The Role
Lead general insurance pricing strategy, policy, tenders, models, controls, and risk management. Integrate reserving, underwriting, product development, regulatory requirements, market analysis, and data science into competitive and profitable pricing decisions. Manage and develop the pricing team, apply emerging technologies and coding tools, and communicate complex actuarial concepts to senior leaders and board members.
Summary Generated by Built In
- Lead
the development and implementation of pricing policy, strategies and
models, ensuring they are competitive, profitable and responsive to
internal and external changes.
- Lead
the pricing for Government business, including tenders.
- Collaborate
with the reserving team to integrate reserving analysis into pricing
decisions and ensure alignment with the company’s risk appetite.
- Work
closely with the underwriting and product development teams to design
pricing structures that support product innovation and market expansion.
- Analyse
market trends and competitor pricing to ensure Kshema’s pricing strategy
remains competitive and responsive to market dynamics.
- Ensure
compliance with regulatory requirements and internal policies in pricing
process.
- Lead,
mentor, and develop the pricing team, fostering a culture of innovation,
continuous improvement and professional growth.
- Work
closely with data scientists to utilise spatiotemporal data and build
granular and dynamic pricing algorithms.
- Communicate
complex pricing concepts and strategies to non-technical stakeholders,
including senior management and board members.
- Implement
new pricing tools, controls and risk management in the pricing function.
Requirements
- 5+ year of experience in
general insurance pricing or portfolio management, including experience in a
leadership role.
- Deep understanding of
actuarial principles, underwriting, regulatory environment, and product
development processes
- Strong leadership skills
with experience managing a team and multiple priorities.
- Keen interest in use of
emerging technologies like GPTs, Power Platforms etc. in day-to-day work and
pricing models.
- Proficiency in data analysis
and open-source coding languages like VBA, SQL & Python.
- Strong analytical and
problem-solving skills, with the ability to interpret complex data to make
informed decisions.
- Excellent communication and
interpersonal skills.
Skills Required
- 5+ years of experience in general insurance pricing or portfolio management
- Experience in a leadership role
- Deep understanding of actuarial principles
- Understanding of underwriting, regulatory environment, and product development processes
- Experience managing a team and multiple priorities
- Interest in emerging technologies such as GPTs and Power Platforms
- Proficiency in VBA, SQL, and Python
- Strong analytical and problem-solving skills
- Excellent communication and interpersonal skills
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The Company
What We Do
Kshema General Insurance Limited is a fully digital insurance provider in India focused on making farmers financially resilient and independent. It develops and delivers crop and agricultural insurance coverage for cultivators in the agriculture and food sectors, including protection against natural perils and climate-related risks. Through digital platforms, customers can buy or renew policies, file claims, and track claim status.
