Jobs at Cross River

The QA Engineer II will develop test cases, build automation, and perform manual and automated testing for Online and Mobile Banking applications while collaborating with teams to ensure quality throughout the testing process.

Lead and build a risk-aligned, automated IAM program across cloud, on-prem, and SaaS. Define IAM strategy and architecture, manage privileged access, implement lifecycle automation (JML), enforce RBAC/ABAC, deploy SSO/MFA, support PAM, and maintain controls for FFIEC, SOC 2, and PCI DSS compliance while partnering with engineering, compliance, and audit.

As a Software Engineer II, you will develop scalable software modules, build backend systems using various technologies, and collaborate with teams to deliver AI-powered solutions.

The VP, Privacy Compliance leads the development and implementation of consumer compliance and privacy programs, ensuring banking regulations adherence while supporting strategic goals.

Manage end-to-end onboarding for multiple fintech clients, coordinating compliance (KYC/AML), technical integration (API/SFTP/sandbox), cross-functional teams, tracking timelines, escalating issues, and creating repeatable onboarding documentation and frameworks.

Design, develop, and deliver scalable backend systems and components using .NET 10 and C#. Build and maintain databases and messaging infrastructure (PostgreSQL/SQL Server, RabbitMQ), deploy with Docker and AWS, apply DDD and ORMs, triage/prioritize work, and contribute to distributed, event-driven architecture with emphasis on reliability and idempotency.

Build and maintain full-stack, AI-native features for Cross River's data platform, including React UIs, Python APIs, LLM-powered agents, RAG, and natural-language-to-SQL experiences. Ensure secure, auditable model integration, data governance, and operational stability while collaborating across engineering and data teams.

Design end-to-end UX for AI/LLM-powered financial products, build prototypes and design systems in Figma, collaborate with engineers, run user research and A/B tests, and create trust, explainability, and prompt-driven interaction patterns while ensuring regulatory alignment.

Support annual budgeting, quarterly reforecasts, variance and KPI analysis, Board/investor reporting, client profitability, and ad-hoc scenario modeling to inform financial decisions across business units.

Lead a distributed reporting team to deliver BI solutions, run Agile ceremonies, partner with data engineering and stakeholders, design dashboards (Tableau/SSRS/AWS), implement ETL (SSIS), write Snowflake SQL, champion AI-assisted development, maintain production reporting SLAs, and ensure operational readiness, governance, and continuity for recurring regulatory and business reports.

Provide white-glove executive IT support and enterprise end-user computing across Windows, macOS, mobile, and collaboration platforms. Troubleshoot hardware, software, AV, and conferencing; manage device lifecycle and endpoint security; drive automation and platform modernization; participate in Agile project work; maintain documentation and knowledge base; collaborate with infrastructure, security, and application teams to improve services.

Lead quality strategy for card processing: design layered quality sensors, improve E2E test suites, review PRs for test intent, identify coverage gaps, build load/performance frameworks, explore chaos engineering, and ensure auditability of AI-generated diffs and checks.

The Accounting Analyst will drive accurate month-end closes, perform financial analysis, support accounting functions, and ensure compliance with internal controls.

Lead development, configuration, and technical strategy across Dynamics 365 and Power Platform. Design integrations, run technical workshops, translate business requirements into scalable configurations/customizations, reduce technical debt, and collaborate with architects and stakeholders to deliver CRM, Power Pages, Power Automate, and Power Apps solutions.

Lead portfolio surveillance and structured credit analysis for ABS/MBS and private credit positions. Build and maintain cash flow models, analyze collateral performance using Python/SQL, manage quarterly valuation allowances, automate reporting pipelines, mentor junior staff, and partner across teams to ensure consistent assumptions and timely risk escalation.

The AI Transformation Manager leads AI initiatives across Cross River, ensuring alignment with strategic objectives while managing compliance and transformation metrics.

Lead second-line oversight of retained consumer credit risk and partner-originated consumer exposures. Develop risk appetite, KRIs/KPIs, independent reviews of underwriting and portfolio management, approve limits/reserves, monitor portfolios, and escalate emerging risks to senior leadership.

The Staff Software Engineer will lead design and development of cryptocurrency platforms, provide technical mentorship, and drive system reliability, while staying current on blockchain trends.

The Senior AI/ML Engineer will build scalable AI systems, work with LLMs, optimize models, and deploy solutions using AWS while ensuring ethical standards.

Lead and grow the AI Transformation team by managing engineering projects and mentoring engineers, while focusing on developing scalable AI-centered solutions.