Commercial Credit Analyst-Broadly Syndicated Lending

Posted 5 Days Ago
Be an Early Applicant
Saint Louis, MO, USA
In-Office
Junior
Fintech
The Role
Supports commercial lenders and portfolio managers by analyzing borrower financial statements, building cash flow models, preparing credit memoranda and risk ratings, monitoring commercial loan portfolios, reviewing collateral and compliance documents, and contributing to bank reporting and corporate banking projects.
Summary Generated by Built In
Why Stifel

Stifel strives for a culture that puts its clients and associates first: a culture where everyone belongs, everyone is welcome, and everyone contributes to the success of our clients, their careers, and the firm as a whole.


Let’s talk about how you can find your place here at Stifel, where success meets success.

What You'll Be Doing

The Credit Analyst will provide support to the Commercial Lenders and Portfolio Managers with emphasis on financial analysis in determining the creditworthiness of a borrower. The Credit Analyst will have exposure to both private and public companies over a wide variety of industries, cash flow and other types of lending, and direct and syndicated loan opportunities.

What We're Looking For
  • Analyze business financial statements and create cash flow models to be utilized in support of new and existing commercial loans, renewal requests, and amendments.
  • Assist in the preparation of credit evaluation memorandums, annual and quarterly reviews, and accurate and timely risk ratings.
  • Assist in the ongoing management and monitoring of a commercial loan portfolio.
  • Ensure that certain financial statements and compliance certificates are up-to-date.
  • Maintain in-depth knowledge of the soundness of borrowers and collateral through financial research, including evaluating financial statements and analyzing third party data.
  • Assist in preparation of monthly Bank Board of Directors reports providing a summary of commercial relationships.
  • May assist with overarching Corporate Banking projects.
What You'll Bring
  • Self-motivated with strong work ethic.
  • Strong ability to effectively communicate (written and oral).
  • Knowledge of economic and accounting principles and practices, the financial markets, banking and the analysis and reporting of financial data.
  • Use of logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
  • Strong ability to produce high quality work products independently and as part of a collegial team.
Education & Experience
  • Minimum Required: Bachelor's Degree in finance, accounting or equivalent experience
  • Minimum required: 0-2 years of commercial credit analyst work or related experience
Licenses & Credentials
  • Minimum Required: None
Systems & Technology
  • Proficient in Microsoft Word, Excel, PowerPoint, Outlook
About Stifel

Stifel is more than 130 years old and still thinking like a start-up.  We are a global wealth management and investment banking firm serious about innovation and fresh ideas.  Built on a simple premise of safeguarding our clients’ money as if it were our own, coined by our namesake, Herman Stifel, our success is intimately tied to our commitment to helping families, companies, and municipalities find their own success.


While our headquarters is in St. Louis, we have offices in New York, San Francisco, Baltimore, London, Frankfurt, Toronto, and more than 400 other locations.  Stifel is home to approximately 9,000 individuals who are currently building their careers as financial advisors, research analysts, project managers, marketing specialists, developers, bankers, operations associates, among hundreds more.  Let’s talk about how you can find your place here at Stifel, where success meets success.


At Stifel we offer an entrepreneurial environment, comprehensive benefits package to include health, dental and vision care, 401k, wellness initiatives, life insurance, and paid time off.


Stifel’s bank and trust companies are equal opportunity employers. All candidates will be considered without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, veteran status, genetic information or any other protected characteristic under applicable law.  If you would like more information regarding Equal Employment Opportunity rights and protections, please review the following information: Know Your Rights.


Stifel is an Equal Opportunity Employer. 


Skills Required

  • Bachelor's degree in finance, accounting, or equivalent experience
  • 0-2 years of commercial credit analyst or related experience
  • Knowledge of economic and accounting principles, financial markets, banking, and financial data analysis and reporting
  • Strong written and oral communication skills
  • Ability to analyze financial statements and create cash flow models
  • Ability to work independently and collaboratively
  • Proficiency in Microsoft Word, Excel, PowerPoint, and Outlook
  • No licenses or credentials required

Stifel Financial Corp. Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about Stifel Financial Corp. and has not been reviewed or approved by Stifel Financial Corp..

  • Strong & Reliable Incentives — Compensation is positioned as highly attractive for financial advisors, with emphasis on meaningful earning upside tied to production. Recognition for advisor satisfaction indicates that incentive mechanics can be a differentiator in producer roles.
  • Flexible Benefits — The benefits program is broad and multi-option, spanning multiple health plan choices, FSAs/HSAs, and a wide set of voluntary insurance add-ons. This menu-style design supports tailoring coverage to different life stages and needs.
  • Parental & Family Support — Family-oriented benefits are extensive, including parental leave, adoption assistance, fertility and family-building support, and back-up childcare and elder care. These offerings signal a comparatively strong support system for caregiving and family planning.

Stifel Financial Corp. Insights

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The Company
HQ: Saint Louis, MO
7,052 Employees
Year Founded: 1890

What We Do

Established in 1890, Stifel, Nicolaus & Company, Incorporated is one of the nation’s premier full-service financial services firms, providing brokerage, trading, investment banking, investment advisory, and related services to individual investors, professional money managers, businesses, and municipalities through more than 400 locations across the U.S. Stifel ranks as the 7th largest brokerage firm in the country as measured by number of financial advisors, with approximately 2,300, and features a highly regarded equity research department that has earned numerous accolades from such publications as The Wall Street Journal, Forbes, and the Financial Times. In 2023 and 2024, Stifel was recognized as the No. 1 wealth management firm for employee advisor satisfaction, based on the J.D. Power U.S. Financial Advisor Satisfaction Study*. Stifel is the principal subsidiary of Stifel Financial Corp. (NYSE: SF), a financial services holding company headquartered in St. Louis, Missouri. Stifel Financial Corp.'s other subsidiaries include Stifel Independent Advisors, LLC, an independent contractor broker-dealer firm; Stifel Nicolaus Europe Limited, the Company’s European subsidiary; Stifel Nicolaus Canada, Inc., our Canadian subsidiary; Stifel Bank and Trust and Stifel Bank, retail and commercial banks; and Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A, our trust companies. *Stifel received the highest score among employee advisors in the J.D. Power 2023-2024 U.S. Financial Advisor Satisfaction Studies, which measures employee advisors’ satisfaction among those who are employed by an investment services firm. Visit jdpower.com/awards for more details.

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