Credit Analyst

Posted Yesterday
Be an Early Applicant
Honolulu, HI, USA
In-Office
50K-60K Annually
Entry level
Financial Services
The Role
Analyzes commercial customers’ financial statements to assess creditworthiness and repayment ability. Prepares financial statement spreads and written analyses supporting credit underwriting, primarily for lower-complexity branch credits. The role requires applying accounting principles, evaluating extensive financial information, drawing conclusions, handling confidential matters, meeting multiple deadlines, and communicating findings accurately. Work is performed under supervision in the bank’s Credit Department.
Summary Generated by Built In

First Hawaiian Bank is currently seeking a Credit Analyst to join our Credit Department in Downtown Honolulu. 

Work Schedule:
Monday - Friday 8:00AM - 5:00PM (hours may vary) 

Compensation:

The salary range for this role is $50,000 - $60,000/yr; commensurate with experience.

Responsibilities

In this role, under supervision, the Credit Analyst analyzes financial statements of the Bank’s commercial customers to evaluate their credit worthiness and repayment ability. The analysis mainly focuses on lower complexity branch credits, which often include spreading of financial statements, and written analysis to support credit underwriting.

Qualifications

The ideal candidate will have:

  • Bachelor’s degree in Business Administration related fields, or equivalent work experience required
  • Bachelor’s degree in Finance or Accounting preferred
  • At least six months of general financial experience preferred
  • Understanding of basic accounting principles and financial statements
  • Must be organized, detail oriented, and accurate when working with numbers
  • Solid written and verbal communication skills and strong analytical ability essential
  • Must be naturally inquisitive, and know how and where to obtain information to assist with analysis
  • Must be thorough and comprehensive, as well as being able to evaluate a great deal of information, and draw conclusions
  • Able to handle confidential matters judiciously
  • Able to work under pressure with multiple deadlines and possesses good time management skills
  • PC skills in Word, Excel and Internet required

Skills Required

  • Bachelor’s degree in Business Administration or a related field, or equivalent work experience
  • Bachelor’s degree in Finance or Accounting
  • At least six months of general financial experience
  • Understanding of basic accounting principles and financial statements
  • Organization, attention to detail, and accuracy with numbers
  • Strong written and verbal communication skills
  • Strong analytical ability
  • Ability to obtain and evaluate information and draw conclusions
  • Ability to handle confidential matters judiciously
  • Ability to work under pressure with multiple deadlines and manage time effectively
  • PC skills in Microsoft Word, Microsoft Excel, and Internet use

First Hawaiian Bank Compensation & Benefits Highlights

The following summarizes recurring compensation and benefits themes identified from responses generated by popular LLMs to common candidate questions about First Hawaiian Bank and has not been reviewed or approved by First Hawaiian Bank.

  • Retirement Support Employer 401(k) match plus an additional fixed contribution through a separate retirement plan indicates strong long‑term savings support.
  • Healthcare Strength Medical, dental with full preventive coverage, vision, and an EAP underscore comprehensive health support.
  • Parental & Family Support A dependent‑care subsidy with employer matching and family‑eligible counseling sessions provide tangible help for childcare and caregiving needs.

First Hawaiian Bank Insights

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The Company

What We Do

First Hawaiian Bank is Hawaii's oldest and largest financial institution, offering a diversified range of banking services including deposit products, lending, wealth management, and private banking to consumer and commercial customers.

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