Senior Associate in the Certification Team (Non-Cards) at NPCI will be responsible for ensuring the compliance, app-testing, and certification of UPI, IMPS, AePS, IMPS, NeTC products as per NPCI standards. Expected to work closely with Payers, Payee, TPAP and third-party vendors to troubleshoot and resolve reported issues. Knowledge on API based tools.
Role Name: Senior Associate Onboarding
Year of experience: 2 to 6 years of experience in payment systems, certification, testing, or related domains
Education: BE/BTech
• Collaboration with banks and payment partners, and internal stakeholders ensuring seamless product validation before market deployment.
• Execute end-to-end certification testing for NPCI Products and payment applications in-line with NPCI guidelines.
• Execute test cases, log defects, and ensure timely resolution.
• Maintain certification documentation and provide reports for audits.
• Execute test cases, log defects, and ensure timely resolution.
• Implement automation as required in the certification process
• Manage end to end certification activities across all products
• Co-ordination with internal departments for ensuring smooth business operations.Follow and bring in industry best practices for certifications.
• Good legal technical skills in drafting, reviewing documentation and carrying out research
• Excellent communication, co-ordination and project management skills
• Strong knowledge of PCI standards, APIs, and payment terminologies.
• Hands-on experience with testing tools (e.g., Postman) and defect life cycle
• Ability to work in a structured, process-driven environment.
• Ability to handle multiple certifications simultaneously.
• Knowledge of Artificial Intelligence
• Knowledge (or) maintenance expertise of open stack servers
Good to Have:
• Good understating of Java, Python, .net and DB’s
• Exposure to NPCI’s certification processes or payment scheme testing. Ability to create SOP’s and Technical documentations
• Identify gaps in the current monitoring process.
• Design an AI-enabled monitoring framework for log analysis and notifications. Recommend dashboards for operational visibility.
Expected AI Tool Usage
• LLM for certification planning.
• AI for risk prediction. Excel/Power BI for dashboard prototype or any presentation tool.
Skills Required
- BE or BTech degree
- 2 to 6 years of experience in payment systems, certification, testing, or related domains
- Knowledge of APIs and payment terminologies
- Knowledge of PCI standards
- Hands-on experience with testing tools such as Postman and defect lifecycle management
- Strong communication, coordination, and project management skills
- Ability to work in a structured, process-driven environment
- Ability to manage multiple certifications simultaneously
- Knowledge of artificial intelligence
- Knowledge or maintenance expertise of OpenStack servers
- Knowledge of Java, Python, .NET, and databases
- Exposure to NPCI certification processes or payment scheme testing
- Ability to create SOPs and technical documentation
What We Do
NPCI is an umbrella organisation for all retail payment systems in India. It was set up with the support & guidance from Reserve Bank of India (RBI) & Indian Banks Association (IBA). A registered company under Section 8 of the Companies Act, 2013. Watch the NPCI Corporate AV - https://youtu.be/RGl9YQ6CB20 Products & Services Unified Payments Interface Unique payment solution which empowers a recipient to initiate the payment request from a smartphone. It facilitates 'virtual payment address' as a payment identifier for sending & collecting money & works on single click 2 factor authentication. Immediate Payment Service A 24X7, real time, cost effective, independent channel, retail payment service, introduced by NPCI, empowering customers to transfer money instantly with banks & RBI authorised PPIs across India. RuPay Robust card scheme designed to offer payment products with superior features & processes specifically designed to cater to diverse consumer needs. *99# USSD based mobile banking platform that makes banking services accessible to all the bank account holders on their mobile phones. National Automated Clearing House Centralised payment system developed with an aim to consolidate multiple ECS systems running across the country & provide a framework for the removal of local barriers/inhibitors. Aadhaar Enabled Payment System Bank led model which allows online financial inclusion transactions at micro-ATMs through the business correspondent of any bank using the Aadhaar authentication. e-KYC Electronic way of conducting authentic & real time KYC of a customer using Aadhaar authentication. Cheque Truncation System Electronic image of the cheque is transmitted to the drawee bank by the clearing house, along with relevant information. National Financial Switch Facilitates routing of ATM transactions through inter-connectivity between its member institutions thereby enabling the citizens of the country to utilise any ATM of a connected entity
