Jobs at UMB Banks

Build and manage a commercial loan portfolio serving businesses with $50M–$500M in annual revenue. Prospect for new Commercial and Industrial clients, expand and retain existing relationships, analyze business and financial needs, qualify clients for banking products, and coordinate internal teams to deliver credit and treasury solutions. The role requires strong credit acumen, commercial banking sales experience, relationship-building skills, and knowledge of underwriting and bank operations.

Processes simple and complex banking transactions, resolves service inquiries, supports lobby, drive-thru, and phone customers, promotes digital banking tools, manages customer flow, follows regulatory and safety procedures, and identifies opportunities to connect customers with appropriate banking specialists. Maintains accuracy, provides personalized service, and contributes to branch growth and daily operations.

Manages complex commercial and industrial loan portfolios, partnering with loan officers on credit underwriting, risk management, loan structuring, covenant compliance, collateral analysis, pricing, and credit committee submissions. Monitors borrower performance, borrowing bases, documentation exceptions, and early warning indicators. Maintains client relationships, supports sales opportunities, resolves portfolio issues, and provides guidance to less experienced peers.

Manage daily accounting operations for assigned mutual fund and collective trust clients. Responsibilities include cash reconciliations, report matching, security processing, valuations, cash forecasting, reviewing client reports, and coordinating with external vendors such as Bloomberg. Work is deadline-driven, collaborative, and reviewed by a senior department lead.

Supports the Capital Markets Bank Sales team serving community banks. Learns balance-sheet analysis, assists with trade ideas, develops swap scenarios, and gains exposure to various trade desks and investment products while working closely with a Senior Investment Officer.

Process and review alternative investment investor documents, ensuring transactions and database entries are accurate, complete, and timely. Research and resolve discrepancies, review specialists’ work, support client conversions and projects, test new systems, and help maintain operating procedures. The role supports accounting, tax, audit, and administrative services for alternative investment clients.

Design, configure, deploy, monitor, and support enterprise AI agents, workflows, integrations, and platform capabilities. Translate business requirements into secure AI solutions, administer access controls, troubleshoot technical issues, monitor performance and usage, document procedures, and support responsible AI governance in a regulated financial-services environment. Collaborate with technical teams, business stakeholders, security partners, and end users while maintaining Glean and AWS-based capabilities.

Manages trading and order execution for approximately 2,700 client accounts aligned with UMB’s investment strategy. Responsibilities include client transactions, trade settlement, reporting, compliance, market research, credit research on tax-exempt holdings, and coordination with custodians to resolve trade breaks. The role also supports investment policy statements, proposals, risk reduction, client experience initiatives, and portfolio modeling while maintaining accurate and compliant trading operations.

Manages a commercial and industrial loan portfolio, supporting loan officers with complex credit underwriting, risk management, loan structuring, credit committee packages, collateral analysis, pricing, and risk ratings. Monitors borrowing bases, covenants, financial performance, documentation exceptions, and early warning indicators. Maintains client relationships, supports business development, resolves reporting issues, and mentors less experienced peers.

The Business Development Officer will originate and negotiate loans, maintain client relationships, assist in underwriting, and produce necessary reports while collaborating with executive management.

Supports annual audits for alternative investment fund clients by extracting and summarizing financial data in Excel and accounting systems, reconciling and cleaning data, preparing audited financial statements, and partnering with Fund Accounting teams to ensure accuracy, completeness, and client satisfaction.

Processes mandatory and voluntary corporate actions, including notifications, elections, and payments for domestic and foreign holdings. Identifies and documents system issues, supports testing of system upgrades, and assists with new system implementations. The role requires collaboration with internal partners and provides operational support to Corporate Trust and Institutional Custody departments.

Designs and advances leadership development strategies, manages leadership programs, facilitates in-person and virtual workshops, oversees vendors and contracts, conducts leadership assessments, and translates findings into development actions. The role partners with business leaders to strengthen organizational culture and performance. Requires strong leadership development expertise, facilitation skills, business acumen, and at least eight years of relevant Talent Development or HR experience.

Manages and grows commercial client portfolios by selling treasury management, deposit, and commercial card solutions. Develops client relationships, prospects for new business, designs liquidity and working capital solutions, supports onboarding, and mitigates credit, operational, legal, and reputational risks. Partners across the organization, participates in sales calls and industry networking, provides thought leadership, and collaborates with marketing to support sales collateral and market growth.

Develop and support scalable enterprise full-stack applications using C#/.NET and AngularJS. Collaborate with business and technical stakeholders, design and review solutions, build APIs and applications, maintain technical documentation, mentor junior teams, and apply modern architectural patterns including microservices, secure APIs, and cloud technologies.

Processes securities and cash transactions for corporate trust and institutional custody clients. Responsibilities include transaction review and approval, financial calculations, income and payment processing, report analysis, issue documentation, system testing support, associate training, and corporate actions coordination. The role requires accurate processing, client assistance, adaptability, and cross-training within trust operations.

Develop and oversee customized investment strategies, asset allocation, portfolio construction, benchmarks, and investment policy recommendations for high-net-worth clients. Serve as the investment subject matter expert in client meetings, support relationship management and sales presentations, oversee discretionary advisory accounts, provide market insights, and participate in investment committees.

Lead early talent and university recruiting, including internship and development programs. Build relationships with schools, community organizations, candidates, hiring managers, and business leaders. Develop sourcing strategies, conduct candidate assessments, manage recruiting pipelines, coordinate career events, and oversee internship program timelines and communications. Partner cross-functionally to improve recruiting outcomes and create inclusive candidate experiences.

Processes incoming and outgoing wires, ACH payments, money market and mutual fund transfers for trust and mutual fund clients. Reconciles accounts, verifies accurate fund transfers, resolves client questions, supports trading operations, reviews wires, and identifies process efficiencies. The role requires strong attention to detail, communication, problem-solving, flexibility, and financial services knowledge.

Supports institutional custody administration by servicing clients, overseeing account activity, facilitating trade settlement and money movements, coordinating with internal teams and vendors, preparing reports, resolving issues, following risk-mitigation procedures, and assisting with documentation and audits. The role provides hands-on financial services experience and requires enrollment in an associate or bachelor's program focused on Accounting, Finance, Economics, Statistics, or Mathematics.