and completes customer privacy training. The role is designed for a finance or accounting student seeking practical banking and credit analysis experience.
Summary Generated by Built In

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We’re always looking for bright individuals to join our growing organization. As a part of the First Financial Family, we will invest in your development and provide a dynamic work environment where you’re challenged, valued and empowered every day. We strive to be the best destination for the industry’s top talent, creating a diverse, collaborative workplace that celebrates innovation and change. We are one team, working together to get things done.

Job Description:

Office Location:

Abilene, Texas, United States


SCOPE/CONTACTS:    The intern will begin work with the Credit Analysis department to assist the department in preparing financial statement spreads and loan memos. Should the intern want to be considered for a regular position with the bank, they will have to go through the application process.


QUALIFICATIONS:   Must be enrolled in an Accounting or Finance Business Degree program and have completed 60 credit hours; a minimum GPA of 3.0 is preferred. The incumbent should have completed 6 credit hours of Accounting and must also have exceptional Word and Excel skills. Professional demeanor, strong communication skills, and a sense of confidentiality is absolutely required.


ESSENTIAL FUNCTIONS: In Credit Analysis, the incumbent is responsible for working with loan officers to analyze the creditworthiness of existing and prospective loan customers.  The Intern will learn to spread and analyze financial statements and complete detailed analyses of borrowers.  Confidential information will be handled on a daily basis and a high degree of attention to detail is required.  The incumbent will be required to follow all policies and procedures related to their internship as well as take online customer privacy training programs. 


The above statements reflect the general details considered necessary to decide the principal functions of the job identified, and shall not be construed as a detailed description of all work requirements that may be inherent in the job.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

Skills Required

  • Currently enrolled in an Accounting or Finance business degree program
  • Completed 60 credit hours
  • Completed 6 credit hours of Accounting
  • Exceptional Microsoft Word and Excel skills
  • Professional demeanor
  • Strong communication skills
  • Ability to maintain confidentiality
  • Minimum 3.0 GPA

First Financial Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about First Financial Bank and has not been reviewed or approved by First Financial Bank.

  • Retirement Support — Offerings include a 401(k) with employer match, profit-sharing, and a company pension plan, with ESOP/KSOP options that can provide an ownership stake. Financial education and planning tools are referenced to support long‑term savings.
  • Leave & Time Off Breadth — Paid vacation and sick time are available to both part‑time and full‑time employees, along with paid holidays and paid volunteer time. Parental leave further expands time‑off options for family needs.
  • Healthcare Strength — Comprehensive healthcare coverage includes health, dental, and vision insurance, with long‑term disability and life insurance also mentioned. These core protections create a robust baseline for health and income security.

First Financial Bank Insights

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The Company
HQ: Cincinnati, OH
1,998 Employees

What We Do

First Financial Bank has been in the business of client service and success for more than 150 years. With more than 150 banking centers across Ohio, Indiana, Kentucky and Illinois, we combine world-class financial expertise with personal community service that builds lifelong relationships. We have combined the resources and expertise of a mega-bank with the care and perspective of a neighborhood community bank. We make our decisions locally so we can provide clients with the appropriate guidance and solutions to achieve their financial goals.

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