Top New York Insurance Startups (125)

Granted is the consumer-first, AI-native product that fights medical bills and helps people navigate health benefits. The U.S. healthcare system is confusing by design. Insurance coverage is opaque, benefits are hard to understand, and medical bills are often wrong. Nearly 40% of bills contain errors or are incorrectly denied, yet most people don’t have the time, expertise, or energy to challenge...

We’re tackling one of the most impactful ways to improve health in the US: fixing employee health benefits. Health insurance keeps 157 million US employees healthy, yet it’s too complex, confusing, and costly. We envision a world where access to health benefits is no longer a barrier to health, it's an enabler — the way it’s meant to be.

Flume Health is a software company that connects the fragmented healthcare data ecosystem for more efficient health plan administration. As a single, cloud-native integration platform, Flume’s Relay platform allows companies to easily connect various systems and vendors for efficient data exchange that’s increasingly demanded of the modern health plan. Payers, third-party administrators, prescription benefits managers, and health solutions are provided...

We're building healthcare tech for a system that desperately needs it. Each year, millions of Americans deal with confusing changes to their Medicare plans that impact their prescriptions, access to care, and pocketbooks. These aren’t just inconveniences – they are potentially life-altering changes that leave seniors medically and financially vulnerable. Independent Medicare advisors play a crucial role in guiding seniors through this...

Hey there, we're Fetch — vets, data whizzes, techies, and insurance experts transforming the way we care for our pets. Working with dozens of Aussie pet parents and vets, we’ve rethought the system to be easier, fairer, and more connected. We’re building a subscription and accompanying app that brings together insurance, prevention, insights, and rewards to simplify pet health and help...

Pathwork is an AI-native platform purpose-built to modernize life and health insurance distribution. By combining structured insurance data with predictive and generative AI, Pathwork transforms complex, manual workflows into intelligent systems—empowering brokers and carriers to underwrite, place, and retain policies faster and more accurately. Since launching in 2024, Pathwork has supported over 40 brokerages, leading insurance carriers, and analyzed more...

Our end-to-end actuarial pricing software delivers tremendous value to P&C and health insurers ready to join the pricing revolution. We unlock untapped combined ratio improvement potential, powered by proprietary Transparent AI and machine learning automation.

Centivo is a new type of health plan anchored around leading providers of value-based care. Centivo saves self-funded employers 15 percent or more compared to traditional insurance carriers and is easy to use for employers and employees. Our mission is to bring affordable, high-quality healthcare to the millions of working Americans who struggle to pay their healthcare bills. With Centivo,...

CyberCube is a SaaS technology company, developing world-leading cyber risk analytics and modeling to help society understand the financial impact of cyber risk. We enable society to make better decisions about which digital risks to avoid, mitigate or insure as internet-connected technologies change the nature of risk in the 21st Century. CyberCube delivers world-class insight-driven analytics, built specifically for the insurance...

Advocate Technologies is modernizing insurance operations for lenders. We transform lenders’ insurance compliance functions across origination and servicing. We replace the manual insurance review process with a software platform supported by a highly skilled team of insurance experts. Our customers range from lenders funding small mortgages, banks funding Agency (Freddie, Fannie, HUD, SBA) loans and large commercial real estate lenders funding...

Matrix Global Services is an award-winning Insurance and Financial Advisory. Matrix delivers a unique portfolio of Insurance products and services that enable investors to access finance and to de-risk and enhance the security of their investments, through the application of proprietary insurance solutions that adjust and reduce risk. Matrix is an outcome led, insurance market solutions provider, the solutions that we create...

Nirvana is on a mission to modernize commercial insurance and enable a safer world. Our technology platform delivers modern insurance & risk management to not only help our customers protect their businesses, but actually improve safety for everyone. To start, we’re transforming the legacy, $750B+ commercial insurance industry through cutting-edge predictive models using real-time IoT data (~50B connected devices by 2030),...

We empower community leaders (associations, SaaS companies, affinity groups, etc.) to launch captive insurance programs. Learn more about Authentic and captive insurance on our website! Insurance was a simple structure for communities to pool assets for a rainy day. At Authentic, we’re returning insurance to these roots. Modern communities exist outside of geographic boundaries; our platform uses technology to restore the...

Strategic Advisory Group: CHOATE AG is a global strategy firm with a track record of helping companies achieve high-impact results by applying sophisticated analytics to devise solutions to complex issues, giving companies the answers they need to make critical decisions with greater clarity. CHOATE asks the right questions with the right information to assist the company in developing innovative strategies...

Monthly delivery electronics projects to learn and build hardware.

Wagmo is a tech-first pet wellness company built with new pet parents in mind. Wagmo's wellness and insurance plans empower pet parents to get the care they need for their pets when they need it the most. Wagmo alleviates the financial stress of routine and emergency pet care from grooming to essential maintenance, cancer treatments, and emergencies without having to...

Founded as an independent life insurance brokerage firm in 1989, Winged Keel Group specializes in the structuring and administration of large block life insurance portfolios for sophisticated business owners, private investors, executives, and ultra-affluent families. Since inception, we have helped clients acquire more than $95 billion of coverage using a variety of sophisticated planning and product strategies, which help our...

At Vouch, we believe business insurance should move at the speed of innovation. Legacy insurance providers can’t keep up with the emerging risks of high-growth companies, leaving clients stuck with outdated, rigid coverage. Vouch is a modern insurance provider dedicated to the innovation economy. Backed by $185M in funding from world-class investors, we’re reimagining business insurance—just as Stripe transformed payments and...

Every year, U.S. health plans lose billions to improper payments and administrative waste. That wasted spending ultimately trickles down across the healthcare ecosystem, driving up costs for plans, providers, and patients alike. We’re here to change that paradigm. Alaffia is a new kind of claims operations partner for health plans. Using expert clinicians and transparent AI, we deliver deeper insights, smarter...

Modern Life is a tech-enabled insurance brokerage helping everyone protect what matters most. Our platform empowers today’s advisors with advanced technology and expert support to help them serve their clients faster, more easily, and more confidently.