Senior Security Engineer

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New York City, NY
Hybrid
Artificial Intelligence • Fintech • Payments • Social Impact • Analytics • Financial Services • Automation
We're fixing what’s broken in consumer credit with our data-driven platform, helping millions build a brighter future.
The Role
About The Role

The Senior Security Engineer will be responsible for building and maintaining robust security systems that protect January's data-driven debt collection platform and our customers' sensitive financial information. Working in a highly regulated fintech environment, you'll help ensure January remains the most secure and compliant platform for debt collection operations.

Our work centers on three key areas:

  • Building products with security and privacy by design

  • Protecting sensitive financial data across all systems and processes

  • Enabling January's growth in the regulated financial services industry

What You'll Do

Data Security & Privacy:

  • Design and implement scalable data protection solutions, including encryption, tokenization, and data masking for financial data across our platform

  • Support and enforce data classification, labeling, and handling policies aligned with financial regulations and business requirements

  • Manage data loss prevention (DLP) systems and lead incident response for data exfiltration or unauthorized access events

  • Collaborate with Engineering and Compliance teams to secure data at rest, in transit, and in use across AWS, Snowflake, S3, and PostgreSQL environments

Product Security:

  • Partner with product and engineering teams to build secure authentication interfaces and access control mechanisms

  • Evaluates and executes on opportunities that leverage AI to improve our security posture and processes

  • Supports secure development of data and AI driven projects

  • Build security-focused application primitives and integrate them into existing Python/JavaScript/TypeScript applications

  • Design and deploy platform-level mitigations to common security vulnerabilities

  • Lead remediation of security issues across our technology stack, collaborating with engineers to triage and fix vulnerabilities

Compliance & Risk Management:

  • Perform risk assessments and threat modeling for data-related systems and financial workflows

  • Partner with Compliance and Legal teams to ensure audit readiness for SOC 2, PCI-DSS, and financial regulatory requirements

  • Monitor emerging security threats in the fintech space and recommend technical controls to mitigate risk

  • Maintain detailed documentation of security architecture, standards, and controls

DevSecOps & Infrastructure:

  • Integrate security controls into application and data development workflows

  • Collaborate with Infrastructure teams to secure cloud-based systems and data stores

What You Need

Required:

  • Bachelor's degree in Computer Science, Cybersecurity, or related field, or equivalent work experience

  • 7+ years of experience in cybersecurity with at least 2 years focused on data security or application security

  • Hands-on experience with data protection technologies (encryption, DLP platforms, tokenization/masking tools)

  • Strong understanding of financial data privacy regulations and security frameworks

  • Experience with cloud platforms (AWS preferred) and securing cloud-based data stores (S3, RDS, Snowflake)

  • Proficiency in Python, JavaScript, and secure coding practices

  • Ability to write and review infrastructure-as-code (Terraform preferred) and scripting (Python, Bash)

  • Excellent communication skills with ability to translate technical security risks into business language

  • Self-motivated problem-solver who can work independently and manage competing priorities

Preferred:

  • Experience with compliance frameworks including SOC 2, PCI-DSS, and financial services regulations

  • Background in fintech, financial services, or other regulated industries

  • Experience with authentication and authorization systems in customer-facing applications

  • Familiarity with Node.js and PostgreSQL security best practices

  • Previous experience in incident response and security operations

What the Team is Saying

Lina
AJ
Danielle
Linya
Jake
Sam

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The Company
HQ: New York, NY
111 Employees
Year Founded: 2016

What We Do

At January, we bring humanity to consumer finance. Using data intelligence, we create trust and deliver better outcomes for consumers and creditors alike. Our mission is simple: expand access to credit while empowering consumers to achieve lasting stability and control of their financial lives.

We began by building the foundation for creditors to engage with and support their borrowers at scale across the entire debt lifecycle. We’ve mastered outsourced collections by combining best-in-class performance with differentiated consumer satisfaction and superior compliance. 

And we’re just getting started. Together, we’re creating a financial system where trust and opportunity spark lasting change in people’s lives.

Why Work With Us

We're driven to push boundaries and thrive in a culture of collaboration, rapid growth, and continuous learning, January offers the chance to do your best work.

We thrive on:
Write to clarify thinking, scale collaboration, and drive intentionality.
Prioritize impact over routine.
Embrace growth, feedback.
Assume and act with positive intent.

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January Offices

Hybrid Workspace

Employees engage in a combination of remote and on-site work.

Headquartered in New York City with an office in San Francisco, we believe that in-person collaboration promotes creativity, camaraderie, and trust amongst our team. Because of this, we operate on a hybrid model, where our team comes in 3x a week.

Typical time on-site: 3 days a week
HQNew York, NY
San Francisco, CA
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