Jobs at Kshema General Insurance Limited

Provides day-to-day support and maintenance for critical business applications. Investigates issues using logs, SQL queries, API traces, and system metrics; troubleshoots integrations, applies minor data and configuration fixes, monitors alerts, performs basic root-cause analysis, and supports patch and minor release testing. Escalates complex issues to development, L3 teams, and vendors with clear documentation.

Manage accounts receivable records, collections, journal entries, customer reconciliations, and BRS reviews for claims and premium collections. Support month-end and year-end closing, reporting, compliance, audits, and process improvements. The role also requires identifying automation opportunities and resolving account discrepancies while maintaining accurate financial records.

Lead the enterprise Data Governance program by establishing frameworks, policies, ownership and stewardship models. Administer Microsoft Purview and govern Microsoft Fabric and Power BI assets, metadata, catalogs, glossaries, classifications, lineage and data quality. Automate governance workflows and reporting using Purview APIs, Python, PowerShell, Power Automate and Logic Apps. Facilitate governance councils, stakeholder workshops and executive reviews while supporting privacy, security, regulatory readiness and compliance reporting.

Reviews and analyzes surety bond proposals, evaluating financial records, creditworthiness, legal documents, and business operations. Identifies risks, verifies information, ensures IRDAI and underwriting compliance, prepares risk reports, and supports underwriting decisions. The role also involves communicating with clients and internal teams, monitoring regulatory and industry developments, and resolving proposal-processing issues.

Leads rural general insurance business across a state, driving GWP growth, sales targets, POSP and corporate distribution expansion, field execution, team performance, reporting, compliance, and cross-functional issue resolution. Manages Cluster Leads and field teams, develops rural market opportunities, oversees campaigns and activations, monitors dashboards and MIS, and delivers training on products, underwriting, onboarding, claims, and policy updates.

Oversee financial close, general ledger reviews, financial statements, management reporting, regulatory filings, technical accounting, audits, and financial controls. Guide accounting treatment for contracts and transactions under GAAP and Ind AS. Support ERP optimization, automation, process improvements, and operational efficiency while coordinating with auditors and cross-functional stakeholders.

Leads Java backend engineering and develops scalable API and microservice platforms for agricultural insurance. Responsibilities include architecture, production-ready coding, cloud integration, code reviews, testing, mentoring, technical leadership, and collaboration across product, UX, QA, and research teams.

Support day-to-day operations within the COO function by coordinating stakeholders, tracking updates, maintaining Excel trackers and reports, assisting with documentation and follow-ups, and supporting ongoing operational projects and meeting action items.

Leads the national bancassurance business across strategy, banking partnerships, revenue, profitability, distribution, digital integration, compliance, analytics, and team development. The role owns strategic partner acquisition and retention, channel growth, insurance product penetration, branch and relationship-manager productivity, governance, risk management, and executive reporting across India.

Leads the Finance & Accounts function, overseeing accounting, financial reporting, audits, tax and regulatory compliance, technical accounting, internal controls, treasury, banking, cash management, and stakeholder relationships. The role ensures adherence to IGAAP and Ind AS, strengthens financial governance, supports liquidity planning, and provides financial insights to management. It requires a CA or CMA with at least 12 years of relevant post-qualification experience.

Lead general insurance pricing strategy, policy, tenders, models, controls, and risk management. Integrate reserving, underwriting, product development, regulatory requirements, market analysis, and data science into competitive and profitable pricing decisions. Manage and develop the pricing team, apply emerging technologies and coding tools, and communicate complex actuarial concepts to senior leaders and board members.

Develop original creative concepts and lead art direction across digital, social, print, video, events, and marketing communications. Translate briefs into visually compelling campaigns, establish visual direction, supervise creative execution, maintain brand consistency, analyze competitors and industry trends, and present ideas to stakeholders. Collaborate with copywriters, designers, video teams, marketers, and agencies while managing multiple projects and tight deadlines.

Supports insurance pricing, reserving, regulatory filings, and actuarial model development. Analyzes historical data, market trends, competitor performance, customer behavior, and actuarial methodologies to inform decisions. Collaborates with claims, finance, underwriting, and data science teams on granular pricing algorithms, regulatory regimes such as Ind AS 117 and RBC, and cross-functional initiatives. Prepares reports, presentations, visualizations, and recommendations for senior management while responding to audits and regulatory queries.

Manages regulatory compliance for health and motor insurance. Responsibilities include filing periodic returns with IRDAI and GIC, validating departmental data, maintaining audit-ready records, implementing relevant IRDAI circulars, supporting audits and Board presentations, and coordinating across functions to uphold corporate governance.

Recruit, onboard, train, and manage POSPs across rural territories to achieve general insurance GWP targets. Responsibilities include field visits, performance monitoring, customer engagement campaigns, basic claims and documentation support, and coordination with internal teams. The role requires strong local-market knowledge, relationship-building, negotiation, communication skills, and extensive travel across rural locations.

Recruit, onboard, train, and support insurance agents while driving sales target achievement. Develop sales strategies, identify business opportunities, grow the agency channel, expand market share, and improve profitability. Monitor agent performance, provide coaching, maintain agent relationships, coordinate with internal departments, and address agent needs. The role requires insurance industry experience, familiarity with insurance plans, basic computer knowledge, and statistical analysis skills.

Conduct high-volume outbound telesales for crop, motor, health, and other general insurance products. Convert marketing leads into direct sales, manage and grow assigned broker portfolios, build customer and broker relationships, and achieve aggressive monthly revenue targets. The role requires strong phone communication, negotiation, retention, resilience, and revenue-generation skills in a six-day workweek environment.

Sell crop and other general insurance products to bank customers through bancassurance channels. Build and maintain strong client relationships, understand the bancassurance sales process, achieve sales targets, and use analytical and problem-solving skills to support customer and business needs.

Designs, negotiates, places, and monitors reinsurance programs aligned with risk appetite, financial objectives, and regulatory requirements. Evaluates reinsurance needs, negotiates contract terms, prepares submissions and agreements, and oversees reinsurance accounting, reporting, audits, settlements, and claims. Maintains relationships with brokers, reinsurers, and internal teams, resolves issues, monitors program performance, identifies coverage or cost gaps, and advises senior management on industry developments and strategic improvements.

Drive product strategy, vision, roadmap, requirements gathering, solution design, delivery, metrics, and lifecycle improvements. Collaborate with engineering, design, QA, marketing, and business stakeholders to deliver scalable digital solutions. Lead user acceptance testing, analyze market and competitive trends, and use data-driven insights to improve product performance and outcomes.