Jobs at UMB Banks

Designs and implements client and internal workflows, integrations, data flows, reconciliation models, and reporting solutions for corporate loan and CLO products. Leads complex cross-functional technical projects from scoping through adoption, partners with clients, vendors, technology, operations, sales, and relationship management teams, and develops scalable standards and automation. Serves as a subject-matter expert, mentors analysts, presents solutions to clients, and supports business strategy and prospective product evaluations.

Reviews ACH and domestic and international wire transfers to assess exposure, overdraft, funding, and compliance risks. Partners with internal teams and clients to approve accounts and fund transfers, resolve risk-review issues, and protect the bank from losses. The role also supports initiatives assigned by Bank Operations leadership and requires experience with bank or cash-management operations and ACH or wire payment systems.

Manages electronic payment software implementations for ACH and Wire systems. Partners with business stakeholders, technical teams, vendors, and internal partners to identify solutions, document systems and SDLC processes, implement and test software, train users, support conversions, and improve operational processes. Requires business systems analysis or ACH operations experience, strong problem-solving and communication skills, and attention to detail.

Assists the Corporate Tax team with federal, state, and local tax return preparation, tax planning, tax research, income tax provision calculations under ASC 740, Excel-based tax data analysis, and business license preparation. The intern will gain experience in corporate tax compliance and accounting within a financial institution while collaborating with team members and supporting tax-related initiatives.

Performs risk-based internal audits, including risk assessment, planning, process walkthroughs, testing, documentation, data analysis, and reporting. The role evaluates risks, controls, governance, and operations; communicates with clients and audit teams; and supports corporate audit initiatives. Candidates need auditing, internal controls, or risk management experience, analytical skills, and proficiency with Excel, Access, or similar tools. The position is hybrid in Dubuque, Iowa, or Kansas City, Missouri.

Reviews commercial loan proposals and executed documents, creates loan covenants in CapitalStream, receives and evaluates compliance certificates, reports covenant status, and verifies that covenant terms and reporting accurately match loan documentation. Requires a bachelor’s degree in accounting, finance, or business administration, or at least two years of credit lending experience.

Manages complex commercial loan portfolios and supports loan officers with credit underwriting, financial and collateral analysis, loan structuring, risk-rating models, covenant monitoring, borrowing-base reviews, and credit committee submissions. Identifies early warning signs, tracks documentation and compliance exceptions, supports renewals and restructurings, maintains client relationships, and identifies portfolio expansion opportunities.

Analyze commercial borrowers’ credit standing, account relationships, industries, and loan processes. Prepare formal credit write-ups, complex loan analyses, and credit reports; present loan proposals to the Discount Committee; and collaborate with bank associates under deadline-driven conditions.

Supports institutional and corporate trust accounts through cash application, collateral reconciliation, journal posting, fund position tracking, trade and wire processing, billing, debt service calculations, compliance preparation, and payment generation. Partners with relationship managers, operations, and business solutions teams to improve processes and systems. Coordinates testing and documentation for system enhancements while providing client service and operational support.

Provides tax services to Private Wealth Management clients, managing onboarding, data collection, tax reviews, projections, filings, planning, and client relationships. Collaborates on complex tax issues, maintains Salesforce and client records, recommends additional services, supports risk controls, and ensures compliance with policies and regulations. The role requires strong communication, organization, problem-solving, financial services knowledge, and at least three years of applicable experience.

Owns commercial lending products, developing strategies to improve growth, profitability, scalability, and customer experience. Partners with credit, underwriting, finance, marketing, technology, risk, compliance, and operations teams to develop products, analyze performance data and market trends, manage enhancements, and execute strategic initiatives. The role requires influencing cross-functional stakeholders, managing partners and vendors, and ensuring regulatory compliance.

Provides comprehensive financial planning services to high-value private wealth clients. Develops planning analyses, supports Wealth Advisors, manages client relationships and onboarding, addresses complex financial inquiries, maintains planning systems and records, and ensures compliance with tax, regulatory, operational, and confidentiality requirements. Mentors other planners and collaborates across Private Wealth Management to deliver client-focused advice and identify additional services.

Supports the Tax Accounting Alternative Investments team by gathering and tracking client tax documents, preparing initial tax returns, communicating with clients, operating Excel and UMB systems, and distributing tax documents to investors. The role is a full-time internship intended for students who have completed at least two years of an undergraduate business-related program and want practical experience in tax accounting.

Supports public finance bankers and analysts with municipal and nonprofit client proposals, RFP responses, financial data updates, bond refunding analysis, bond structuring, and exposure to bond sales and trading. The internship is designed for students pursuing business, accounting, finance, economics, or pre-law studies and begins in late May.

Assist the Transfer Agency Operations Team with investor account setups, maintenance, correspondence, transaction documents, and demographic updates. Learn to use Envision Financial Systems Processing software, understand required legal and compliance documentation, and collaborate on projects with Registered Funds teams. The internship runs from late May through late July, with on-site work Monday through Thursday and remote work on Fridays.

Manage and support SQL Server, Oracle, Snowflake, and AWS PostgreSQL database environments. Responsibilities include protecting data integrity and security, performing change management, monitoring and tuning database performance, managing backups and recovery, and installing, configuring, maintaining, and upgrading database software. The role collaborates with users and technical teams to identify and mitigate database issues and prevent business disruptions.

Drives sales and business development for brokerage, insurance, investment advisory, and trust products. Builds long-term prospect and client relationships, executes territory sales plans, assesses client risk, explains investment solutions, and partners with service teams to support clients’ financial objectives. Requires extensive financial advisor or investment sales experience, securities and insurance licensing, regulatory knowledge, and strong communication skills.

Implements and administers UMB Financial Services’ compliance program. Responsibilities include reviewing communications, social media, marketing, advertising, branch exams, and regulatory developments; preparing filings; responding to inquiries; advising on rules affecting products and services; coordinating with legal, risk, HR, and audit; and delivering compliance training.

Manages syndicated loan portfolios and supports transaction structuring, credit analysis, marketing materials, loan documentation, closings, draws, amendments, waivers, consents, reporting, and partner inquiries. Coordinates with internal teams, relationship managers, loan administration, and external bank partners. Maintains deal databases and reporting schedules while supporting internal education and market updates.

Supports Capital Markets trading and underwriting operations by liaising between business users, technical teams, and vendors. Develops test cases and scripts, facilitates system testing and production validation, assists with training, calculates accrual periods, analyzes security setups, and supports safekeeping, trading, settlements, and funding operations. Cross-trains across Capital Markets Operations functions and helps identify system solutions for business processes and information systems.