Scratch Financial (“Scratch”) is a late-stage venture-backed financial technology business based in Pasadena, California. At Scratch, everything starts and ends with our mission: being the payment partner of choice for veterinary practices and helping pet parents access the care their animals need without financial barriers. Driven by our award-winning technology, Scratch has become the fastest-growing financing provider in veterinary care, with a partner network of 15,000+ practices across the U.S. and Canada.
Scratch has 2 main products:
- Scratch Pay: Point-of-sale client-facing lending, including a BNPL offering and longer-term payment plans
- Scratch Checkout: Payment processing that is integrated with the veterinary practice management software
We are a company built on the foundation of transforming the way pet healthcare payments are done, and we are looking for innovators who share our commitment to shaping the future of veterinary care financing. If putting compassion first, helping tell the story of groundbreaking products and continuously learning & refining to achieve exceptional outcomes sounds like you, then we encourage you to apply.
Position OverviewScratch is seeking a technically sharp and self-directed Support Engineer to own our most complex support escalations and drive AI-powered tooling that makes our support organization faster and smarter. This is a high-impact individual contributor role — roughly split between deep technical troubleshooting (70%) and building/maintaining AI agents and automation (30%).
The ideal candidate has a strong foundation in SaaS and payments infrastructure, thrives when handed a hairy problem with no clear resolution path, and has a genuine interest in using AI tooling to eliminate toil and scale support capacity.
What You'll DoTechnical Escalations & Troubleshooting
- Own Tier 2/Tier 3 escalations for payment processing failures, API integration issues, and SaaS platform bugs — from triage through resolution.
- Troubleshoot complex technical issues across payment rails, third-party integrations, and internal systems including PostgreSQL, Firebase, and JetAdmin.
- Partner with Product and Engineering to surface, document, and drive resolution of systemic issues.
- Serve as a technical resource and escalation point for frontline support agents, without direct management responsibility.
- Maintain clear, thorough documentation of issue patterns, root causes, and resolutions to accelerate future troubleshooting.
AI Agent & Tooling Development
- Design, build, and maintain AI agents and automated workflows that improve support team efficiency and reduce manual ticket volume.
- Identify high-friction support processes and prototype tooling solutions — from AI-assisted triage to automated resolution flows.
- Collaborate with internal stakeholders to define requirements, test solutions, and iterate based on real support outcomes.
- Stay current on AI tooling and automation approaches relevant to support engineering.
- 4+ years in technical support, support engineering, or a related technical role supporting SaaS products.
- 2+ years of hands-on experience with payment processing systems (payment rails, processors, reconciliation flows, or similar).
- Demonstrated experience building AI agents, automation workflows, or internal tooling (LLM-based or otherwise).
- Strong technical troubleshooting skills — comfortable digging into API logs, database queries, and integration failures without a clear playbook.
- Familiarity with tools such as PostgreSQL, Firebase, and JetAdmin.
- Excellent written communication skills; able to document complex issues clearly for both technical and non-technical audiences.
- Comfortable working independently with minimal supervision in a fast-paced, high-growth environment.
- Experience in fintech, payments, or startup environments preferred.
- Must be located on the East Coast or available to work 9am–5pm EST.
- Competitive base salary ranging from $110,000 - $120,000
Scratch is a remote-first company, giving ultimate flexibility to today's nomadic work style. For those who prefer a hybrid model, we do have an office space in Pasadena available for use (which is stocked with snacks & various beverages). We offer unlimited PTO, covered healthcare, 401k match, cell plan reimbursement, and monthly recognition opportunities. We also provide learning platforms and resources for all to keep growing. Not only that, but we have an equity retention policy to ensure you grow as the company grows financially, as well. And if your family is growing, we offer generous parental leave, too!
How to ApplyReady to join our team? To apply, please visit our Scratch Careers Page. Be sure to:
- Submit your resume.
- Answer the custom questions provided.
- Feel free to add any additional information or documents you believe are relevant to your application.
We look forward to reviewing your application!
*Our team will ONLY contact you from the domain @scratchpay.com or @ats.rippling.com
Our CommitmentWe’re innovators who care deeply about the lives of pets, their owners, and veterinary professionals. We believe diversity strengthens our team and drives better solutions.
Scratch is committed to diversity in its workforce and is proud to be an equal opportunity employer. Scratch considers qualified applicants without regard to race, color, religion, creed, gender, national origin, age, disability, veteran status, marital status, pregnancy, sex, gender expression or identity, sexual orientation, citizenship, or any other legally protected class.
Skills Required
- 4+ years in technical support, support engineering, or a related technical role supporting SaaS products.
- 2+ years of hands-on experience with payment processing systems (payment rails, processors, reconciliation flows).
- Demonstrated experience building AI agents, automation workflows, or internal tooling (LLM-based or otherwise).
- Strong technical troubleshooting skills; comfortable analyzing API logs, database queries, and integration failures.
- Familiarity with PostgreSQL, Firebase, and JetAdmin.
- Excellent written communication skills for technical and non-technical audiences.
- Ability to work independently with minimal supervision in a fast-paced, high-growth environment.
- Experience in fintech, payments, or startup environments.
- Located on the East Coast or available to work 9am - 5pm EST.
Scratch Financial Compensation & Benefits Highlights
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Healthcare Strength — Comprehensive medical, dental, vision, and mental-health coverage is prominently offered, with options like FSA, EAP, transgender healthcare, and pet-related insurance/financing. Public benefit listings consistently reflect robust core health coverage.
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Leave & Time Off Breadth — An unlimited PTO policy is paired with paid holidays, sick time, wellness days, floating holidays, bereavement leave, and paid volunteer time. Time-off programs emphasize flexibility for personal needs and special days.
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Parental & Family Support — Paid parental leave tied to tenure and a structured return-to-work program are provided, alongside family medical leave. Pet-related perks further extend household support.
Scratch Financial Insights
What We Do
Scratch is a dynamic and innovative fintech company at the forefront of patient lending and payment processing, serving a network of over 15,000 veterinary practices across the United States and Canada. Our mission is to revolutionize the veterinary financial experience, ensuring pet parents have seamless access to the treatments they need without the burden of financial stress.
Why Work With Us
At Scratch, our company culture is defined by a refreshing absence of rigid hierarchy, a deep commitment to collaboration, and an insatiable curiosity. We believe in empowering our team to bring their unique perspectives to the table, fostering an environment where every voice is valued.
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Scratch Financial Offices
Remote Workspace
Employees work remotely.
Scratch is a remote-first company - we currently have Scratchers in 15+ countries worldwide! If going into the office is your jam, we do have an office in Pasadena, CA for folks who desire a hybrid model.



