The Team You Will Join
Join MetLife's Retirement & Income Solutions team and help shape the future of financial security for millions. As the trusted market leader in institutional retirement, you'll contribute to delivering $5.5 billion in annual benefits payments to almost one million retirees and beneficiaries. Here, you'll work with annuities, risk solutions, and stable value products that help companies reduce risk and maintain financial strength while empowering individuals to retire with confidence. Join us to help solve today's most complex retirement challenges and make a lasting impact on our customers' lives.
The Opportunity
This role is primarily responsible for ensuring annuity contracts accurately capture MetLife's promises to its customers, reflect business and operational capabilities and intentions, and comply with relevant regulatory requirements to enable MetLife's purpose, "Always With You, Building a More Confident Future " .
Key Responsibilities
- Develop and maintain annuity contracts, certificates, proposals, commitment agreements, and related documentation to support new and existing RIS products and business opportunities.
- Manage regulatory filing activities, including preparation of filing materials, responses to regulator inquiries, coordination of SERFF submissions, and negotiation of approvals with state insurance departments and the Interstate Insurance Compact.
- Analyze regulatory requirements, legislative developments, product initiatives, and non-standard business situations to identify compliance impacts and recommend solutions.
- Collaborate with cross-functional stakeholders to address contract matters, support strategic initiatives, and ensure contract language aligns with business, operational, and legal requirements.
- Support process improvement initiatives, knowledge sharing, and adoption of contract management technologies and tools, such as Icertis and Copilot.
Required Qualifications
- Bachelor's degree and 2+ years of relevant business experience, or 4+ years of equivalent professional experience.
- Experience drafting, reviewing, and managing contracts, regulatory filings, legal documentation, compliance materials, and other complex business documentation.
- Strong analytical, research, problem-solving, organizational, and written communication skills with attention to detail.
- Ability to collaborate effectively across multiple business functions and manage competing priorities in a deadline-driven environment.
- Proficiency with Microsoft Office applications, including Copilot, Word, Excel, PowerPoint, Outlook, Teams, and SharePoint.
Preferred Qualifications
- 5+ years of experience in insurance, annuities, financial services, contract development, compliance, or legal-related roles.
- Knowledge of pension risk transfer, institutional income annuities, structured settlements, ERISA, and insurance regulatory filing requirements.
- JD, MBA, Finance degree, or other advanced professional designation .
Location Expectation: This is a hybrid role requiring a minimum of 3 days per week in office.
The expected salary range for this position is $74,500 - $100,000 . This role may also be eligible for annual short-term incentive compensation and stock-based long-term incentives. All incentives and benefits are subject to the applicable plan terms.
Benefits We Offer
Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more! For more information regarding MetLife's U.S. benefits, please click here .
About MetLife
Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World's 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world's leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
As part of our New Frontier strategy, MetLife is building an AI-enabled, people-centered future. We're looking for people who bring curiosity, adaptability, and a growth mindset as we use AI to enhance how we serve customers, support communities, and evolve the way work gets done. At MetLife, AI is a responsible partner that supports human judgment, creativity, and continuous improvement while helping us build trust, inclusion, and long-term value.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we're inspired to transform the next century in financial services. At MetLife, it's #AllTogetherPossible . Join us!
MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics").
If you need an accommodation due to a disability, please email us at [email protected]. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
This posting is for a current vacancy and is anticipated to remain open for at least 90 days from the listed posting date.
#BI-Hybrid
Skills Required
- Bachelor's degree and 2+ years relevant business experience (or 4+ years equivalent)
- Experience drafting, reviewing, and managing contracts, regulatory filings, legal documentation, and compliance materials
- Experience managing regulatory filing activities, preparing filing materials, responding to regulator inquiries, and coordinating SERFF submissions
- Strong analytical, research, problem-solving, organizational, and written communication skills with attention to detail
- Ability to collaborate across multiple business functions and manage competing priorities in a deadline-driven environment
- Proficiency with Microsoft Office applications including Copilot, Word, Excel, PowerPoint, Outlook, Teams, and SharePoint
- Support process improvement and adoption of contract management technologies (familiarity with Icertis is helpful)
- 5+ years experience in insurance, annuities, financial services, contract development, compliance, or legal-related roles
- Knowledge of pension risk transfer, institutional income annuities, structured settlements, ERISA, and insurance regulatory filing requirements
- JD, MBA, Finance degree, or other advanced professional designation
- Hybrid work model requiring a minimum of 3 days per week in office
MetLife Compensation & Benefits Highlights
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Retirement Support — Retirement support is strengthened by a company‑funded cash‑balance pension alongside a 401(k) with company match—an uncommon combination among large U.S. employers. Pension eligibility begins after one year, reinforcing long‑term savings.
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Healthcare Strength — Health coverage spans medical, dental, vision, and prescription drugs with access to HSAs/FSAs, wellness resources, and expert second‑opinion services. Targeted programs for cancer care, family‑building, menopause, musculoskeletal issues, and diabetes/hypertension broaden the support.
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Leave & Time Off Breadth — Time away is bolstered by a minimum of 22 days of PTO for U.S. employees plus a paid Volunteer Day, and many hybrid roles receive 10 additional virtual flex days. Flexible work arrangements are also highlighted for applicable roles.
MetLife Insights
What We Do
We're honored to be No. 10 on Great Place to Work's World's Best Workplaces and recognized in the Fortune 100 Best Companies to Work For® list in 2025. At MetLife, we're leading the global transformation of an industry we’ve defined for over 157 years. At MetLife, every innovation and line of code is a lifeline for our customers and their families—from victims of natural disasters to people living with disabilities and beyond. With operations in more than 40 markets and leading positions across the globe, MetLife fosters an inclusive culture where our people are energized and inspired to deliver for our customers and communities. Join our remarkable journey—one in which you help write the next century of innovation in financial services—because with MetLife, making the world a better place is All Together Possible.
Why Work With Us
At MetLife, you’ll be working for a company whose purpose is to help customers throughout their life’s journey, and often in their most critical time of need. You’ll be a part of developing leading-edge platforms that will have a lasting impact on the lives and well-being of tens of millions of customers.
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MetLife Teams
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Hybrid Workspace
Employees engage in a combination of remote and on-site work.
MetLife's current workplace policies classify roles as Office, Hybrid or Virtual based on the nature of work, encouraging new ways of working together



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