Credit Analyst

WHO WE ARE

Helena Agri-Enterprises, LLC is an innovator and service provider for agricultural and professional markets in the United States and around the world. We are one of America's only retailers and distributors with expertise in formulation, research and development, precision technology, data solutions, professional application and manufacturing. For nearly 70 years our people have been driven to provide sustainable solutions that help feed, clothe and fuel the world. With over 450+ locations nationwide and over 6,000 employees we rank among the top agricultural service companies in volume and sales of agricultural products and services.

ABOUT THE JOB

The Credit Analyst works with the division credit team to assemble and review customer financial information and evaluate their financial position as it relates to accounts with credit limits in excess of $25,000. This position also runs various reports and reviews them with locations as directed by the Credit Manager.

WHAT YOUR DAY WILL LOOK LIKE

• Works with the credit team to analyze all credit information to determine accuracy for customer credit approvals.
• Reviews various requests such as rebates and refund requests and approves these requests within the level of authority set by company policy ($1 - $25,000) and gathers supplemental information as needed.
• Complies, reviews and submits third party financing applications as needed within limits of authority.
• Supports credit operations in the annual renewal of all vendor prepay line approvals for prepay limits of $250,000 and above.
• Assists with the testing, implementation and training of various Oracle and other system projects.
• Collaborates with other work teams on enhancements, quality control and testing and implements best practices consistent with Helena's credit policy.
• Ensures that credit file requirements are current and in proper order to pass the file review conducted by the asset securitization auditors.
• Provides support and direction to division credit teams and other Helena departments regarding credit related matters consistent with Helena's credit policy.
• Acts as a liaison between IT, accounting, treasury, legal and the credit teams.
• Carries out authority consistent with the company's approval levels on all refund requests, rebates requests and prepay requests.
• Provides excellent customer service to all internal and external customers.
• Other work-related duties as assigned by your leader.
• Regular and reliable attendance is required.
• Follows all company policies and procedures.

EDUCATION & EXPERIENCE

• Bachelor's degree in finance, accounting or related field and one year of work related experience is required.
• Five years of non-clerical work related experience may be considered in lieu of education.

SKILLS & QUALIFICATIONS

• NACM, CBA or CBF certifications are preferred.
• Computer skills including working knowledge of Microsoft Office are required.
• Working knowledge of Pivot Tables.
• Decision making skills.
• Analytical skills.
• Ability to read, write and speak in English is required.
• Communicating in Spanish is a valuable skill at Helena.

• Valid U.S. driver's license is required and must meet all company requirements to operate a Helena vehicle.

Successful completion of a drug test and background check is required for all positions at Helena.

WORK ENVIRONMENT & PHYSICAL ASPECTS OF THE JOB

The work environment for this position is that of a typical office environment where the noise level is mostly quiet. This position requires you to use your hands for many different tasks and to talk, hear, walk, stand and sit. You may be occasionally required to lift or move up to 10 pounds.

BENEFITS AT HELENA

• Health, Dental & Vision Insurance STARTS THE SAME DAY YOU DO!
• Earn up to $3,000 in Reward Dollars from Helena for your Health Savings Account (HSA).
• Access your earned pay between paydays through Earned Wage Access (EWA) with DailyPay.
• Helena's robust 401(k) Savings Plan offers you a 100% company-match up to 5% starting on your first day. As your years of service with Helena increase, so does our company-match - up to 10% based on your contribution amount.
• Three-year vesting on company-match with 1,000 hours of service.
• Employees are eligible for paid time off and holiday pay.
• Free Term Life Insurance at 1x your annual base pay - paid for by Helena at no cost to you.
• Free Short & Long-Term Disability.
• Up to four weeks of paid Parental Leave.
• Education Assistance.
• And much more!

For more detailed information about our benefits, visit helenacareers.com/benefits.

STAY CONNECTED TO HELENA!

Follow us on social @HelenaCareers or visit us at helenacareers.com.

Helena supports individuals with disabilities, and reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions. Helena is an equal opportunity employer.