MIM - Debt Associate

Description and Requirements
The Team You Will Join
Global Real Estate and Agricultural offers an opportunity to shape thriving markets and drive meaningful impact. With one of the world's largest portfolios - spanning real estate, debt and equity, and agricultural mortgages - we connect expertise with discipline, investing across the risk spectrum - from core to opportunistic. Here, you'll collaborate with top professionals, navigate evolving markets and contribute to investments that drive performance through value creation and above-market returns. If you're looking for a role that combines strategic thinking with real-world impact, MetLife Investment Management is where you will make a difference.
The Opportunity
MIM's Global Real Estate and Agricultural Investments maintains a portfolio invested in commercial real estate and agricultural mortgages, as well as real estate equities. In addition to sourcing and managing these investments, the groups are responsible for developing and maintaining relationships with key industry contacts and referral sources. The mortgage portfolio and equity portfolio units are organized according to specialty, and they actively manage MetLife's portfolio of mortgage loans and equity investments in agricultural, office, apartment, retail, industrial, and hotel properties. The portfolio units are responsible for overall portfolio strategy, pricing, transaction approval and credit approval on new loans, as well as the active management of the overall mortgage and equity portfolios. Real Estate Investments sources and manages commercial real estate investments through seven regional field offices (Atlanta, Chicago, Dallas, Los Angeles, San Francisco, Washington, DC, and Whippany, NJ) and four international offices (London, Mexico City, Tokyo and Santiago).
The Debt Associate will support a local team of real estate professionals originating, closing, and managing commercial real estate loan investments on behalf of MetLife's General Account portfolio and Investment Management and debt fund clients. Participate in the evaluation, analysis, underwriting, negotiation and closing of new debt transactions and the servicing of the existing loan portfolio.
Key Responsibilities

• Support the origination, underwriting, negotiation, closing, and ongoing management of a commercial real estate loan portfolio.
• Assist with underwriting new loan opportunities by evaluating collateral, sponsorship, structure, and preparing transaction memoranda for investment committee approval.
• Participate in loan structuring, document negotiation, due diligence, and transaction closings, coordinating with internal teams and third-party advisors.
• Support active portfolio management, including surveillance, valuations, inspections, lease approvals, modifications, and portfolio reporting.
• Develop market and portfolio knowledge by monitoring real estate trends, maintaining borrower relationships, and building familiarity with the regional mortgage debt portfolio.

Required Qualifications

• Results-driven professional with 5+ years of commercial real estate investment experience, including loan origination and analysis of complex capital structures.
• Strong analytical expertise in property valuation, market and lease analysis, and mortgage analytics.
• Advanced quantitative and technical skills, including proficiency with Argus Enterprise, Excel, PowerPoint, and leading real estate data platforms (e.g., CoStar, RCA, CBRE EA).
• Effective communicator with strong interpersonal skills, able to collaborate across teams and stakeholders.
• Team-oriented, highly organized, and disciplined, with strong work ethic and time management skills; bachelor's degree required.

Preferred Qualifications

• MBA preferred

Location Expectation: This is a hybrid role requiring a minimum of 3 days per week in office.
The expected salary range for this position is $115,000 - $140,000 . This role may also be eligible for annual short-term incentive compensation and stock-based long-term incentives. All incentives and benefits are subject to the applicable plan terms.
Benefits We Offer
Our U.S. benefits address holistic well-being with programs for physical and mental health, financial wellness, and support for families. We offer a comprehensive health plan that includes medical/prescription drug and vision, dental insurance, and no-cost short- and long-term disability. We also provide company-paid life insurance and legal services, a retirement pension funded entirely by MetLife and 401(k) with employer matching, group discounts on voluntary insurance products including auto and home, pet, critical illness, hospital indemnity, and accident insurance, as well as Employee Assistance Program (EAP) and digital mental health programs, parental leave, paid time off, paid holidays, volunteer time off, tuition assistance and much more!
About MetLife
Recognized on Fortune magazine's list of the "World's Most Admired Companies", Fortune World's 25 Best Workplaces™, as well as the Fortune 100 Best Companies to Work For®, MetLife, through its subsidiaries and affiliates, is one of the world's leading financial services companies; providing insurance, annuities, employee benefits and asset management to individual and institutional customers. With operations in more than 40 markets, we hold leading positions in the United States, Latin America, Asia, Europe, and the Middle East.
Our purpose is simple - to help our colleagues, customers, communities, and the world at large create a more confident future. United by purpose and guided by our core values - Win Together, Do the Right Thing, Deliver Impact Over Activity, and Think Ahead - we're inspired to transform the next century in financial services. At MetLife, it's #AllTogetherPossible . Join us!
MetLife is an Equal Opportunity Employer. All employment decisions are made without regards to race, color, national origin, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity or expression, age, disability, marital or domestic/civil partnership status, genetic information, citizenship status (although applicants and employees must be legally authorized to work in the United States), uniformed service member or veteran status, or any other characteristic protected by applicable federal, state, or local law ("protected characteristics").
If you need an accommodation due to a disability, please email us at [email protected]. This information will be held in confidence and used only to determine an appropriate accommodation for the application process.
MetLife maintains a drug-free workplace.
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