Jobs at United Community Bank

Manages and grows commercial banking relationships with businesses exceeding $5 million in annual sales. Responsibilities include originating loans, securing deposits, selling cash management services, developing prospects, analyzing financial statements and credit risk, recommending loan terms, guiding credit analysts, overseeing closings, meeting production goals, ensuring policy compliance, and participating in community events. The role may supervise employees, requires schedule flexibility, and involves up to 20% travel.

Provides credit and sales support to Commercial Banking Relationship Managers by managing loan portfolios, monitoring covenant compliance and collateral, supporting underwriting, preparing credit approval packages and loan documents, and analyzing complex financial statements and tax returns. The role identifies credit risks, recommends mitigation strategies, supports client relationships and prospecting, and identifies cross-sell opportunities. It is a full-time, on-site position requiring commercial lending experience and strong financial analysis skills.

Leads the bank’s internal application development function, setting software delivery standards and governing enterprise code repositories, APIs, code reviews, and development risks. Oversees internal applications and AI-enabled solutions, ensuring secure, scalable, compliant, and business-aligned delivery. Partners with security, risk, compliance, audit, and technology teams on governance and regulatory alignment. Manages, coaches, and develops the application development team while improving delivery practices and controlling technical debt and operational risk.

Processes and verifies domestic, international, Treasury Management, and SWIFT wire transfers; monitors queues, maintains records, reconciles ledgers, provides foreign exchange rates, and resolves exceptions. Ensures compliance with banking regulations and BSA/AML requirements, conducts callback verification, manages recalls, investigates errors, and supports fraud monitoring through SAR referrals. Provides customer service and assists with audits, examinations, and cross-training.

Leads customer lifecycle strategy, marketing operations, digital channels, marketing technology, customer insights, governance, measurement, budgets, and cross-functional execution. Develops personalized customer journeys, oversees marketing planning and performance optimization, manages risk and compliance, modernizes marketing capabilities, and builds a multidisciplinary team. Requires senior leadership across CRM, analytics, digital marketing, and regulated-industry operations.

Leads the mortgage product portfolio across strategy, development, pricing, implementation, compliance, and optimization. Conducts market and competitive analysis, builds business cases, evaluates profitability, manages Optimal Blue configurations, and implements investor and pricing updates. Partners with technology, sales, marketing, investors, vendors, and internal teams to support product execution. Maintains product documentation and ensures offerings comply with regulatory, legal, ethical, and quality requirements.

Manages larger commercial credit portfolios to support soundness, profitability, and growth. Responsibilities include analyzing complex financial statements and tax returns, preparing credit packages, supporting underwriting and loan closings, reviewing loan documents, preparing commitment letters, maintaining client relationships, identifying cross-sell opportunities, and assisting commercial lenders with prospecting.

Owns the strategy, governance, configuration, roadmap, and full enhancement lifecycle of the mortgage Loan Origination System and related platforms. Partners with mortgage operations, underwriting, compliance, marketing, technology, and vendors to translate business needs into solutions, manage integrations, prioritize backlogs, lead testing and releases, improve automation, maintain controls, and ensure regulatory compliance. Supervises employees and supports training, issue resolution, and platform adoption.

Provides administrative support for Loss Mitigation and Special Assets Management. Responsibilities include maintaining tax and loan records, reviewing invoices, paying property taxes, managing spreadsheets and past-due queues, ordering property-related documents, coordinating loan transfers and closings, handling inquiries, and supporting compliance and departmental operations. The role requires strong organizational, communication, documentation, computer, and real estate record-management skills.

Develop personalized financial plans for high-net-worth clients covering investments, retirement, estate, tax, risk management, and business succession. Lead discovery meetings, assess client finances, present recommendations, ensure compliance, maintain planning records, collaborate with legal and tax professionals, support relationship reviews, build referral networks, acquire new client assets, and represent the bank in community events.

Supports Treasury Management customers and products through onboarding, implementation, service requests, documentation, billing validation, issue resolution, and ongoing client education. Manages high-volume communications, coordinates with Treasury Officers and internal teams, assists with system access and technical inquiries, identifies potential fraud or control risks, and ensures accurate service delivery. The role requires schedule flexibility and up to 10% travel.

Manages larger commercial credit portfolios to support soundness, profitability, and growth. Responsibilities include analyzing complex financial statements and tax returns, preparing credit packages, supporting underwriting and loan closings, reviewing documentation, maintaining client relationships, identifying cross-sell opportunities, and assisting commercial lenders with prospecting. The role is full-time and onsite in Birmingham or Mobile, Alabama.

Supports product lifecycle management across Retail and Business Banking, including roadmap development, product enhancements, competitive analysis, pricing initiatives, customer insights, performance reporting, and product rationalization. Collaborates with business lines, operations, risk, compliance, and IT to improve customer-focused products while maintaining regulatory alignment and coordinating cross-functional initiatives.

Manages larger commercial credit portfolios to support soundness, profitability, and growth. Analyzes complex financial statements and tax returns, prepares credit packages, supports underwriting and loan closings, reviews documentation, and prepares commitment letters. Serves as a secondary client contact, identifies cross-selling opportunities, and assists commercial lenders with prospecting and sales support while maintaining compliance with credit policies and banking regulations.

Provides comprehensive financial planning and investment management services for clients. Responsibilities include building client relationships, assessing financial goals, developing customized plans, advising on retirement and estate planning, managing asset allocation and investment strategies, monitoring portfolios, and staying current with industry trends and regulations.

Investigates suspected fraud across deposit, payment, card, check, ACH, wire, and digital banking channels. Reviews transactions and evidence, contacts customers, determines claim validity, documents cases, prepares regulatory reports and fraud correspondence, and pursues recovery opportunities. The role ensures compliance with Regulation E, NACHA, BSA/AML, card network rules, and other requirements while collaborating with operations, legal, security, and compliance teams. It manages high case volumes and supports fraud prevention improvements.

Develops comprehensive financial plans for high-net-worth clients covering investments, retirement, estate, tax, risk management, and succession strategies. Leads client discovery and assessments, presents recommendations, ensures regulatory compliance, maintains planning records, and collaborates with private banking, investment management, legal, and tax professionals. Supports client relationship reviews, business development, community outreach, and asset acquisition while staying current on financial planning and regulatory trends.

Manage and grow commercial banking relationships with businesses generating over $5 million annually. Responsibilities include originating loans, securing deposits, selling cash management services, cross-selling bank products, developing new business, analyzing financial statements, recommending loan terms, managing closings, evaluating risk, guiding credit analysts, meeting production goals, and participating in community activities. The role may supervise employees and requires up to 20% travel.

Provide comprehensive financial planning and investment management for clients. Build relationships, assess financial goals, develop customized plans, advise on retirement and estate planning, manage asset allocation and investment strategies, monitor portfolios, and stay current with industry regulations and trends.

Supports Commercial Banking Relationship Managers by managing loan portfolios, monitoring covenants and collateral, assisting with underwriting and credit approval packages, analyzing financial statements and tax returns, preparing loan documents, identifying risks and cross-sell opportunities, and supporting client relationships and prospecting. The role requires collaboration with Credit Analysts, compliance training, schedule flexibility, and up to 10% travel.