Jobs at National Payments Corporation Of India (NPCI)

Leads market-wide information security, cyber resilience, privacy governance, risk management, regulatory compliance, and assurance for India’s digital payments ecosystem. The role develops security frameworks, coordinates cyber drills and incident preparedness, drives privacy and DPDP readiness, manages systemic and third-party risk, engages regulators and industry stakeholders, and reports cybersecurity, privacy, and resilience metrics to executives and boards.

Leads the architecture and development of secure, reusable Android SDKs and mobile frameworks for payments, authentication, device interaction, and ecosystem integrations. Oversees secure coding, Android platform research, performance optimization, testing, documentation, compliance, release governance, and production troubleshooting. Provides technical leadership and mentorship to Android developers while collaborating with product, security, architecture, QA, compliance, and partner teams.

Develop and maintain scalable Java backend applications, microservices, REST APIs, and event-driven Kafka solutions. Design and optimize PostgreSQL databases, troubleshoot production issues, participate in architecture and code reviews, and support deployments. Own Jira stories throughout the Agile delivery lifecycle, coordinating with product, QA, DevOps, and business teams to ensure timely, well-tested, documented delivery.

Supports settlement risk management across payment clearing and settlement activities. Responsibilities include monitoring credit, liquidity, operational, concentration, and participant default risks; assessing exposures, limits, collateral, and breaches; developing risk policies, dashboards, reports, and governance materials; supporting stress testing and control assessments; tracking remediation actions; and providing independent oversight and challenge to risk owners. The role also analyzes risk data, supports GRC tool implementation, monitors regulatory developments, and contributes to AI-enabled risk monitoring.

Manage relationships with large corporates, fintechs, merchants, and partners while supporting onboarding, integration, operational readiness, and lifecycle management. Drive UPI and RuPay adoption, identify growth opportunities, develop payment strategies, execute pilot initiatives, coordinate CXO-level stakeholders, and support regulatory compliance. Use SQL and data visualization to inform partner and business decisions.

Manage end-to-end foreign exchange back-office operations, including trade confirmations, settlements, reconciliations, reporting, compliance, risk management, bank relationships, and audits. Support FX management strategy, monitor rates and regulatory changes, maintain banking and FX systems, coordinate system enhancements, resolve operational issues, and provide financial reporting to senior leadership. The role also drives process improvements and collaborates with internal teams, banks, auditors, and external consultants.

Manage and grow strategic relationships with banks, fintech partners, and ecosystem stakeholders in foreign exchange and cross-border payments. Responsibilities include delivering revenue and transaction targets, identifying expansion opportunities, activating partner channels, executing co-branded go-to-market campaigns, coordinating product enhancements, onboarding partners, conducting engagement programs, managing brand positioning, and ensuring regulatory compliance. The role requires expertise in forex, trade finance, payments, FEMA, LRS, enterprise sales, channel management, and senior stakeholder engagement.

Manage relationships with state governments and ecosystem partners, drive adoption of NPCI payment and credit solutions, support onboarding and implementation, resolve operational issues, and identify business growth opportunities. Monitor transaction performance, credit-linked initiatives, compliance, revenues, and product adoption. Coordinate with banks, NBFCs, technology partners, and internal teams while preparing business reports, market insights, presentations, and revenue analyses.

Lead NETC FASTag product strategy, roadmap, development, compliance, operations, stakeholder engagement, and performance optimization. Partner with banks, regulators, technology providers, and internal teams to deliver scalable tolling products. Own KPIs including active users, issuance, transaction volumes, and revenue while improving onboarding, reconciliation, disputes, and customer experience.

Lead product strategy and lifecycle execution for digital bill payment products. Responsibilities include customer and market research, competitive analysis, roadmap development, requirements and prototype creation, launch planning, data-driven insights, and cross-functional coordination with engineering and business teams. The role requires translating product strategy into delivered products, managing dependencies, optimizing time-to-market, and communicating recommendations to executive stakeholders.

