At January, we're transforming the lives of consumers by bringing humanity to consumer finance. Our data-driven products help financial institutions streamline their collections, offering borrowers straightforward and compassionate solutions to regain financial stability and control over their lives. We're not just expanding access to credit – we're restoring dignity and giving millions of people the chance to achieve financial freedom.
About the RoleYou'll lead a team of 6-8 engineers building products that transform how millions of Americans manage their financial lives — helping people navigate debt, rebuild credit, and regain control.
You'll set technical direction, pressure-test decisions, and create the conditions for exceptional engineers to do the best work of their careers. You'll own outcomes end-to-end: what ships, how it ships, and whether the people shipping it are growing. You'll write with clarity, think in systems, and build a team that gets better every quarter.
We're looking for someone who cares deeply about craft — both the craft of engineering and the craft of leadership. Someone who knows that developing people and shipping great products aren't in tension, but reinforce each other.
Your ImpactShip products that matter. Lead your team to solve the right problems and deliver them predictably. Create focus, defend scope, and surface risks early — so launches feel like wins, not fire drills.
Build a team that compounds. Hire engineers who raise the bar. Invest in their growth through stretch assignments, real-time feedback, and clear paths forward. Create an environment where your best people want to stay — and get even better.
Set technical direction. Make architectural decisions with explicit reasoning. Ensure every system has clear ownership, monitoring, and documentation. Leave things better than you found them.
Drive reliability. Build systems that are observable, resilient, and owned. When incidents happen, lead post-mortems that fix root causes — not just symptoms.
Create leverage. Make every engineer on your team more effective. Remove blockers, reduce ambiguity, and build systems that scale beyond your direct involvement.
5+ years of software engineering experience with real technical depth — you can engage meaningfully in architecture discussions, code reviews, and system design. Bonus if you've worked with Python (Flask), TypeScript, Temporal, PostgreSQL, AWS or event-driven systems.
2+ years leading engineering teams, including hiring, performance development, and career growth conversations
A track record of shipping products that matter — taking ambiguous problems from definition through delivery. You can point to specific launches and explain the hard tradeoffs you navigated.
Evidence of developing engineers — people you've worked with have grown into senior roles or taken on significantly expanded responsibilities. You can name them.
Comfort operating in fast-moving, ambiguous environments where priorities shift and perfect information doesn't exist
Collaborative Ownership beats Fiefdoms. You step into gaps without being asked. You fix issues. You seek to bring in the right people.
Speed beats perfection. You make decisions with incomplete information, iterate quickly, and course-correct based on what you learn. Fast loops beat slow ones.
Candor beats comfort. You give direct feedback because you care about people's growth. You'd rather hear a hard truth early than a polite sidestep that wastes time. Example: Last quarter, an engineer told our CEO his proposed timeline was unrealistic in a company-wide meeting — and was thanked for it.
Inputs beat outcomes. You evaluate decisions by the thinking behind them, not just results. Good process increases the odds; bad outcomes don't always mean bad decisions.
Why beats what. You diagnose before prescribing. You're more interested in root causes than symptoms, and you share context so others can make good decisions without you.
Writing beats meetings. You structure your thinking on paper. You know that clarity scales and that a well-written doc often accomplishes more than an hour-long meeting.
As a New York City-based company, we are dedicated to transparent, fair, and equitable compensation practices that reflect our commitment to fostering an environment where all team members are valued and supported. We encourage individuals from all backgrounds to apply.
We are an equal opportunity employer committed to diversity and inclusion in the workplace. We do not discriminate based on race, color, religion, sex, sexual orientation, gender identity, national origin, disability status, age, veteran status, or any other legally protected characteristic.
Top Skills
What We Do
At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives.
We began by building the foundation for creditors to engage with and support their borrowers at scale across the entire debt lifecycle. We’ve mastered outsourced collections by combining best-in-class performance with differentiated consumer satisfaction and superior compliance.
And we’re just getting started. Together, we’re creating a financial system where trust and opportunity spark lasting change in people’s lives.
Why Work With Us
We're driven to push boundaries and thrive in a culture of collaboration, rapid growth, and continuous learning, January offers the chance to do your best work.
We thrive on:
Write to clarify thinking, scale collaboration, and drive intentionality.
Prioritize impact over routine.
Embrace growth, feedback.
Assume and act with positive intent.
Gallery
January Offices
Hybrid Workspace
Employees engage in a combination of remote and on-site work.
Headquartered in New York City with an office in San Francisco, we believe that in-person collaboration promotes creativity, camaraderie, and trust amongst our team. Because of this, we operate on a hybrid model, where our team comes in 3x a week.











