Top Credit Analyst Jobs

Perform KYC and credit due diligence on commercial counterparties: verify legal entities and beneficial ownership, run sanctions/PEP/watchlist and adverse-media screenings, analyze financials and payment capacity, assign risk ratings, conduct enhanced due diligence for high-risk cases, maintain audit-ready records, prepare risk assessments, and partner with commercial teams to support compliant onboarding.

Manage international customer credit exposure and collections, support sales, maintain SAP master and credit data, recommend credit limits and securities, control shipments, report account status, forecast cash receipts, review payment security instruments, identify factoring opportunities, and provide ad hoc analysis to support Treasury and business decisions.

Lead quantitative analysis and portfolio research for commercial credit portfolios. Develop insights from internal and external data, build dashboards and monitoring tools, recommend actions on emerging risks and performance, partner with Treasury/Finance/Credit stakeholders, and coach junior analysts to improve CPM analytical capabilities and reporting.

Conduct fundamental credit research on corporate issuers across investment-grade and high-yield sectors. Build financial models, analyze statements, assess capital structures and liquidity, identify relative value opportunities, monitor portfolio holdings, prepare written research and presentations, and collaborate with portfolio managers and traders to support portfolio construction, risk management, and investment decisions.

Perform credit analysis, underwriting, and monitoring for commercial loan portfolios. Prepare cash flow analyses and credit decision summaries, spread and review financial statements, test covenants and borrowing bases, assign risk grades/NAICS codes, review appraisals, and support loan committees using loan systems and financial spreading software.

Manage customer credit agreements and payment activity, investigate and resolve disputes, assess credit risk, recommend solutions to underwriting, negotiate payment plans, meet monthly B2B/B2C goals, provide customer service, and support team operations and administrative projects.

Underwrite and monitor commercial loans by performing financial and risk analysis, preparing credit approval memos, running projection and risk-rating models, tracking covenants, generating portfolio reports, and supporting portfolio reviews and special projects.

Analyze credit data and underwrite indirect retail auto finance applications, approve/deny credit within authority, manage dealer relationships and documentation, meet volume and quality goals, and ensure service level and compliance with state and federal regulations.

Perform credit analysis, underwriting, and monitoring of commercial loan portfolio including cash flow analysis, financial statement spreading, covenant and borrowing base testing, risk grading, appraisal review, and participation in loan committees. Use loan and credit systems and prepare credit decision summaries and annual credit reviews.

Perform quantitative credit analysis for commercial real estate loans: spread and analyze financial statements and tax returns, prepare credit memoranda, recommend loan structure and risk ratings, participate in loan committee, perform credit investigations (UCC, credit bureau, D&B), and support credit administration and regulatory compliance.

Develop, implement, and maintain counterparty credit risk models for fixed-income products across the full model lifecycle. Build infrastructure, analytics, dashboards, monitoring, benchmarking, and backtesting frameworks. Conduct quantitative research and provide day-to-day risk analysis while partnering with business, risk, technology, and governance stakeholders.

Manage and monitor lease-related sales and financing transactions, coordinate among sales, customers, collections, and third-party lenders, analyze leasing activity and customer data using Excel and BI tools, process account applications and updates, ensure regulatory compliance, and identify process improvements while mentoring other analysts.

Support the Credit Manager in credit approval, collections, and accounts receivable. Collect past-due invoices, manage dispute resolution, perform credit limit analyses, review new account requests, improve credit/collections systems, lead ERP (Infor M3) implementation, and collaborate with sales and customer care to escalate risks and resolve billing issues.

Manage assigned collections portfolio, perform customer credit limit analysis and reviews, and resolve disputes. Improve and support credit and collections systems and ERP implementation. Update credit policies and controls, review new-account and credit limit requests, escalate negative customer activity, and collaborate with sales and customer care to accelerate receivables.

Evaluate commercial loan applicants by performing credit analyses, preparing credit memoranda, generating financial ratios, reviewing credit histories, maintaining credit files, and supporting loan committee approvals. Monitor credit risk, recommend payment plans, assist with credit policy implementation, and coordinate credit approval processes.

Support daily credit card processing and device administration, troubleshoot payment acceptance and reconciliation issues, coordinate with merchant partners, participate in PCI compliance and dashboards, maintain SharePoint communications, and assist with onboarding, training, and cash management tasks.

The Senior Credit Risk Analyst will conduct credit risk assessments, prepare credit policies, and support US government projects in various sectors while collaborating with government officials and preparing necessary documentation.

Analyze credit policy, approval rates, vintage performance, and portfolio metrics to inform credit strategy. Monitor model/scorecard performance, run tradeoff and scenario analyses, support pricing/term decisions, and produce recurring portfolio reporting and dashboards. Collaborate with collections, fraud, finance, and tech on reporting, model validation, and decisioning platform improvements.

Prepare and maintain financial analyses and credit studies for loan officers and executives. Spread and analyze client financials, assess credit and collateral risk, prepare loan packages and reports, collaborate across bank groups on treasury and legal documentation, coordinate with third parties, and monitor loan disbursements for regulatory compliance.

Analyze and maintain financial data for current and prospective borrowers, prepare credit studies and loan packages, perform sensitivity and collateral analysis, collaborate with bank teams on treasury and legal matters, monitor loan disbursements and third-party reporting, and produce credit department reports to inform lending decisions.

The Credit Risk Analyst monitors compliance with regulatory standards, verifies financial ratios, prepares reports, and conducts training sessions, fostering collaboration across teams.

Manage accounts receivable: apply cash receipts, reconcile accounts and bank advice, investigate delinquencies, collect past-due balances, resolve deductions and invoice issues, support audits, maintain AR documentation and portals, run credit reports, and assist rebate-related customer inquiries.

Underwrite and monitor commercial credit for financial institutions: prepare credit approval memos, run financial and projection models, track covenants, perform portfolio reporting and risk ratings, and ensure credit data accuracy while escalating emerging risks.

Evaluate dealer and consumer credit applications, analyze financial data, underwrite and decide credit within authority, maintain compliance, build dealer relationships, capture profitable auto finance contracts, ensure documentation and service-level adherence, and use AI tools to support workflows.

Support commercial lending by underwriting loan requests, analyzing financial statements, preparing credit memos, monitoring client credit risk, ensuring documentation and regulatory compliance, maintaining loan systems, and providing administrative and analytical support to the lending team.