Top Atlanta, GA Payments Companies With Best Stability & Growth (65)
Block, Inc. is a global technology company with a focus on financial services. Made up of Square, Cash App, Afterpay, TIDAL, Bitkey, and Proto, Block, Inc. builds technology to increase access to the global economy. Each of our brands unlocks different aspects of the economy for more people. Square makes commerce and financial services accessible to sellers. Cash App is the...
Block's Top Stability & Growth Strengths
Profitability: Record adjusted operating income and margin accompanied the growth, with management lifting 2026 adjusted operating income guidance to a higher margin level. Operating leverage was emphasized alongside strong second‑quarter results.
Resilient & Sustainable Growth: Gross profit accelerated year over year into Q2 2026 (after an even stronger Q1), and full‑year 2026 gross profit guidance was raised meaningfully. Leadership framed gross profit as the clearer indicator of underlying momentum given revenue mix effects.
Cost & Operational Efficiency: Efficiency measures, including running a leaner organization, boosted margins and contributed to record profitability. Leaders also pointed to continued strength into the second half with healthy monetization and risk metrics, indicating efficient scaling.
At Capital One, we think and work like a tech company, using our digital fluency to transform everything about the customer experience. We’re bending data to our will, and turning a stodgy industry on its head. That’s reflected in our ranking as the number one business technology innovator in the U.S. in the 2016 InformationWeek Elite 100.
Capital One's Top Stability & Growth Strengths
Strong Revenue Growth: Q2 2026 total net revenue rose 4% sequentially to $15.9 billion. Integration of Discover and Brex contributed to higher non‑interest income and broader payments capabilities.
Profitability: Q2 2026 net income reached $3.0 billion, up from $2.2 billion in Q1 2026, alongside a net interest margin of 8.01%. Management also cited strong credit performance, including a $662 million reserve release.
Market Expansion: Acquisition‑driven scale is broadening reach, with the Discover deal (closed May 18, 2025) and Brex (closed April 7, 2026) adding network and corporate card/spend‑management capabilities. Balance‑sheet growth continued in Q2 2026 as period‑end loans rose 2% to $457.2 billion and total assets reached $673.8 billion.
Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re building a resilient economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help...
Mastercard's Top Stability & Growth Strengths
Strong Revenue Growth: Net revenue rose 14% year over year in Q2 2026 (12% currency‑neutral) to $9.3B, with first‑half 2026 up 15% and full‑year 2025 up 16% (15% currency‑neutral). These results indicate sustained top‑line momentum across recent periods.
Diversified Revenue Streams: Value‑Added Services & Solutions grew 20% in Q2 2026 (18% currency‑neutral) and 23% in 2025, outpacing Payment Network growth. This mix shift adds a faster‑growing second engine alongside the core network.
Resilient & Sustainable Growth: Transaction fundamentals remained healthy in Q2 2026—gross dollar volume +8% to $2.9T, cross‑border +12%, and switched transactions +9% (local‑currency). Multi‑year growth from 2025 into the first half of 2026 underscores durable momentum.
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Applied is the connective intelligence transforming how insurance works. We build the platforms, data, and agentic systems that connect the entire insurance journey, turning months of manual work into moments. We keep work flowing, from thousands of agencies and carriers to the millions of policyholders they protect.
Applied Systems's Top Stability & Growth Strengths
Strong Revenue Growth: S&P Global Ratings described multi‑year revenue growth with continued expansion expected, and inclusion on the 2026 Inc. 5000 points to sustained momentum. Company materials also cite a long‑run growth rate and record trading and adoption metrics in 2024–2025.
Innovation-Driven Growth: New AI‑driven capabilities in 2026 and the acquisitions of Planck (2024) and Cytora (2025) expand automation across intake, underwriting, reconciliation, and quoting. Ongoing enhancements across Epic and EZLynx and initiatives like an agentic email‑to‑quote channel indicate active product investment and monetization.
Strong Market Position & Advantage: Adoption signals include standardization by many top brokers, record attendance at Applied Net 2025, and recognition on G2 in 2026. Customer case examples and ecosystem reach reinforce a durable position in the independent‑agency software market.
Initially built to take the pain out of peer-to-peer payments, Cash App has gone from a simple product with a single purpose to a dynamic app, bringing a better way to send, spend, invest, borrow and save to our millions of monthly active users. With a mission to redefine the world's relationship with money by making it more relatable, instantly...
Cash App's Top Stability & Growth Strengths
Profitability: Gross profit is rising rapidly, with Cash App up 31% year over year in Q2 2026 and companywide gross profit also expanding. Guidance was raised on the strength of Cash App and Square, underscoring ongoing profit momentum.
Cost & Operational Efficiency: Management is prioritizing gross profit per employee and operating margins, aiming to run a smaller company while continuing product and user growth. The February 2026 restructuring was framed around “disciplined growth” and AI‑driven efficiency.
