Jobs at Kshema General Insurance Limited

Leads Java backend engineering and develops scalable API and microservice platforms for agricultural insurance. Responsibilities include architecture, production-ready coding, cloud integration, code reviews, testing, mentoring, technical leadership, and collaboration across product, UX, QA, and research teams.

Support day-to-day operations within the COO function by coordinating stakeholders, tracking updates, maintaining Excel trackers and reports, assisting with documentation and follow-ups, and supporting ongoing operational projects and meeting action items.

Leads the national bancassurance business across strategy, banking partnerships, revenue, profitability, distribution, digital integration, compliance, analytics, and team development. The role owns strategic partner acquisition and retention, channel growth, insurance product penetration, branch and relationship-manager productivity, governance, risk management, and executive reporting across India.

Leads the Finance & Accounts function, overseeing accounting, financial reporting, audits, tax and regulatory compliance, technical accounting, internal controls, treasury, banking, cash management, and stakeholder relationships. The role ensures adherence to IGAAP and Ind AS, strengthens financial governance, supports liquidity planning, and provides financial insights to management. It requires a CA or CMA with at least 12 years of relevant post-qualification experience.

Leads organization-wide learning and development across locations, including learning plans, training execution, learning management systems, induction, soft-skills and mandatory training. Oversees talent development, succession planning, learning outcomes, and continuous improvement in partnership with functional managers. The role supports business growth and expansion through scalable L&D initiatives and requires experience in large, multi-location office environments.

Lead general insurance pricing strategy, policy, tenders, models, controls, and risk management. Integrate reserving, underwriting, product development, regulatory requirements, market analysis, and data science into competitive and profitable pricing decisions. Manage and develop the pricing team, apply emerging technologies and coding tools, and communicate complex actuarial concepts to senior leaders and board members.

Conduct fundamental equity, sector, and market research; analyze financial statements, business models, valuations, and macroeconomic factors; build financial models and forecasts; prepare investment notes; monitor markets, company developments, earnings, and corporate actions; identify investment ideas; and engage with company management, brokers, sell-side analysts, and market participants to support fund managers’ portfolio and investment decisions.

Leads the general insurance underwriting function across all major lines of business. Defines strategy, manages portfolio risk and profitability, strengthens risk assessment frameworks, ensures regulatory compliance, and drives analytics-enabled underwriting transformation. The role also develops underwriting talent and engages with reinsurers, brokers, regulators, and internal stakeholders to improve market positioning and sustainable growth.

Develop original creative concepts and lead art direction across digital, social, print, video, events, and marketing communications. Translate briefs into visually compelling campaigns, establish visual direction, supervise creative execution, maintain brand consistency, analyze competitors and industry trends, and present ideas to stakeholders. Collaborate with copywriters, designers, video teams, marketers, and agencies while managing multiple projects and tight deadlines.

Supports insurance pricing, reserving, regulatory filings, and actuarial model development. Analyzes historical data, market trends, competitor performance, customer behavior, and actuarial methodologies to inform decisions. Collaborates with claims, finance, underwriting, and data science teams on granular pricing algorithms, regulatory regimes such as Ind AS 117 and RBC, and cross-functional initiatives. Prepares reports, presentations, visualizations, and recommendations for senior management while responding to audits and regulatory queries.

Manages regulatory compliance for health and motor insurance. Responsibilities include filing periodic returns with IRDAI and GIC, validating departmental data, maintaining audit-ready records, implementing relevant IRDAI circulars, supporting audits and Board presentations, and coordinating across functions to uphold corporate governance.

Recruit, onboard, train, and manage POSPs across rural territories to achieve general insurance GWP targets. Responsibilities include field visits, performance monitoring, customer engagement campaigns, basic claims and documentation support, and coordination with internal teams. The role requires strong local-market knowledge, relationship-building, negotiation, communication skills, and extensive travel across rural locations.

Drafts, reviews, negotiates, and manages commercial contracts and leases throughout their life cycle. Develops contract templates, supports legal compliance and risk management, advises internal departments, manages trademark registrations, conducts legal research, monitors relevant legislation including IRDAI regulations, and oversees litigation and outside counsel when needed.

Leads the enterprise threat and vulnerability management program, including vulnerability scanning, risk-based prioritization, remediation governance, threat intelligence, cloud and application security integration, penetration testing, threat modeling, metrics, reporting, audits, and stakeholder coordination. The role partners with IT, engineering, cloud, SOC, risk, and compliance teams to reduce exposure across infrastructure, applications, cloud environments, and third-party ecosystems.

Recruit, onboard, train, and support insurance agents while driving sales target achievement. Develop sales strategies, identify business opportunities, grow the agency channel, expand market share, and improve profitability. Monitor agent performance, provide coaching, maintain agent relationships, coordinate with internal departments, and address agent needs. The role requires insurance industry experience, familiarity with insurance plans, basic computer knowledge, and statistical analysis skills.

Conduct high-volume outbound telesales for crop, motor, health, and other general insurance products. Convert marketing leads into direct sales, manage and grow assigned broker portfolios, build customer and broker relationships, and achieve aggressive monthly revenue targets. The role requires strong phone communication, negotiation, retention, resilience, and revenue-generation skills in a six-day workweek environment.

Sell crop and other general insurance products to bank customers through bancassurance channels. Build and maintain strong client relationships, understand the bancassurance sales process, achieve sales targets, and use analytical and problem-solving skills to support customer and business needs.

Designs, negotiates, places, and monitors reinsurance programs aligned with risk appetite, financial objectives, and regulatory requirements. Evaluates reinsurance needs, negotiates contract terms, prepares submissions and agreements, and oversees reinsurance accounting, reporting, audits, settlements, and claims. Maintains relationships with brokers, reinsurers, and internal teams, resolves issues, monitors program performance, identifies coverage or cost gaps, and advises senior management on industry developments and strategic improvements.

Drive product strategy, vision, roadmap, requirements gathering, solution design, delivery, metrics, and lifecycle improvements. Collaborate with engineering, design, QA, marketing, and business stakeholders to deliver scalable digital solutions. Lead user acceptance testing, analyze market and competitive trends, and use data-driven insights to improve product performance and outcomes.

Develops and maintains Power BI dashboards, paginated reports, semantic models, and reusable datasets. Responsibilities include advanced data modeling, DAX and performance optimization, Power Query transformations, security governance, CI/CD deployment, and integration with enterprise data sources. The role translates business requirements into actionable visual insights, incorporates predictive and machine learning outputs, and supports insurance analytics across claims, underwriting, risk, portfolios, and operations. It also provides stakeholder collaboration, user training, documentation, and reporting enablement.