Conduct end-to-end certification and compliance testing for NPCI payment products, including UPI, IMPS, AePS, and NeTC. Coordinate with banks, payment partners, vendors, and internal teams to validate products, execute test cases, track defects, resolve issues, maintain certification documentation, and support audits. Implement certification automation, manage concurrent certification activities, develop SOPs, and design AI-enabled monitoring and risk-prediction frameworks.

Performs manual and automated quality assurance testing for digital products and microservice APIs. Responsibilities include gathering requirements, developing test environments and cases, executing functional, integration, E2E, UAT, and edge-case tests, reporting defects, analyzing results, monitoring logs, preparing RCAs, and presenting test reports. The role also customizes automation frameworks, tracks testing metrics, supports production issue resolution, and collaborates with and mentors engineering peers.

Lead B2B business development for NBBL payment products by driving customer acquisition, activation, revenue, onboarding, and go-live success. Manage relationships with banks, payment aggregators, payment gateways, and technology service providers. Develop product pitches, business models, growth strategies, and new use cases while coordinating product, technology, certification, risk, legal, and marketing stakeholders. Track rollout performance, resolve customer issues, identify new markets, and achieve assigned P&L and customer targets.

Manages end-to-end relationships with assigned cooperative and regional rural banks, serving as the primary contact for business, operational, and service matters. Analyzes account performance, supports growth, coordinates product onboarding and project implementation, resolves stakeholder issues, and ensures regulatory and NPCI compliance. Also identifies process gaps and leads automation and operational improvement initiatives to enhance efficiency, service quality, and turnaround times.

Manage relationships with banks, payment aggregators, payment service providers, and enterprise merchant acquirers to expand NPCI payment product adoption. Drive merchant acceptance, activation, compliance, partner enablement, testing, certification, pilots, and production readiness. Support new payment capabilities, recurring payments, device integrations, and enterprise solutions. Use AI-enabled analytics to monitor acceptance, identify gaps, prioritize interventions, improve partner effectiveness, and develop adoption-focused use cases.

Lead innovation and product strategy across the UPI ecosystem, defining roadmaps, AI-enabled discovery, experimentation, API-first platform evolution, and adoption goals. Partner with engineering teams and ecosystem participants to deliver scalable, reliable payment capabilities. Establish governance, launch readiness, monitoring, and continuous improvement frameworks while influencing executives, industry stakeholders, and product leaders. The role requires deep expertise in digital payments, platform products, distributed systems, AI/ML applications, analytics, and high-scale mission-critical environments.

Manages company and group-company accounting, timely book closures, financial reporting under IND-AS, budgets, forecasts, MIS, tax and statutory compliance, audits, internal controls, and finance SOPs. Leads accounting policy adherence and related-party transaction compliance while managing and motivating finance teams. Requires a Chartered Accountant with 10–12 years of experience and strong knowledge of Companies Act, Direct Tax, GST, Accounting Standards, and IND-AS.

Lead global UPI product planning and implementation for NIPL. Responsibilities include designing and customizing products for international markets, managing product portfolios and P&L, negotiating partner agreements, researching payment markets and competitors, developing business cases, securing regulatory and board approvals, establishing operating rules and SLAs, and coordinating Risk, Compliance, Operations, Channel, and Business teams.

Lead technical operations for UPI, RuPay, remittance, and payment acceptance systems. Monitor transactions, manage settlements and SFTP files, investigate declines, coordinate incident resolution, execute maintenance and upgrades, improve and automate processes, generate MIS reports, maintain documentation, and ensure regulatory compliance. Collaborate with banking partners, development, QA, and security teams while supporting 24x7 operations across shifts.

Leads end-to-end certification, compliance, and testing for RuPay cards, 3DS, tokenization solutions, and payment applications. Executes test cases, manages defects, resolves certification issues with banks and payment partners, maintains audit documentation, and supports automation. Coordinates multiple certification activities across internal teams and external stakeholders while ensuring alignment with NPCI standards and industry best practices.