Resilient & Sustainable Growth: Users and engagement are trending up, with about 59 million monthly actives at end‑2025 and accelerating inflows per active alongside rising “primary banking” usage. Momentum carried into 2026, with strong early‑year gross profit growth supporting raised full‑year outlook.
Waystar harnesses the power of agentic AI, generative AI, and advanced automation to drive meaningful outcomes so providers reach peak financial performance and patients receive care with confidence. The Waystar platform is used by more than 1 million providers and supports over 60% of the U.S. patient population - and integrates with all major HIS and practice management systems. The financial and...
Waystar's Top Stability & Growth Strengths
Strong Revenue Growth: Revenue is expanding at a sustained, double‑digit pace across 2024–2026, and management’s 2026 outlook signals further increases from 2025 levels. Multiple consecutive quarters show acceleration, reinforcing momentum rather than a one‑off spike.
Profitability: Adjusted EBITDA margins remained strong while scaling, indicating operating leverage alongside topline expansion. Management also references accretive potential from recent actions that could support margins over time.
Customer Loyalty & Retention: Net revenue retention remained well above 100%, and the number of larger clients increased, pointing to expansion within the installed base. These dynamics suggest durable relationships that can compound growth via cross‑sell and upsell.
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Since we opened our doors in 2009, the world of commerce has evolved immensely, and so has Square. After enabling anyone to take payments and never miss a sale, we saw sellers stymied by disparate, outmoded products and tools that wouldn’t work together. So we expanded into software and started building integrated, omnichannel solutions – to help sellers sell online, manage...
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Square's Top Stability & Growth Strengths
Resilient & Sustainable Growth: Square gross profit and payment volumes are rising with signs of acceleration in 2026; Q2 2026 gross profit reached about $1.16B and GPV increased at a low‑teens rate year over year. Management also raised the full‑year outlook at the Block level, indicating momentum in which Square is contributing.
Market Expansion: Traction with larger, multi‑location sellers and strong international GPV growth indicate expansion beyond very small businesses. U.S. GPV also accelerated to its strongest pace since Q2 2023, complementing faster non‑U.S. growth.
Innovation-Driven Growth: Hardware and AI are highlighted as fast‑compounding capabilities, and Square Financial Services has begun processing acquiring volume. An expanded ISO and partner ecosystem is bringing in more new sellers and deepening product adoption.
WHAT WE DO At Xplor, we build easy-to-use technology for the businesses that make up everyday life – whether booking a gym session, dropping the kids at daycare, registering for a community center class, fixing your furnace, or playing 18 holes on Saturday. That’s what people expect in the experience age – and why more than 130,000 businesses across 72+ countries use...
Xplor Technologies's Top Stability & Growth Strengths
Strong Market Position & Advantage: Xplor operates a scaled vertical SaaS + embedded payments platform across multiple everyday-life verticals, with a large customer footprint and significant payment volume across many markets. The announced Clubessential combination further increases scale and broadens its presence in membership-based segments, strengthening its competitive position by breadth.
Market Expansion: The platform is expanding geographically and by segment, including presence across 20 markets and targeted moves to deepen APAC capabilities through the Ezypay acquisition agreement. The merger with Clubessential is positioned to expand reach into faster-growing customer segments and add adjacency coverage like golf, clubs, and recreation.
Product Line Growth: New offerings extend beyond core software and payments, including PayFac-as-a-Service and Xplor Capital to add embedded finance capabilities. These additions suggest continued platform build-out to increase monetization per customer and deepen product attachment.
Resolution Life is a global life insurance group focusing on the acquisition and management of portfolios of inforce life insurance policies
Method Financial empowers real-time data and payment access for consumer liabilities. Using consumer’s consent, Method can securely connect all of a user’s liabilities, retrieve comprehensive data, and enable payment access. Method’s industry-backed network allows lenders, fintechs, and financial institutions to build personalized lending and financial management experiences supported by comprehensive real-time credit data, evergreen connections and integrated payment rails. Through a...
Founded in 2000 by three UCSB graduates, PayJunction has grown from a bootstrapped startup to a recognized and respected leader in the payments industry. PayJunction processes more than $12 billion dollars annually for thousands of businesses with solutions that make it easy to accept credit and debit card payments in-store, online, and on-the-go. Our people-first culture values long-term relationships over short-term...
NCR has separated into two separate and distinct companies NCR Atleos and NCR Voyix. Atleos (NYSE: NATL) is a leader in expanding self-service financial access, with industry-leading ATM expertise and experience, unrivalled operational scale including the largest independently-owned ATM network, always-on global services and constant innovation. Atleos improves operational efficiency for financial institutions, drives footfall for retailers and enables digital-first financial...
