Jobs at UMB Banks

Manages business loan portfolios through credit underwriting, financial statement analysis, covenant testing, exception monitoring, risk identification, and watch-list credit guidance. Supports renewals, modifications, credit reviews, and reaffirmations while coordinating with relationship managers, client managers, and underwriters. Handles client follow-up, collections, documentation exceptions, covenant violations, and loan servicing actions. May conduct site visits and prepare credit memos.

Administers mutual funds and collective trusts by preparing and reviewing financial statements, board materials, compliance testing, registration updates, distributions, budgets, expense payments, forecasts, and performance monitoring. Coordinates audits with external auditors, responds to client requests, and reviews the work of other fund administrators. Requires a bachelor’s degree in Accounting, Finance, or Economics and 3–5 years of relevant experience.

Manage an assigned commercial real estate loan portfolio, assessing borrower and guarantor financials, collateral, repayment capacity, covenant compliance, and credit risk. Prepare underwriting analyses and credit packages for reviews, renewals, modifications, and extensions. Monitor portfolio performance, resolve documentation exceptions, identify early warning signs, manage non-performing loans, and collaborate with Relationship Managers and clients. Support loan committee presentations and perform related portfolio projects.

Supports corporate trust and escrow operations, including municipal bond administration, trustee services, account onboarding and maintenance, client outreach, receivables follow-up, audit confirmations, and professional training. The intern collaborates with teams and business partners while performing both independent and team-oriented work. Candidates must be enrolled in a bachelor’s program, proficient in Excel and professional communication, and interested in numbers and calculations.

Develops new financial services products and sales opportunities, supports marketing strategy, prepares proposals and RFP responses, manages the sales pipeline, reports results to leadership, builds industry relationships, and represents the organization at conferences and professional events.

Assists commercial real estate lenders and senior portfolio managers with credit analysis, underwriting, covenant monitoring, annual reviews, loan proposals, collateral analysis, risk-rating and pricing models, and portfolio administration. Reviews borrower, guarantor, and property financial performance; identifies warning signs; verifies covenant compliance; tracks documentation exceptions; supports client communications; and prepares required reports. The role requires banking or credit-analysis experience, strong analytical and communication skills, and proficiency with Microsoft Office and commercial lending software.

Assists commercial banking lenders with credit underwriting, collateral and financial performance monitoring, covenant compliance, loan documentation, credit facility onboarding, reports, impairment analysis, and distressed borrower communications. Manages smaller deals with oversight, supports field exams and appraisals, clears documentation exceptions, attends loan committee meetings, and collaborates with internal bank teams.

Manages complex commercial and industrial loan portfolios, supporting loan officers with credit underwriting, financial analysis, loan structuring, collateral evaluation, pricing, risk ratings, covenant monitoring, and credit committee submissions. Identifies early warning signs, tracks documentation and compliance exceptions, maintains client relationships, supports expansion opportunities, and ensures timely reporting and issue resolution.

Provides Tier 2 support and administration for Microsoft 365 applications, including Exchange Online, SharePoint, OneDrive, OneNote, Entra ID, and Copilot. Manages user accounts, groups, licenses, change controls, and validation tasks; creates user documentation and delivers training. Gathers requirements, integrates applications, supports engineering projects, and collaborates with end users and M365 engineers to resolve issues.

Processes mandatory and voluntary corporate actions for domestic and foreign securities, including elections, reconciliations, and payments. Ensures accurate, timely processing while reducing risk and financial exposure. Supports client-facing teams, reviews work, provides training, assists with system testing and upgrades, identifies operational efficiencies, and serves as backup management. Requires strong problem-solving, communication, leadership, adaptability, and corporate actions expertise in a deadline-driven environment.

Analyzes commercial borrowers’ creditworthiness through financial spreads, industry analysis, relationship profitability analysis, and formal credit write-ups. Handles complex lending assignments, serves as a subject matter expert in a lending vertical, reviews analysts’ work, supports training and workflow management, and prepares board and regulatory reports. The role may also include rotations through underwriting, loan administration, loan review, capital markets, and related banking departments.

Manage trading and order activity for approximately 2,700 client accounts in alignment with UMB’s investment strategy. Execute purchases and sales, maintain execution quality, produce compliance and management reports, provide market and credit research, support trade settlement, resolve trade breaks, and minimize operational and compliance risks. Assist with investment policy statements and proposals while supporting client experience and scalable trading programs.

Leads a fund accounting team responsible for daily NAV accounting, pricing, reconciliations, client service, audits, compliance, and fund launches. Manages supervisors and accountants, including hiring, performance management, training, development, and escalations. Partners with clients, advisors, custodians, auditors, trading teams, Human Resources, and technology groups. Oversees accounting-system testing, process improvements, exception reporting, and adherence to SEC, IRS, and GAAP requirements.

Investigate ACH disputes and payment issues, process settlements, Treasury reclamations, and ACH returns, and manage a shared inbox and incoming calls. The role requires documenting findings, resolving client inquiries, identifying risks and root causes, maintaining accurate records, coordinating with internal and external stakeholders, and escalating issues appropriately while supporting multiple initiatives for Bank Operations leadership.

Manage a 10–15-person fund accounting team supporting mutual fund clients. Oversee accounting, pricing, reconciliations, exception resolution, general ledger functions, audits, client launches, regulatory compliance, policies, training, performance management, hiring, and accounting-system testing. Serve as a key client contact and coordinate with advisors, traders, portfolio managers, custodians, auditors, brokers, and internal stakeholders to resolve issues and improve operational efficiency.

Oversee Kansas City lockbox processing and customer service teams, ensuring accurate payment processing, SLA performance, staffing, quality, regulatory compliance, risk controls, and audit readiness. Hire, train, coach, and evaluate employees; coordinate equipment support with IT and vendors; resolve client inquiries and exceptions; prepare operational reports; and lead process automation and efficiency initiatives.

Lead alignment between business priorities and technology delivery by managing portfolio prioritization, capacity and capital planning, executive reporting, and governance. Partner with senior leaders and cross-functional teams to assess scope, dependencies, risks, and resource assumptions, improve PMO practices, and deliver decision-ready insights that optimize investment and protect delivery commitments in a regulated environment.

Manages existing and new commercial client portfolios to grow Treasury Management, deposit, commercial card, and payments revenue. Prospects and conducts sales calls, develops customized liquidity and cash-flow solutions, manages onboarding, mitigates credit and operational risks, and identifies cross-selling opportunities. Builds market relationships through networking, associations, conferences, and events while partnering with internal stakeholders and marketing to deliver client-centric solutions and achieve revenue goals.

Oversee the commercial card contract lifecycle, coordinating with sales, credit, legal, product, Visa, and payments partners. Manage client and prospect accounts payable spend data intake, formatting, validation, and network analysis. Identify card-eligible suppliers, conversion opportunities, supplier enablement potential, and projected revenue growth. Translate findings into opportunity sizing, growth narratives, and client-facing sales materials while improving processes and supporting commercial card sales teams.

Coordinates administrative, regulatory reporting, vendor and expense management, system access, onboarding and offboarding, meetings, intranet content, and special projects across credit and lending teams. Partners with internal departments, regulators, vendors, and leadership while managing multiple priorities, deadlines, documentation, and process requirements.