Tillster is the global leader in powering digital ordering, delivery, couponing and loyalty solutions, across web, app, kiosk and call center platforms. The company empowers restaurant brands looking to increase revenue, achieve operational efficiencies, and better engage guests. Enabling nearly 50 million digital orders per year, it offers the added dimension of integrated marketing and data mining, including proprietary AI...
Brightwell is an Atlanta-based financial technology company that provides financial services, including cross-border remittance, P2P transfers and digital bank accounts, to more than 200K global workers from over 140 different countries. Brightwell’s mobile-first platform and suite of financial tools simplifies personal finances for a community that is traditionally underserved in the marketplace. Your money. Your choices.
We’re not just building restaurant tech—we’re giving independent restaurants the tools to compete and win. From our award-winning point-of-sale to AI-powered profit tools, everything we do helps operators boost profit, work smarter, and keep their best people. And every solution is backed by real humans who actually give a sh*t about helping restaurants succeed.
SpotOn's Top Stability & Growth Strengths
Strong Market Position & Advantage: Recent third‑party grids and buyer guides place the company at or near the top among restaurant POS, highlighting strengths in support, usability, and restaurant‑specific capabilities. Recognition as a category leader underscores competitive positioning in independent and mid‑market restaurants.
Investor Backing & Capital Strength: Large late‑stage rounds and multibillion‑dollar valuations indicate substantial resources to fund product build‑out and go‑to‑market. The company is described as well‑capitalized, supporting continued investment in restaurant technology.
Product Line Growth: Recent launches and expansions in financial services (Rapid Fund and Capital) and added integrations (e.g., Fresh KDS, AI voice) broaden the platform’s capabilities. Ongoing feature updates across menu, delivery, reservations, and kitchen operations signal steady product expansion.
Callan was founded as an employee-owned investment consulting firm in 1973. Ever since, we have empowered institutional investors with creative, customized investment solutions backed by proprietary research, exclusive data, and ongoing education. Today, Callan advises on more than $3 trillion in total fund sponsor assets, which makes it among the largest independently owned investment consulting firms in the U.S. Callan...
Live Oak Bank has had the privilege of helping thousands of passionate, driven people turn their dreams into reality. These everyday heroes aren’t in it for the fortune or the fame. They’re in it to make a difference, just like we are. As one of the last banks to get a charter before the start of the Great Recession, Live...
Live Oak Bank's Top Stability & Growth Strengths
Strong Market Position & Advantage: SBA lender-activity data and industry tallies consistently place Live Oak at or near No. 1 nationally by SBA 7(a) dollars for FY2025 and into FY2026 YTD, underscoring durable category leadership. Coverage emphasizes a national, branchless model with deep vertical expertise that supports outsized average loan sizes.
Strong Revenue Growth: Recent reports indicate meaningful year-over-year increases in total revenue and pre-provision net revenue, alongside a sharp improvement in net income versus the prior year. Loan production and deposit growth supported expansion across loans, assets, and deposits into early 2026.
Innovation-Driven Growth: A tech-enabled, vertical lending approach and platforms like Live Oak Express are cited as driving high-volume SBA originations and expanding small-dollar production. The branchless, cloud-oriented operating model is presented as a scalable engine for continued growth.
Relay Payments is an end-to-end payment solution that takes the frustration out of lumper payments by providing instant, electronic payments.
Customer experience, commerce and payments have changed forever. With innovative new technologies like 5G and AI reshaping consumer expectations, it’s up to brands to deliver digital, engaging experiences that win over customers, no matter where they are in their customer journey. That’s where CSG comes in. CSG is a purpose-driven, high-growth SaaS platform company helping some of the world’s most recognizable...
CSG's Top Stability & Growth Strengths
Strong Market Position & Advantage: Independent analyst placements highlight leadership in customer journey orchestration and strong standings in modern billing/monetization, with Tier‑1 references such as major North American cable operators underscoring enterprise scale. Evidence of multi‑segment credibility suggests CSG is a top‑tier contender even if not the overall leader across all BSS subcategories.
Resilient & Sustainable Growth: Recent results indicate steady, low single‑digit revenue increases through 2025 into Q1 2026 alongside improving profitability and an increased dividend. This pattern points to consistent performance rather than volatile swings.
Strategic Partnerships: The completed NEC acquisition and planned integration with Netcracker expand portfolio breadth and go‑to‑market reach. This combination positions the business to leverage larger-scale investments and cross‑selling opportunities.
Old Mutual Limited is a listed company on the Johannesburg Stock Exchange and has secondary listings on the London, Malawi, Namibia and Zimbabwe stock exchanges. As a Pan-African financial services company, we are focused on Africa, her needs and her people. Together with you, we have educated our children, given more homes warmth and light, empowered small businesses and improved infrastructure...
